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Educating Patients & Connecting Them to Membership Plans.

How Much Is an X-Ray Without Insurance? Save on Dental Costs With or Without Coverage

February 05, 2025
Topics: Patients
Written by: Lisa Rasmussen

In this guide, we’ll break down X-ray costs, introduce an affordable alternative to traditional insurance, and show you how The Patient Marketplace can help you save on dental care.


How Much Is an X-Ray Without Insurance?

The cost of a dental X-ray varies based on location, type, and provider. On average, here’s what you can expect to pay:

  • Bitewing X-ray (Basic Check-Up) – $20 to $100
  • Periapical X-ray (Single Tooth) – $25 to $100
  • Full Mouth X-ray (FMX or Panoramic) – $100 to $300
  • Cone Beam CT Scan (Advanced Imaging) – $150 to $750

Without insurance, these costs can add up quickly—especially if you need multiple X-rays. That’s why finding affordable alternatives is essential.


Why Are Dental Costs So High?

Many people assume that dental insurance will cover everything, but that’s not always the case. Even with insurance, you might face:

High deductibles before coverage kicks in
Limited benefits (most plans only cover up to $1,500 per year)
Waiting periods before major treatments are covered

And if you don’t have insurance, you’re paying full price out of pocket. This can make essential dental care feel out of reach.

But here’s the good news: You can still save—without traditional insurance!


How to Save on Dental Costs Without Insurance

If you don’t have dental insurance, consider these affordable alternatives:

1. In-Office Membership Plans – The Best Alternative to Insurance

Many dental offices offer in-office membership plans that provide:
Unlimited X-rays & Exams for a low monthly or yearly fee
Discounts on treatments like fillings, cleanings, and root canals
No deductibles, no waiting periods, and no surprises

Instead of paying $200+ for an X-ray, you could get unlimited diagnostic services for as little as $25/month!

Find a dentist with a membership plan near you → The Patient Marketplace

2. Discount Dental Plans

These are not insurance, but they offer discounts (10-60%) on X-rays, exams, and treatments. Many plans start at $10-$20 per month.

3. Community Health Clinics & Dental Schools

Some local clinics and universities offer low-cost or free dental X-rays. These services are provided by dental students under professional supervision—a great way to save!

4. Cash Discounts & Payment Plans

Ask your dentist if they offer:

  • Cash discounts for upfront payments
  • Flexible payment plans to spread out costs

Many offices reward cash-paying patients with savings of 10-30% off standard fees.


Real Story: How a Patient Saved 50% on X-rays & Treatment

Sarah, a busy mom, needed dental X-rays and a root canal but didn’t have insurance. She was quoted $250 for X-rays alone. Instead of paying out-of-pocket, she found a dentist on The Patient Marketplace who offered a membership plan for just $29/month. Thanks to the plan, her X-rays were included, and she saved 50% on her total treatment costs!

Find affordable dental care like Sarah → The Patient Marketplace


Act Now: Stop Overpaying for Dental X-Rays

Without insurance, an X-ray can cost $100-$300+. But with a membership plan, you can pay a fraction of that price—or even get it included!

Find a dentist near you with a budget-friendly membership plan → The Patient Marketplace

Why wait? Save money and protect your smile today!

Save on Dental, Optometry & Wellness

Dental & vision insurance are not the best options if you want to truly save on dental work or vision care. Search our listings of vetted prctices that can help you save money!

Jordon Comstock

Author Bio

Jordon Comstock is the Founder & CEO of BoomCloud™, a software that allows practice, clinic & spa owners to build, manage and scale a membership program. Jordon loves helping patients save on care & writing tips in dentistry, optometry and the spa industries. Jordon is passionate about music, Hawaii, Healthcare businesses like: dentistry, optometry, med spas and massage spas.