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Educating Patients & Connecting Them to Membership Plans.

Financing Dental Implants: Affordable Solutions for Your Perfect Smile

February 05, 2025
Topics: Patients
Written by: Ally Comstock

How to Get the Smile You Deserve—Even on a Budget

Are you considering dental implants but worried about the high cost? You’re not alone. Many people dream of restoring their smile with implants but feel discouraged when they see price estimates ranging from $3,000 to $6,000 per tooth.

The good news? Financing dental implants makes this life-changing procedure affordable. Whether you have insurance or not, there are multiple ways to break up costs into manageable payments and save money on your treatment.

In this guide, we’ll break down the cost of dental implants, explore financing options, and show how dental membership plans—available through The Patient Marketplace—can help you cut costs and get the smile you deserve.

Quick Tip: Looking for a dentist who offers affordable implant financing? Find a provider near you on The PatientMarketplace.


How Much Do Dental Implants Cost?

The cost of dental implants varies based on the number of teeth replaced, the materials used, and whether additional procedures (like bone grafting) are required. Here’s a general breakdown:

Procedure Cost Without Insurance Cost With Insurance
Single Dental Implant (Tooth + Crown) $3,000–$6,000 $1,500–$4,000
Implant-Supported Bridge (Multiple Teeth) $6,000–$15,000 $3,000–$10,000
Full Mouth Implants (All-on-4 or All-on-6) $20,000–$50,000 $10,000–$30,000
Bone Grafting (if needed) $250–$3,000 $100–$1,500

Many dental insurance plans do not cover implants, making financing dental implants essential for most patients.


How to Finance Dental Implants & Reduce Costs

1. Explore Dental Implant Financing Plans

Many dental offices offer financing for dental implants, allowing you to split your total cost into smaller monthly payments. Some options include:

CareCredit & LendingClub – Interest-free or low-interest financing for qualified applicants.
In-House Payment Plans – Many dentists allow you to pay over time with no credit check.
Personal Loans – Banks and credit unions offer medical loans for dental work.

Find a dentist offering implant financing on The Patient Marketplace.

2. Join a Dental Membership Plan

One of the best ways to reduce the cost of dental implants is by joining a dental membership plan. These plans are offered directly by dental offices and provide discounted services for a low annual fee.

Save 20%–50% on implants
No waiting periods, deductibles, or claim denials
Includes cleanings & checkups to maintain oral health

Find a dentist offering membership plans on The Patient Marketplace.

3. Use an HSA or FSA to Reduce Costs

If you have a Health Savings Account (HSA) or Flexible Spending Account (FSA), you can use pre-tax dollars to pay for implants—saving you 20%–30% in taxes.

Learn more about how HSAs work for dental care.

4. Compare Prices & Seek Low-Cost Providers

Not all dental offices charge the same for implants. Shopping around or using The Patient Marketplace can help you find a provider with lower fees.

Pro Tip: Some dentists offer cash discounts of 5%–15% if you pay upfront.

5. Consider a Hybrid Approach (Implant-Supported Dentures)

If full-mouth implants are too expensive, consider implant-supported dentures, which cost significantly less and offer greater stability than traditional dentures.


Real Savings: How One Patient Afforded Dental Implants With Financing

Meet Sarah. She had missing teeth and wanted dental implants, but her local dentist quoted her $18,000 for a full-mouth implant bridge.

Feeling discouraged, she researched affordable implant options and found The Patient Marketplace, where she discovered a dentist offering financing and a membership plan.

Her plan included:
Zero-interest financing for 12 months
25% off implant procedures
Discounts on follow-up visits

Instead of $18,000 upfront, she financed her treatment for $299/month, making her dream smile affordable!

See how much you can save! Find financing-friendly dentists now.


Act Now: Delaying Implants Could Cost You More

Postponing dental implant treatment can lead to:
Jawbone deterioration (requiring costly bone grafts later)
Shifting teeth (leading to misalignment & bite issues)
Higher treatment costs over time

The sooner you act, the more you’ll save—and the sooner you can enjoy a beautiful, functional smile.

Find an affordable implant provider on The Patient Marketplace today.


Take Action: Get Affordable Dental Implants Today

If you need dental implants but don’t want to overpay, take control of your dental costs today.

Find a budget-friendly dentist near you on The Patient Marketplace.

Don’t wait—start your journey to a confident smile today!


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Jordon Comstock

Author Bio

Jordon Comstock is the Founder & CEO of BoomCloud™, a software that allows practice, clinic & spa owners to build, manage and scale a membership program. Jordon loves helping patients save on care & writing tips in dentistry, optometry and the spa industries. Jordon is passionate about music, Hawaii, Healthcare businesses like: dentistry, optometry, med spas and massage spas.