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How Much Should a Crown Cost Without Insurance? Affordable Options & Savings Tips

April 20, 2025
Topics: Patients
Written by: Keilani

How Much Should a Crown Cost Without Insurance?

A dental crown, also known as a tooth cap, is used to restore a damaged, weakened, or decayed tooth. If you don’t have insurance, the cost of a crown might seem overwhelming.

The cost of a dental crown without insurance ranges from $800 to $3,000 per tooth, depending on the material used, the location of the tooth, and additional dental procedures like root canals.

If you’re looking for affordable ways to cover the cost of a crown, you’re in luck! There are several ways to save, including dental membership plans, payment plans, and low-cost dental care options.

Let’s break down crown costs, what affects pricing, and how to save on dental treatment.


Breakdown of Dental Crown Costs Without Insurance

The price of a tooth crown depends on several factors, including the material used and the dentist’s location.

Average Cost of a Dental Crown Without Insurance

Type of Crown Cost Without Insurance Cost With Membership Plan Potential Savings
Porcelain Crown $800 – $3,000 $500 – $1,500 30-60%
Metal Crown (Gold/Alloy) $900 – $2,500 $600 – $1,800 30-50%
Porcelain-Fused-to-Metal (PFM) $875 – $1,400 $600 – $1,200 30-50%
Zirconia Crown $1,000 – $2,500 $700 – $1,500 30-50%
Same-Day CEREC Crown $900 – $2,500 $600 – $1,800 30-50%
Temporary Crown $100 – $300 $75 – $150 30-50%

Porcelain and zirconia crowns are the most natural-looking, while metal crowns offer superior durability.


Types of Dental Crowns and Their Costs

1. Porcelain Crowns ($800 – $3,000)

✔ Best for front teeth due to their natural look.
✔ More expensive but blends well with existing teeth.
Durable but can chip over time.

2. Metal Crowns (Gold/Alloy) ($900 – $2,500)

Extremely durable and long-lasting.
✔ Used mainly for molars that endure heavy chewing.
More expensive due to the high cost of gold.

3. Porcelain-Fused-to-Metal (PFM) Crowns ($875 – $1,400)

Strong but also aesthetically pleasing.
✔ More affordable than full porcelain or metal crowns.
May show a metal edge over time.

4. Zirconia Crowns ($1,000 – $2,500)

✔ One of the most durable and natural-looking options.
✔ Resistant to cracking and staining.
More expensive but lasts longer than porcelain.

5. Same-Day CEREC Crowns ($900 – $2,500)

Completed in a single dental visit.
✔ Ideal for busy patients who want immediate results.
✔ Costs slightly more than traditional crowns.

Porcelain and zirconia crowns are best for front teeth, while metal crowns work well for molars due to their durability.


How to Save on the Cost of a Dental Crown Without Insurance

If you’re worried about the cost of a dental crown, here are affordable ways to reduce your expenses while ensuring high-quality care.

1. Use a Dental Membership Plan

A dental membership plan provides discounted dental services without requiring insurance.

Save 30-60% on crowns and other dental treatments
No waiting periods or deductibles
Immediate access to lower prices

Example Savings: A porcelain crown that costs $1,500 could be reduced to $750 with a membership plan.

Find an affordable dental membership plan at The Patient Marketplace.

2. Ask About Payment Plans

Many dentists offer financing options to make crowns more affordable.

CareCredit – 0% interest for qualified applicants.
Sunbit – Flexible monthly payment plans.
In-house financing – Some dentists allow payments over time.

3. Visit a Dental School for Low-Cost Crowns

Dental schools provide affordable tooth capping procedures performed by students under expert supervision.

4. Use an HSA or FSA Account

A Health Savings Account (HSA) or Flexible Spending Account (FSA) allows you to pay for crowns tax-free, reducing your total cost.

5. Look for Special Offers or Discounts

Some dental offices offer discounts for:
New patients
Referral programs
Multiple crowns at once

Call local dental offices and ask about their specials!


Why You Shouldn’t Delay Getting a Dental Crown

Ignoring a damaged or decayed tooth can lead to more expensive and painful procedures.

A cracked tooth can worsen, requiring a root canal or extraction.
Delaying treatment increases the risk of infection and pain.
Crowns prevent the need for more costly treatments like implants or bridges.

Getting a crown now can save you thousands in the future!


Success Story: How One Patient Saved 50% on a Tooth Crown

Meet David, a 40-year-old who needed a crown but couldn’t afford the high cost. His dentist quoted $1,500 for a porcelain crown.

Initial Cost Estimate: $1,500 for one crown.
His Solution: David joined a membership plan through The Patient Marketplace for $30 per month.
Final Cost: $750 total—a 50% savings!

“I never thought I could afford a dental crown without insurance, but my membership plan made it possible. The quality of care was excellent!” – David, 40


FAQs About the Cost of a Dental Crown Without Insurance

How much should a dental crown cost without insurance?
A porcelain crown costs $800 – $3,000, while metal and zirconia crowns range from $900 – $2,500.

Is there a way to get a cheaper crown?
Yes! Membership plans, financing, and dental schools offer affordable options for crowns.

Where can I find an affordable dentist for a crown?
Check The Patient Marketplace for discounted membership plans at trusted dental offices.


Final Thoughts: Get a Quality Dental Crown Without Overpaying

A dental crown is an investment in your oral health, and cost shouldn’t prevent you from getting the care you need.

How to Save on Dental Crowns:
Join a dental membership plan (save 30-60%)
Ask about financing & payment plans
Look for new patient specials

Ready to restore your smile? Visit The Patient Marketplace to find affordable tooth crown options today!

Save on Dental, Optometry & Wellness

Dental & vision insurance are not the best options if you want to truly save on dental work or vision care. Search our listings of vetted prctices that can help you save money!

Jordon Comstock

Author Bio

Jordon Comstock is the Founder & CEO of BoomCloud™, a software that allows practice, clinic & spa owners to build, manage and scale a membership program. Jordon loves helping patients save on care & writing tips in dentistry, optometry and the spa industries. Jordon is passionate about music, Hawaii, Healthcare businesses like: dentistry, optometry, med spas and massage spas.