Are Inhouse Dental Insurance Plans the Ultimate Growth Hack?

August 02, 2025
Topics: Dental
Written by: Lisa Rasmussen

Alright dental warriors—

Let’s bust out of the insurance box and talk straight about one of the most misunderstood money-makers in dentistry: inhouse dental insurance plans (a.k.a. dental membership plans). If you’re sick of begging insurance for crumbs, chasing unpaid claims, or watching uninsured patients ghost after their first cleaning, this is the gospel you NEED.

This isn’t just another “add a plan to your menu” article. This is how to outgrow insurance, double (even quadruple) your revenue per patient, and transform one-time visitors into raving, loyal fans who fuel your growth—all with irreverent Jordon Comstock energy and conversion firepower from the best in the business.

Quick reality check:

Traditional insurance is a trap. The networks are shrinking, reimbursement is down, patients hate the paperwork, and you’re left eating the leftovers.
But what if you could turn EVERY uninsured patient into a loyal, high-value member—on your terms, with your rules, for recurring monthly revenue you can actually count on?

If that sounds like dentist Disneyland, keep reading—because it’s not fantasy, it’s happening RIGHT NOW in practices using BoomCloud™ and other inhouse dental insurance plan platforms.


STORY:

“How Dr. Allie Escaped Insurance Hell With an Inhouse Dental Insurance Plan”

Dr. Allie owned a 3-op suburban practice. She was tired of insurance write-offs and the “race to the bottom” for new patient deals. After a little late-night binge-reading and a few podcasts (yes, Jordon Comstock’s, obviously), she launched her own inhouse dental insurance plan.

Here’s how she did it:

  • Marketed the plan as “Better than dental insurance—no waiting, no denials, no drama.”

  • Trained her team to offer membership at every touchpoint (phone, online, in person, after treatment).

  • Priced the plan for value: $30/month or $330/year, which included two cleanings, exams, emergency visits, and 20% off all other treatment.

  • Leveraged BoomCloud™ to automate billing, renewal, and reminders—set it and forget it.

The Results?

  • Active members in Year 1: 473

  • Monthly Recurring Revenue (MRR): $14,190

  • Annual Recurring Revenue (ARR): $170,280

  • Membership patients’ average annual spend: $1,425 (vs. $540 for uninsured/non-members)

  • Retention: 91%

  • Team bonuses (yup, from the MRR): morale through the roof

  • Fewer no-shows, more referrals, and a 5-star Google reputation

Dr. Allie’s “inhouse dental insurance plan” became her top growth driver—better than any marketing campaign, Groupon, or PPO contract.


“Why Inhouse Dental Insurance Plans Crush It—And How to Launch Yours”

Here’s the truth:
Insurance companies are middlemen. Inhouse dental insurance plans are a direct, recurring relationship with YOUR patients—no permission slip required.

Benefits for Patients:

  • No pre-approvals, no waiting periods, no “gotchas.”

  • Lower out-of-pocket costs for routine and emergency care.

  • VIP experience and exclusive discounts.

Benefits for Your Practice:

  • Predictable, monthly recurring revenue (MRR) you can build on.

  • Patients spend 2X–4X more, and come in more often.

  • You control pricing, perks, and patient experience.

  • Cut out the red tape and boost case acceptance.

Best of all?
Platforms like BoomCloud™ make setup, billing, and compliance EASY. (You do NOT want to DIY your own spreadsheets… ask me how I know.)


“From Insurance Victim to Revenue Visionary: The Moment You Flip the Switch”

Imagine this:
A new patient calls, no insurance, a little embarrassed. Instead of quoting your rack rate and praying they say yes, your team confidently offers:

“No insurance? No problem! Most of our patients actually join our inhouse dental insurance plan and start saving right away. Can I tell you about it?”

Instant value. Immediate connection. And a patient that stays.

You’re no longer competing with the low-ball $49 special down the street. You’re building real relationships and recurring value.


CASE STUDY:

“The BoomCloud™ Effect: $10K MRR from Inhouse Dental Insurance Plans”

A group practice in Colorado rolled out BoomCloud™ for their inhouse dental insurance plan, with marketing at every patient touchpoint (website, signage, phone scripts, post-op follow-ups).

Here’s what happened in 12 months:

  • Members signed up: 587

  • Monthly Recurring Revenue: $11,740

  • Annual Recurring Revenue: $140,880

  • Membership patient spend: $1,680/year (up from $560 pre-membership)

  • No-show rate: Cut by 53%

  • Referrals: 3X higher (members LOVE sharing their “VIP” benefits)

  • Practice value: Up 30% in a single year (MRR and ARR are key factors in valuation)

BoomCloud™ handled everything—signups, renewals, reminders, reporting—while the team focused on care and connection.


BULLET LIST:

How to Make Your Inhouse Dental Insurance Plan a Patient Magnet (and Profit Machine)

  • Offer membership at every patient touchpoint (phone, website, in-office, social)

  • Train your team to explain the perks and sign up patients confidently

  • Automate everything with BoomCloud™ (billing, renewals, reminders)

  • Gamify enrollments—celebrate new signups with your team

  • Use member testimonials in your marketing (“I saved $580 my first year!”)

  • Referral rewards for members—let your members market for you

  • Track your MRR, ARR, and member retention—this is your real growth metric


THE BIG PICTURE:

Optimizing Revenue Per Patient is the Best Dental Marketing Ever

Here’s the punchline:
It’s not about how many patients you “get”—it’s about how much value (and care) you deliver per patient.

  • Inhouse dental insurance plan members spend 2–4X more

  • You build loyalty, recurring revenue, and word-of-mouth referrals

  • Your practice becomes more valuable and resilient


FINAL TAKEAWAY

The future of dentistry isn’t with insurance. It’s with YOU—owning your patient relationships, setting your prices, and earning predictable, recurring income with inhouse dental insurance plans.

Launch yours. Grow your MRR and ARR. Celebrate every new member—and watch your practice go from stressed to unstoppable.


Your Million-Dollar Membership Plan Resources

My Top Podcasts

How Smart Practice Owners Attract, Retain & Create Recurring Revenue

Get the book that’s helping over 65,000  practices ditch insurance, boost cash flow, and create financial freedom with a patient membership program.

Membership Plans For Optometrists

vision-membership-plan-ebook Creating a patient membership plan is the smartest strategy to implement in your practice. You will increase patient satisfaction & loyalty, Increase predictable recurring revenue & increase sales!

Fire The PPOs!

Say goodbye to PPOs and hello to a thriving, independent dental practice. Don’t miss out – your journey to financial freedom starts here!

Subscribe to Our Podcasts!

Jordon Comstock

Author Bio

Jordon Comstock is the Founder & CEO of BoomCloud™, a software that allows practice, clinic & spa owners to build, manage and scale a membership program. This helps practice & clinic owners to create recurring revenue & improve loyalty via membership programs. Jordon is passionate about Music, Hawaii, Healthcare businesses like: dentistry, optometry, med spas and massage spas. Schedule a demo of BoomCloud™ and learn how membership programs can improve your business. Here are more dental books to improve your practice

Calculate Your Potential

with BoomCloud™

Recurring Revenue Growth Calculator

Discover the revenue potential of your practice’s membership plans. This calculator helps you project growth by analyzing key factors like patient volume, plan pricing, and service utilization. See how implementing a custom plan can boost your bottom line.

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 PPO Loss Calculator – How Much are YOU Losing?

Calculate the hidden costs of relying on traditional PPO plans. Our PPO Loss Calculator reveals the revenue you could be missing out on and helps you strategize for greater profitability with a membership-based model.

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