Worried About the Cost of a Cavity Filling? Here’s How to Save
Cavities are one of the most common dental problems, and getting them filled early is crucial to prevent further damage. But if you’re worried about the cost of a cavity filling, you’re not alone.
Many people delay getting a filling because of high dental costs, not realizing that postponing treatment can lead to more expensive procedures like root canals and crowns.
The good news? You can get an affordable cavity filling by using cost-saving strategies, including:
✔ Using dental insurance to reduce out-of-pocket costs
✔ Finding budget-friendly options without insurance
✔ Joining a membership plan for instant savings
Plus, we’ll show you how to find affordable cavity fillings through The Patient Marketplace—a platform that connects patients with low-cost dental providers.
Let’s dive into your options!
1. How Much Does a Cavity Filling Cost?
The cost of a cavity filling depends on several factors, including:
- The type of filling material used
- The dentist’s location
- Whether you have insurance
- The severity of the cavity
Average Cost of a Cavity Filling (Without Insurance)
| Filling Type | Average Cost (Per Tooth) |
|---|---|
| Silver Amalgam | $50 – $300 |
| Composite (Tooth-Colored) | $90 – $450 |
| Gold | $250 – $4,500 |
| Ceramic (Porcelain) | $300 – $4,500 |
Important: If you need X-rays, sedation, or multiple fillings, your total cost could be significantly higher.
Now, let’s explore how to reduce these costs.
2. How to Save on Cavity Filling Costs With Insurance
If you have dental insurance, your plan may cover some or all of the cost of a cavity filling. However, not all policies are the same, so it’s important to check your coverage.
How to Use Insurance to Lower Filling Costs
✔ Check if your plan covers fillings – Most insurance plans cover 80-100% of the cost for basic fillings.
✔ Choose an in-network dentist – Seeing an in-network provider ensures you get the lowest possible rates.
✔ Use your benefits before they reset – Most plans expire annually, so take advantage of them before they reset.
✔ Know your deductible – Some plans require you to pay a deductible before coverage kicks in.
Pro Tip: If your insurance doesn’t cover 100% of the cost, you can use a membership plan to further reduce your out-of-pocket expenses.
3. How to Get an Affordable Cavity Filling Without Insurance
If you don’t have dental insurance, getting a filling might feel too expensive—but there are still ways to save!
Best Ways to Save on a Cavity Filling Without Insurance
✔ Compare Prices at Different Dentists – Prices vary widely, so calling multiple offices can help you find a better deal.
✔ Ask About Cash Discounts – Many dentists offer lower prices for upfront cash payments.
✔ Visit a Dental School – Dental students provide low-cost fillings under professional supervision.
✔ Look for Discount Plans – Some dental offices offer in-house membership plans with lower rates on fillings and other treatments.
Best Option: The easiest way to get a discounted filling is to join a dental membership plan, which provides instant savings on preventive and restorative care.
4. The Smartest Way to Save: Dental Membership Plans
What Is a Dental Membership Plan?
A dental membership plan is NOT insurance—it’s a low-cost alternative that offers discounted rates on fillings, check-ups, cleanings, and other treatments.
Instead of paying high monthly premiums for traditional insurance, you pay a small annual or monthly fee and receive instant savings at a participating dentist.
Benefits of a Membership Plan:
✔ NO deductibles, waiting periods, or claim rejections
✔ 20-50% off cavity fillings, exams, and other procedures
✔ Transparent pricing—no hidden fees
✔ Ideal for uninsured patients who need affordable dental care
How a Patient Saved $250 on a Cavity Filling
Meet Jake, a college student who needed a composite filling but was quoted $300—way beyond his budget.
A friend told him about The Patient Marketplace, where he found a dentist offering a membership plan.
For just $199 per year, Jake received:
✔ 40% off his cavity filling
✔ FREE routine check-ups
✔ Discounts on future treatments
Instead of paying $300 per visit, Jake saved hundreds of dollars—while maintaining his oral health.
Want to see how much YOU could save? Visit The Patient Marketplace to find a dentist offering membership plans near you.
5. Why Delaying a Filling Can Cost You More
Ignoring a small cavity can turn into a bigger problem, requiring:
A root canal (which costs $800 – $2,500).
A dental crown (which costs $800 – $3,500).
A tooth extraction and implant (which costs $3,000 – $6,000).
The sooner you get a filling, the more money you’ll save by avoiding expensive treatments!
6. Find an Affordable Cavity Filling Near You
A cavity filling is an essential dental treatment, but it shouldn’t break the bank. Whether you have insurance, no insurance, or need an alternative payment plan, you have affordable options:
Best for insured patients: Use your benefits & visit an in-network dentist.
Best for uninsured patients: Look for cash discounts & dental school clinics.
Best for major savings: Join a membership plan through The Patient Marketplace.
Ready to book an affordable cavity filling? Visit The Patient Marketplace to find a budget-friendly, top-rated dentist near you!
Frequently Asked Questions (FAQs)
How much does a cavity filling cost without insurance?
Without insurance, a cavity filling costs between $50 and $4,500, depending on the material and location.
What is the cheapest type of filling?
Silver amalgam fillings are usually the most affordable, costing $50 – $300 per tooth.
Can I make payments on a cavity filling?
Yes! Many dentists offer payment plans or financing options to make fillings more affordable.
Where can I find an affordable cavity filling near me?
Visit The Patient Marketplace to find low-cost cavity fillings near you.
Final Thoughts – Get an Affordable Cavity Filling Today!
A cavity filling is crucial for preventing tooth decay and costly dental treatments. By using insurance benefits, shopping for discounts, or joining a membership plan, you can cut your costs by up to 50%.
Ready to restore your smile for less? Visit The Patient Marketplace now and start saving today!
