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Teeth Bleaching Cost: Save Big With or Without Insurance!

February 24, 2025
Topics: Patients
Written by: Keilani

The Real Cost of a Brighter Smile

You want whiter teeth, but the cost of professional teeth bleaching keeps holding you back. You’re not alone! Teeth bleaching cost can be expensive, with professional in-office treatments ranging anywhere from $300 to $1,500 per session. Without insurance, the out-of-pocket cost can be overwhelming, and even with dental coverage, cosmetic procedures like teeth whitening often aren’t included.

But here’s the good news: there are smart ways to save big on teeth bleaching costs—whether you have insurance or not. And one of the best-kept secrets? Dental membership plans. In this guide, we’ll walk you through how you can dramatically cut your teeth whitening expenses, find affordable dentists, and even get professional treatment without breaking the bank.


Why Is Teeth Bleaching So Expensive?

Professional teeth whitening treatments at the dentist’s office are often costly because:

  • They use high-concentration bleaching agents that deliver faster, longer-lasting results.
  • The procedure is customized to your dental needs, ensuring minimal sensitivity.
  • It’s performed in a controlled environment, reducing risks of uneven whitening or gum irritation.

What Are Your Options for Teeth Whitening?

Here’s a breakdown of the most common teeth whitening options and what they cost:

Whitening Option Cost Range Covered by Insurance? Effectiveness
In-Office Professional Whitening $300 – $1,500 ❌ No ⭐⭐⭐⭐⭐
Take-Home Whitening Kit from Dentist $200 – $600 ❌ No ⭐⭐⭐⭐
Over-the-Counter Whitening Strips $20 – $50 ❌ No ⭐⭐
DIY Whitening (Baking Soda, Peroxide, etc.) $5 – $20 ❌ No

As you can see, in-office teeth bleaching is the most effective but also the most expensive. So, how do you save?


How to Save on Teeth Bleaching With Insurance

If you have dental insurance, you might still have to pay full price for whitening, since most policies consider it a cosmetic treatment. However, there are still ways to cut costs with insurance:

Use HSA or FSA Accounts – If your insurance plan includes a Health Savings Account (HSA) or Flexible Spending Account (FSA), you may be able to use those pre-tax dollars to pay for teeth whitening.

Check for Special Discounts – Some dental insurance providers offer discounts on cosmetic procedures even if they don’t fully cover them. Call your provider to ask.

Bundle with Other Procedures – If you’re getting a dental cleaning or other covered treatments, some dentists offer package deals for whitening.


How to Save on Teeth Whitening Without Insurance

If you don’t have dental insurance, you’re likely paying the full out-of-pocket price—but you don’t have to! Here are the best ways to whiten your teeth affordably without insurance:

1. Join a Dental Membership Plan

One of the best ways to get affordable whitening treatments is by signing up for a dental membership plan, like the ones found on The Patient Marketplace.

  • Membership plans typically offer 30% to 60% savings on cosmetic treatments like teeth whitening.
  • No waiting periods, no exclusions—just savings.
  • You get direct access to discounted dental care without dealing with insurance headaches.

2. Find a Dentist Offering In-House Discounts

Many local dentists offer in-house discount programs or seasonal promotions. Search for dentists in your area that offer new patient specials or whitening deals.

3. Use Professional Take-Home Whitening Kits

Instead of paying $600+ for in-office bleaching, ask your dentist about custom take-home trays. These cost around $200 to $400 but offer similar results over time.

4. Use Over-the-Counter Whitening Strips

If professional whitening is still out of reach, brands like Crest Whitestrips can give you noticeable results for as little as $25.


Real-World Example: How a Patient Saved $600 on Whitening

Jessica, a 34-year-old teacher, wanted a professional teeth whitening treatment before her wedding. However, her dentist quoted her $800 for in-office bleaching—way out of her budget.

Instead of paying full price, she signed up for a dental membership plan through The Patient Marketplace. The plan cost only $150/year, but she received 50% off whitening treatments at a local dentist’s office.

In the end, she paid just $400 for the same professional treatment that would’ve cost her double the pricea total savings of $600!


Act Now: Get Affordable Teeth Whitening Today

If you’re tired of overpaying for teeth whitening, now is the time to take action:

Find an affordable dentist near you with a membership plan through The Patient Marketplace.

Ask your dentist about package deals, take-home whitening kits, or seasonal discounts.

Consider over-the-counter whitening strips if you need a budget-friendly solution.

A whiter smile doesn’t have to cost a fortune—you just need to know where to look.

Start saving on your teeth bleaching today!

Save on Dental, Optometry & Wellness

Dental & vision insurance are not the best options if you want to truly save on dental work or vision care. Search our listings of vetted prctices that can help you save money!

Jordon Comstock

Author Bio

Jordon Comstock is the Founder & CEO of BoomCloud™, a software that allows practice, clinic & spa owners to build, manage and scale a membership program. Jordon loves helping patients save on care & writing tips in dentistry, optometry and the spa industries. Jordon is passionate about music, Hawaii, Healthcare businesses like: dentistry, optometry, med spas and massage spas.