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How Much Does It Cost to Get a Filling? Affordable Solutions & Savings

March 16, 2025
Topics: Patients
Written by: Keilani

How Much Does It Cost to Get a Filling?

If you’ve been told you need a dental filling, you’re probably wondering, how much does it cost to get a filling?

The truth is, cavity filling costs vary depending on factors like:
✔️ Filling material (silver, composite, ceramic, or gold)
✔️ Severity and location of the cavity
✔️ Whether you have dental insurance

The good news? Cavity fillings don’t have to be expensive—there are plenty of ways to reduce your costs and still receive high-quality dental care.


Average Cost of a Dental Filling

The price of a cavity filling depends on the type of filling material and whether you have insurance coverage.

Type of Filling Cost Without Insurance Cost With Insurance Durability
Silver Amalgam $100 – $300 $50 – $150 10-15 years
Composite (White) $150 – $450 $90 – $250 5-7 years
Ceramic (Porcelain) $800 – $2,000 $500 – $1,500 15+ years
Gold Fillings $600 – $2,500 $400 – $2,000 15-30 years

With Insurance: Most dental plans cover 50% to 80% of the filling cost.
Without Insurance: You may pay $100 – $2,500 per tooth, depending on the material used.

Tip: Silver fillings are the most affordable option, while white composite fillings blend naturally with teeth but cost more.


What Affects the Cost of Getting a Filling?

Even with a general cost estimate, your actual out-of-pocket cost may vary based on:

1. The Severity of the Cavity

  • Small cavities require less material and work, making them cheaper.
  • Larger cavities may need extensive drilling and filling, increasing costs.
  • Severe decay may require a crown or even a root canal before a filling can be placed.

2. Location of the Tooth

  • Front teeth fillings require tooth-colored materials like composite or ceramic, which cost more.
  • Molars (back teeth) endure more pressure, requiring stronger materials that may be pricier.

3. Dentist’s Location & Experience

  • Dentists in big cities charge more due to higher overhead costs.
  • Suburban and rural dentists often provide more affordable pricing.

4. Additional Dental Work Needed

  • X-rays: $25 – $200
  • Fluoride treatments or sealants: $25 – $50
  • Anesthesia or sedation: Extra costs depending on the procedure

How to Save Money on Cavity Fillings Without Insurance

If you don’t have dental insurance, don’t panic! Here’s how you can fix a cavity without spending a fortune:

1. Join a Dental Membership Plan – The Best Way to Save

Dental membership plans offer major savings on fillings, exams, and cleanings. Instead of paying full price, you can cut your costs by 50% or more.

✔️ Example Savings with a Membership Plan:

  • Composite filling: $400 → $150
  • Silver filling: $200 → $80

Find a dentist offering membership plans at The Patient Marketplace

2. Visit a Dental School for Low-Cost Fillings

Dental schools provide affordable fillings, performed by students under expert supervision.

3. Check for Sliding Scale or Free Dental Clinics

Many nonprofit and community clinics offer low-cost or free cavity fillings for individuals with financial need.

4. Ask for a Payment Plan

Many dentists offer interest-free payment plans, allowing you to pay in smaller monthly installments.

5. Compare Prices from Multiple Dentists

Calling around and comparing prices from different dentists in your area can help you find the best deal.


A Patient’s Story: How Emily Saved $350 on Her Cavity Filling

Emily, a 28-year-old freelancer, avoided going to the dentist because she didn’t have insurance. But when she developed tooth pain, she had no choice but to get it checked.

Original Quote: $500 per filling
Joined a Membership Plan: Paid only $150 per filling
Total Savings: $350+

Thanks to The Patient Marketplace, Emily was able to get her cavity treated without financial stress!


Why You Shouldn’t Delay Getting a Cavity Filled

Avoiding a cavity filling can lead to severe complications, including:
Tooth infections requiring root canals ($1,000 – $2,500 per tooth)
Tooth loss requiring implants ($3,000 – $5,000 per tooth)
Pain and difficulty eating

A simple $100-$450 filling today can prevent thousands in future dental costs!


How to Get the Best Price on Cavity Fillings

Follow these steps to get affordable treatment:

1️⃣ Call multiple dentists to compare prices.
2️⃣ Join a membership plan through The Patient Marketplace.
3️⃣ Look for community health clinics or dental schools.
4️⃣ Ask about payment plans to spread out the cost.
5️⃣ Consider silver fillings for a cheaper alternative.

Pro Tip: Good oral hygiene (brushing, flossing, fluoride use) can prevent cavities and save you money in the long run!


Final Thoughts: Get Cavities Filled at an Affordable Price

Cavity fillings are essential for maintaining oral health, and even without insurance, you don’t have to overpay!

✔️ Affordable Options? Yes! Membership plans and dental schools offer low-cost solutions.
✔️ Best Budget-Friendly Fillings? Silver amalgam fillings cost the least, while composite offers aesthetic benefits.
✔️ Want the Best Deal? Find an affordable dentist through The Patient Marketplace.


FAQs

How much does it cost to get a filling without insurance?
The cost ranges from $100 to $500 per tooth, depending on the material and severity of the decay.

What is the cheapest way to get a cavity filled?
Joining a membership plan, visiting a dental school, or finding a community clinic are the most affordable options.

Where can I find affordable cavity fillings?
Check out The Patient Marketplace to find dentists offering membership discounts.


Need a cavity filled? Find an affordable dentist today!

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Jordon Comstock

Author Bio

Jordon Comstock is the Founder & CEO of BoomCloud™, a software that allows practice, clinic & spa owners to build, manage and scale a membership program. Jordon loves helping patients save on care & writing tips in dentistry, optometry and the spa industries. Jordon is passionate about music, Hawaii, Healthcare businesses like: dentistry, optometry, med spas and massage spas.