How to Make Dental Practice Care Affordable: Save Big With or Without Insurance

September 27, 2025
Topics: Dental
Written by: Cory Youngberg

Dental Costs Are Crushing Americans. Here’s How to Break Free.

Let’s not sugarcoat it, even basic dental care in the U.S. can feel like a luxury.

A single dental visit can run $300 to $500, and if you need anything more advanced (like crowns, implants, or root canals), expect thousands out-of-pocket, even with insurance.

It’s no wonder millions delay or avoid the care they need.

But here’s the good news: you have more options than you think, and they don’t have to include traditional dental insurance.

Why Dental Insurance Isn’t Cutting It Anymore

Most dental insurance plans haven’t changed much since the 1970s. They cap coverage at around $1,000 to $1,500 a year, the same dollar amount for decades, despite inflation and skyrocketing costs.

You’re paying premiums monthly just to get partial discounts, limited provider networks, and zero coverage for many modern procedures.

You’re paying more to get less.

The Modern Solution: In-Office Membership Plans

Dental practices across the U.S. are now flipping the script with in-office membership plans, an insurance-free, transparent, affordable way to manage your dental care.

What’s a Membership Plan?

It’s like a dental “subscription” directly with your dentist. You pay a low monthly or annual fee and get access to:

✅ 100% coverage for cleanings, exams, and X-rays
✅ 20–50% discounts on procedures
No waiting periods, no deductibles, no exclusions

And it’s all managed between you and the dental office. No middleman. No insurance headaches.

Real Talk: How One Patient Saved Over $2,000 in a Year

Meet Laura, a 34-year-old single mom from Dallas.

After being quoted over $3,600 for treatment with insurance (which only covered $1,200), she almost walked away, until she found a dentist through The Patient Marketplace.

She joined an in-office membership plan for $29/month. That year, she received:

  • 2 cleanings

  • X-rays and exams

  • A crown

  • 3 fillings

  • A root canal

Total spent with membership: $1,430
Without membership or insurance: $3,850

Savings: Over $2,400, with better service and no insurance games.

Not Just for the Uninsured

Even if you already have insurance, a membership plan might offer more coverage, fewer restrictions, and bigger savings, especially if you’ve maxed out your annual limit or need services insurance doesn’t cover.

What If You Don’t Have a Dentist?

That’s where The Patient Marketplace comes in.

It’s the easiest way to find a dental practice near you offering transparent pricing, flexible plans, and real patient reviews, even filter by membership availability, location, and specialties.

Why Patients Love It:

  • ✅ No surprise bills

  • ✅ Know your cost before treatment

  • ✅ Access to vetted, quality practices

  • ✅ Exclusive deals and offers

The best part? It’s free to use, and you could save thousands.

⚠️ Don’t Wait Until It’s a Crisis

Dental issues don’t fix themselves. They get worse. That small cavity? $150 now or $1,000+ later when it turns into a root canal.

Membership plans make dental care accessible now, not just when it’s too late.

And the sooner you lock in a dentist that fits your needs, the more you save.

Here’s What To Do Next:

Visit The Patient Marketplace
Find a dentist near you who offers a membership plan
Compare plans, pricing, and reviews
Start saving instantly on cleanings, X-rays, fillings, and more

My Top Podcasts

How Smart Practice Owners Attract, Retain & Create Recurring Revenue

Get the book that’s helping over 65,000  practices ditch insurance, boost cash flow, and create financial freedom with a patient membership program.

Membership Plans For Optometrists

vision-membership-plan-ebook Creating a patient membership plan is the smartest strategy to implement in your practice. You will increase patient satisfaction & loyalty, Increase predictable recurring revenue & increase sales!

Fire The PPOs!

Say goodbye to PPOs and hello to a thriving, independent dental practice. Don’t miss out – your journey to financial freedom starts here!

Subscribe to Our Podcasts!

Jordon Comstock

Author Bio

Jordon Comstock is the Founder & CEO of BoomCloud™, a software that allows practice, clinic & spa owners to build, manage and scale a membership program. This helps practice & clinic owners to create recurring revenue & improve loyalty via membership programs. Jordon is passionate about Music, Hawaii, Healthcare businesses like: dentistry, optometry, med spas and massage spas. Schedule a demo of BoomCloud™ and learn how membership programs can improve your business. Here are more dental books to improve your practice

Calculate Your Potential

with BoomCloud™

Recurring Revenue Growth Calculator

Discover the revenue potential of your practice’s membership plans. This calculator helps you project growth by analyzing key factors like patient volume, plan pricing, and service utilization. See how implementing a custom plan can boost your bottom line.

Revenue Calculator

 PPO Loss Calculator – How Much are YOU Losing?

Calculate the hidden costs of relying on traditional PPO plans. Our PPO Loss Calculator reveals the revenue you could be missing out on and helps you strategize for greater profitability with a membership-based model.

PPO Loss Calculator