Wondering How Much Dental X-Rays Cost with Insurance? Here’s What to Expect
If your dentist recommends dental X-rays, you may be wondering, “How much do dental X-rays cost with insurance?” X-rays are an essential part of preventive dental care, helping detect cavities, gum disease, and other oral health issues before they become serious.
The good news? Most insurance plans cover dental X-rays, but the exact cost depends on your plan, deductible, and coverage limits. Plus, if you don’t have insurance, there are affordable options available.
In this guide, we’ll break down:
✔ How much dental X-rays cost with insurance
✔ What types of X-rays are covered
✔ How to save on dental X-rays with or without insurance
Quick Tip: Looking for a low-cost dentist who accepts insurance? Find one near you on The PatientMarketplace.
How Much Do Dental X-Rays Cost with Insurance?
Most dental insurance plans cover X-rays as part of preventive care, meaning you could pay little to nothing out of pocket. However, some plans only cover X-rays once per year, while others may charge a small copay.
| Type of X-Ray | Cost Without Insurance | Cost With Insurance |
|---|---|---|
| Bitewing X-rays (Detect Cavities) | $20–$100 | $0–$50 |
| Periapical X-rays (Single Tooth) | $25–$100 | $0–$50 |
| Full Mouth X-rays (Complete Set) | $100–$300 | $50–$150 |
| Panoramic X-rays (Entire Jaw & Sinuses) | $100–$250 | $50–$150 |
| 3D Cone Beam CT Scan (For Implants/Orthodontics) | $150–$750 | $75–$500 |
Did you know? Many dental insurance plans cover 100% of X-rays as part of your annual checkup, but you may still need to pay a deductible if additional X-rays are required.
Does Dental Insurance Cover All X-Rays?
Most basic dental plans cover routine bitewing and periapical X-rays as part of preventive care. However, full-mouth X-rays, panoramic X-rays, and 3D CT scans may only be covered if medically necessary.
✔ Covered X-rays: Routine bitewing & periapical (usually every 6–12 months)
✔ Partially Covered X-rays: Panoramic & full-mouth (every 3–5 years)
✔ Not Always Covered: 3D CT scans for dental implants or orthodontic work
Pro Tip: Check your dental plan benefits or ask your dentist to confirm which X-rays are fully covered and which may require out-of-pocket costs.
How to Save on Dental X-Rays with or Without Insurance
1. Use an In-Network Dentist
Insurance pays more when you visit an in-network provider—meaning you pay less out of pocket for X-rays.
Find an in-network dentist on The Patient Marketplace.
2. Join a Dental Membership Plan
If your insurance doesn’t fully cover X-rays, or you don’t have insurance, a dental membership plan can help you save 20%–50% instantly.
✅ Low-cost annual membership ($99–$199)
✅ Includes exams, cleanings, and X-ray discounts
✅ No waiting periods or deductibles
Find a dentist offering membership plans on The Patient Marketplace.
3. Ask for New Patient Specials
Many dental offices offer new patient promotions, which often include:
✔ Free or discounted X-rays
✔ A free consultation & exam
✔ Lower-cost cleaning packages
4. Use an HSA or FSA to Cover Costs
If you have a Health Savings Account (HSA) or Flexible Spending Account (FSA), you can use pre-tax dollars to pay for X-rays, saving you 20%–30% in taxes.
Learn more about how HSAs work for dental care.
5. Compare Prices & Choose an Affordable Provider
Not all dentists charge the same for dental X-rays. Shopping around or using The Patient Marketplace can help you find the lowest prices in your area.
Pro Tip: Some community dental clinics offer X-rays at reduced rates or even for free through non-profit programs.
Real Savings: How One Patient Paid $0 for Dental X-Rays
Meet Mike. He needed a full set of dental X-rays but wasn’t sure if his insurance would cover them.
He searched for affordable dental X-rays and found The Patient Marketplace, where he discovered a dentist who accepted his insurance and offered a membership plan for just $199/year.
His plan included:
✔ Free exams & X-rays
✔ Discounts on future dental work
Instead of paying $250, he paid $0 for his X-rays, saving $250 instantly!
Find out how much you can save! Browse affordable dental providers now.
Take Action: Find Affordable Dental X-Rays Today
If you need dental X-rays but don’t want to overpay, take control of your dental costs today.
Find a budget-friendly dentist near you on The Patient Marketplace.
Don’t wait—get the dental care you need at a price you can afford!
Suggestions for Further Reading
Inbound Links (Related Articles on Your Website)
Outbound Links (Credibility & Authority Sources)
Final Thoughts
How much do dental X-rays cost with insurance? Most routine X-rays are fully or partially covered, but advanced imaging may require out-of-pocket costs.
By using dental membership plans, choosing in-network dentists, and exploring special offers, you can get the X-rays you need at an affordable price.
✅ Ready to save? Find a trusted dentist through The Patient Marketplace and start cutting your dental costs today!
Meta Description:
Wondering how much do dental X-rays cost with insurance? Learn about X-ray pricing, coverage details, and ways to save
