One big annual bill is why clients skip preventive care —Veterinary Payment Plans
A veterinary payment plan spreads the preventive care a pet already needs across twelve predictable monthly payments. The hospital gets recurring revenue it can count on; the client gets care they never have to postpone over a surprise invoice.
- 12
- Monthly payments instead of one annual bill
- $0
- Claims, denials, or third-party take
- Multi-pet
- Households enroll every pet on one account
How veterinary payment plans work
You bundle the care, you set the price
Add up the exams, vaccines, and diagnostics a puppy, kitten, adult, or senior pet already needs in a year at your normal fees. Divide by twelve. That monthly number becomes the plan — priced by your hospital, not a vendor.
The client pays you, not a finance company
Unlike CareCredit or third-party financing, a payment plan is a direct agreement between your hospital and the client. No credit application at the front desk, no interest promotions to explain, and the relationship stays yours.
Billing runs without a phone call
Monthly charges bill automatically, failed payments retry on a schedule, and plans renew on their anniversary. Your team enrolls a client in about two minutes and never chases a card again.
Multi-pet households are the multiplier
Households with two or more pets enroll each pet on its own plan under one client account with a single consolidated monthly charge — typically doubling plan revenue per client.
Launching a plan at your hospital
Price your tiers
Build puppy, kitten, adult, and senior plans from the services you already deliver. The AI plan builder publishes your first tier in under an hour, and our team reviews your pricing before launch.
Start at the puppy and kitten visit
The first vaccination series is the natural enrollment moment — the client is already committed to a year of preventive care and the plan simply makes it affordable.
Offer it to your wellness-gap clients
Your own database shows which clients skipped a preventive visit last year. They are the warmest list you have, and a plan gives them a reason to come back on schedule.
Watch recurring revenue climb
Active plans, renewal rate, and monthly recurring revenue land in one live dashboard, alongside visit frequency for members versus non-members.
Practices That Got Off The Treadmill.
Select a practice to see how their membership revenue compounded month over month.
“We dropped two of our worst PPO contracts in year one. The membership plan replaced that revenue and then some — and we finally control our own fee schedule.”
- Members
- 612
- MRR
- $38.9K
- ARR
- $467K
- MRR Growth
- +284%
- Write-offs
- -$186K
Veterinary payment plan questions
- Is a veterinary payment plan the same as pet insurance?
- No. A payment plan is a prepaid preventive care package sold by your hospital — exams, vaccines, and diagnostics the pet will use anyway, spread over twelve payments. Pet insurance is a third-party product for accidents and illness. Many clients carry both, and the two do not compete.
- What is typical veterinary payment plan pricing?
- Plans commonly run $30–$70 per month depending on species and life stage, priced so the twelve payments cover the included preventive care at your normal fees. You set the tiers — most hospitals publish a puppy, kitten, adult, and senior plan.
- How is this different from CareCredit or financing?
- Financing lends the client money to pay you a lump sum, with credit applications and interest terms you do not control. A payment plan is your own product: the client pays your hospital monthly for care you have already defined. There is no credit application and no third party taking a cut.
- What happens when a payment fails?
- Automated retries recover most failed cards without anyone picking up the phone, and the dashboard flags the accounts that need a human follow-up. You always know which plans are current and which need attention.
- Can one client cover multiple pets?
- Yes. Each pet runs its own plan under a single client account with one consolidated monthly charge — the standard setup for multi-pet households.
- Does this replace my practice management system?
- No. BoomCloud™ runs the plan and billing layer alongside your existing practice information management system — you import your client list and keep your records where they are. The software fee plus a per-member portion built into membership dues funds security, support, and platform capacity as your plan scales.
Ready to stop writing off preventive care?
Build your first payment plan free, enroll the clients who already skip visits over cost, and watch recurring revenue land every month.
Own your revenue. Starting this month.
Launch a membership plan, enroll your uninsured patients, and watch recurring revenue land every month — no claims, no write-offs.
Free 30 days · Setup help included · Keep every member you enroll