How to Build a Dental Savings Plan for Small Practices
Let’s be honest.
If your small dental practice is still depending on PPOs to “feed” you patients… you’re basically letting insurance companies dictate your income. 😬
Margins shrink. Write-offs grow. And you work harder for less.
But what if you could:
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Increase revenue per patient
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Create predictable monthly recurring revenue (MRR)
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Build loyalty that actually means something
That’s exactly why more dentists are asking how to build a dental savings plan for small practices — and why the smartest ones are winning.
Let’s break this down in the fun way. 🚀
The Hard Truth About Small Practices
Here’s the reality:
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According to the ADA Health Policy Institute, nearly 40% of U.S. adults don’t have dental insurance.
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Uninsured patients delay treatment.
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Delayed treatment = lower case acceptance.
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Lower case acceptance = stagnant growth.
Now add PPO write-offs averaging 30–45%.
You’re working like a savage… but your bank account isn’t impressed.
So what’s the move?
Stop renting patients from insurance companies.
Start owning the relationship.
What Is a Dental Savings Plan (And Why It’s Genius)?
A dental savings plan (also called an in-house membership plan) is a simple subscription model where patients pay a monthly or annual fee in exchange for preventive care and discounts.
Think Netflix. But for teeth. 🦷✨
Patients get:
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2 cleanings
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Exams & X-rays
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Emergency visits
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10–20% off treatment
You get:
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Higher case acceptance
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Loyalty on autopilot
And the best part?
Membership patients typically spend 2X–4X more per year than non-members.
Why? Because they come in. They trust you. And they say yes to treatment.
If you’re serious about scaling, optimizing revenue per patient is the cheat code.
How to Build a Dental Savings Plan for Small Practices (Step-by-Step)
Let’s get tactical. 💥
1. Design Simple, Profitable Tiers
Small practices don’t need complexity. Keep it clean.
Create 2–3 plans:
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👨👩👧 Adult Plan
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🧒 Child Plan
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👵 Perio Plan (if needed)
Example pricing structure:
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$35–$45/month adult
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$25–$35/month child
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$50–$65/month perio
The math works because:
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Preventive visits are already built into your schedule
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You eliminate insurance write-offs
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Treatment acceptance increases
Pro Tip: Price it so 2 visits + X-rays are covered, and profit comes from treatment.
2. Make It Subscription-Based (MRR Is King 👑)
One of the biggest mistakes small practices make?
Annual-only plans.
Stop doing that.
Monthly recurring revenue (MRR) creates a predictable cash flow.
Example:
200 members x $40/month = $8,000/month MRR
That’s $96,000/year ARR (Annual Recurring Revenue).
That’s before treatment.
Now imagine 500 members.
This is how you stabilize a small practice without adding more operatories.
Want a real blueprint? Check out the Dental Clinic Marketing Goals Guide.
3. Automate Everything (Manual = Miserable)
If you’re tracking memberships on spreadsheets…
Stop it. 😂
Use a platform like BoomCloud™ to:
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Automate billing
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Manage renewals
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Track MRR & ARR
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Send reminders
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Promote upgrades
👉 Schedule a demo here: https://boomcloudapps.com/demo-schedule/
Automation = scale.
Without automation, you don’t have a program.
You have a headache.
4. Train Your Team to Sell It (Without Being Salesy)
This is where small practices drop the ball.
Your front desk should confidently say:
“Mrs. Jones, since you don’t have insurance, we have something better.”
Not:
“Uh… we have this membership thing if you want it.”
Big difference.
Train your team to:
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Present it at checkout
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Mention it during scheduling
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Offer it before patients leave
When positioned correctly, conversion rates often hit 30–60% for uninsured patients.
Case Study: Small Practice → $42,000 MRR with BoomCloud™
Dr. Smith (name changed) had:
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1,800 active patients
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35% uninsured
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Heavy PPO write-offs
They launched a membership plan using BoomCloud™.
Year 1 results:
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1,050 members
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$40 average monthly fee
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$42,000/month in MRR
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$504,000 ARR
Here’s what changed:
✅ Case acceptance increased 28%
✅ Hygiene schedule filled 3 months out
✅ Revenue per patient doubled
And the kicker?
They dropped 2 low-paying PPOs.
That’s power.
You can create your account here:
👉 https://boomcloudapps.com/
Why Membership Patients Spend 2X–4X More
This isn’t hype.
It’s behavioral economics.
When patients pay monthly:
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They feel invested
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They don’t want to “waste” benefits
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They show up more consistently
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They accept treatment earlier
According to research published on healthcare subscription models, subscription-based healthcare improves patient retention and compliance.
Additionally, Harvard Business Review has repeatedly shown that increasing customer retention by 5% can boost profits by 25–95%.
Membership plans = retention engine.
Retention = revenue.
Common Mistakes Small Practices Make
Let’s avoid self-sabotage. 🚫
❌ Pricing too low
❌ No automatic billing
❌ Overcomplicating plan structure
❌ Not promoting it on the website
❌ Not tracking KPIs
Instead, focus on:
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Membership growth rate
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MRR
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Treatment acceptance %
If you want a deeper strategy, review the Six-Figure Membership Plan Course.
How to Market Your Dental Savings Plan
Building it isn’t enough.
You must promote it everywhere:
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🌐 Website homepage banner
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📱 Social media
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📧 Email campaigns
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📍 In-office signage
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💬 Text reminders
Create a dedicated landing page explaining:
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Who it’s for
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What’s included
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How much does it costs
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Why is it better than insurance
Make it simple. Clear beats clever.
The Shift That Changes Everything
Most small practices think growth means:
“Get more new patients.”
Wrong.
The fastest way to grow?
Increase revenue per existing patient.
Membership plans do exactly that.
Instead of chasing strangers…
You maximize the patients already sitting in your chairs.
It’s predictable.
It’s scalable.
It’s controllable.
Insurance companies hate it.
Your accountant loves it. 😎
FAQs About How to Build a Dental Savings Plan for Small Practices
Is a dental savings plan legal?
Yes. When structured correctly, it is NOT insurance. It’s a discount membership plan. Always check state regulations.
How many members do I need to make it worth it?
Even 100 members at $40/month = $4,000 MRR.
That covers a team member’s salary.
How long does it take to launch?
With software like BoomCloud™, you can launch in 30 days or less.
Will it hurt my PPO relationships?
No. It primarily targets uninsured patients. Over time, it gives you leverage to reduce PPO dependency.
Because Implementation Matters
If you’re serious about learning how to build a dental savings plan for small practices, here’s your next step:
📘 Download the Million-Dollar Membership Plan Ebook
https://boomcloud.myclickfunnels.com/million-dollar-book
🎓 Take The Six-Figure Patient Membership Plan Course
https://www.boomcloudapp.com/six-figure-membership-course
📅 Schedule a Demo of BoomCloud™
https://boomcloudapps.com/demo-schedule/
🚀 Create Your BoomCloud™ Account
https://boomcloudapps.com/










