Best Dental Savings Plan: The Real Secret to Big Smiles, Small Bills, and Lifetime Loyalty

August 02, 2025
Topics: Dental
Written by: Keilani

Sick of Insurance Headaches? The Best Dental Savings Plan Isn’t What You Think

Let’s be honest—Googling the “best dental savings plan” is usually code for “please, someone save me from the insurance mafia.”
We’ve all been there:

  • Insurance premiums that make your eyes water

  • Fine print so tiny you need a microscope

  • Benefits that disappear faster than a sugar cube in hot coffee

Here’s the truth: The best dental savings plan isn’t a dusty discount card or an insurance plan that covers a cleaning and a prayer. It’s a new wave of membership programs—custom-built for real people who want real savings, and for practices that want loyal, high-value patients.


How One Family Ditched Insurance and Found Their Forever Dentist With a Savings Plan

Meet the Simons family.
No dental insurance, three kids, two adults, and a history of… let’s just say, “emergency visits.” After getting stung by three-figure cleanings and thousand-dollar crowns, they searched “best dental savings plan” and landed at Dr. Lee’s office.

Dr. Lee offered a membership plan for a simple monthly fee:

  • Two cleanings, exams, x-rays

  • 20% off all other treatment (yes, all of it)

  • No waiting, no denials, no annual maximums

In the first year, the Simons saved $600, got more preventive care, and—bonus—felt like VIPs instead of “cash flow.”
Now, their friends ask, “Who’s your dentist?!” instead of “How much did that root canal cost?”


What Is the Best Dental Savings Plan? (Hint: It’s Not in Your Mailbox!)

Let’s clear the confusion.
Dental savings plans are NOT insurance. The best ones aren’t even run by insurance companies. They’re direct, in-house membership programs that connect you and your dentist—no middlemen, no insurance jargon, no nonsense.

The Best Dental Savings Plan Will Always:

  • Offer predictable, low monthly or yearly fees

  • Include preventive care (cleanings, x-rays, exams)

  • Give real discounts (10–25%) on every treatment—no exceptions

  • Be easy to join and easy to use (digital sign-up FTW)

  • Skip the claims, the denials, and the “sorry, not covered” heartbreak

Real Stats

  • 73% of uninsured patients say cost is the main reason they skip dental care (ADA, 2024)

  • Membership plan patients are 2.7x more likely to get regular checkups

  • Practices using membership savings plans see 32% higher patient retention


What to Look For in the Best Dental Savings Plan

No insurance required
Transparent monthly fee
Discounted treatment (not just “some” services)
Easy digital onboarding
‍‍ Family-friendly options
Rave reviews and high retention
No “network” headaches—use at your own dentist


Why Membership Plans Beat Every “Best Dental Savings Plan” List in 2025

Here’s the punchline:
Old-school savings cards work like those 90s coupon books—cool in theory, weak in reality.
But a membership plan (especially run on BoomCloud™) flips the script:

  • Preventive care is included (not “if you qualify”)

  • Discounts are real (not “up to” or “maybe”)

  • Everyone saves—patients, families, and yes, even the practice

BoomCloud™ Is the Rocket Fuel for the Best Dental Savings Plan

  • Lightning-fast digital enrollment

  • Family and senior options

  • Automated reminders (never miss a cleaning!)

  • Practice gets predictable MRR (monthly recurring revenue)

  • Patients get peace of mind, savings, and real relationships


CASE STUDY: Dr. Lee Doubles Recurring Revenue (and Patient Loyalty) With BoomCloud™

Before BoomCloud™:

  • Simons family and others paid cash (or skipped visits)

  • Insurance patients delayed care—“I’ll wait for next year’s benefits…”

  • Cash flow was as unpredictable as the weather

After launching BoomCloud™:

  • 245 patients joined within 9 months

  • MRR hit $8,700 ($104,400 ARR!)

  • Simons family and others started booking ahead—no more last-minute emergencies

  • Average member spent 3.1x more on treatment than “deal-seeker” patients

  • Word-of-mouth exploded—referrals up 49%

Dr. Lee’s Epiphany

“The best dental savings plan is simple: take care of people, reward loyalty, and make care affordable. Membership makes it possible—BoomCloud™ makes it automatic.”


MRR, ARR & Revenue Per Patient—Why the Best Dental Savings Plan Is a Win for Everyone

MRR (Monthly Recurring Revenue):
Every membership means predictable monthly income. No more “feast or famine” months.

ARR (Annual Recurring Revenue):
Stack those memberships and you’re set—practices can plan, hire, invest, and grow.

Revenue Per Patient:
Members book more, refer more, and accept more treatment—because they feel valued (and it fits their budget).

The Numbers Don’t Lie

  • Membership patients spend 2–4x more than non-members (BoomCloud™ data)

  • Offices using plans report 90%+ retention after 12 months

  • Fewer patients skip appointments or delay needed care (because it’s affordable)


BoomCloud™ Ideas for Building the Best Dental Savings Plan

  • Create tiered plans (basic, family, perio, cosmetic)

  • Offer new member “welcome kits” with perks

  • Automate recall reminders, renewals, and member-only promotions

  • Track referrals—reward your biggest advocates

  • Use data to adjust pricing, benefits, and spot your practice’s “superfans”


FAQs

What’s the difference between a dental savings plan and dental insurance?
Savings plans are NOT insurance—no claims, no denials, no maximums. You pay your dentist directly and save on every visit.

Can I use a dental savings plan if I have insurance?
Yes! Many people use them for services insurance doesn’t cover, or to save on out-of-pocket costs.

How much can I save with the best dental savings plan?
Hundreds to thousands a year, depending on your needs—and you’ll actually use your benefits.

Is BoomCloud™ only for big practices?
No way! Solo dentists, groups, and DSOs all use BoomCloud™ to build killer membership plans.

Do family and kids plans exist?
Absolutely—most offices create special rates for families, kids, and seniors.

How do I find a dentist offering a savings plan?
Call your local office or look for practices featuring “membership plans powered by BoomCloud™.”


Conclusion: Stop Wasting Money—Find the Best Dental Savings Plan for You

Ditch the old coupon cards and insurance runaround.
The best dental savings plan is built by dentists, for patients, and rewards loyalty, not loopholes.
Save money, smile more, and build a relationship that lasts a lifetime.


Ready to Get the Best Dental Savings Plan?

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Jordon Comstock

Author Bio

Jordon Comstock is the Founder & CEO of BoomCloud™, a software that allows practice, clinic & spa owners to build, manage and scale a membership program. This helps practice & clinic owners to create recurring revenue & improve loyalty via membership programs. Jordon is passionate about Music, Hawaii, Healthcare businesses like: dentistry, optometry, med spas and massage spas. Schedule a demo of BoomCloud™ and learn how membership programs can improve your business. Here are more dental books to improve your practice

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