How Much Does a Dental Crown Cost?
If you’ve ever been hit with an unexpected dental bill, you know how expensive dental work can be. A dental crown can cost anywhere from $500 to $3,000 per tooth, depending on materials, location, and whether you have insurance. Unfortunately, many people delay essential dental care because they fear the cost—but that’s a costly mistake in itself!
The good news? There are smart ways to save on crowns and other dental work. Whether you have insurance or not, this guide will show you how to keep your out-of-pocket expenses low while still getting top-quality care.
Why Are Dental Crowns So Expensive?
Understanding why crowns cost so much can help you make informed decisions. Here are the main factors influencing the price:
1. Type of Crown Material
The material used for your crown significantly affects the cost. Common materials include:
- Porcelain or Ceramic Crowns ($800 – $3,000) – Aesthetic and natural-looking, ideal for front teeth.
- Metal Crowns ($600 – $2,500) – Extremely durable but less natural-looking.
- Porcelain-fused-to-metal ($700 – $1,500) – A blend of strength and aesthetics.
- Gold Crowns ($1,000 – $3,000) – Rare but long-lasting.
2. Dentist’s Expertise & Location
- Urban vs. Rural Prices: Dentists in major cities tend to charge more than those in smaller towns.
- Specialist vs. General Dentist: Seeing a prosthodontist (specialist) can be more expensive than a general dentist.
3. Insurance Coverage
- Some dental insurance plans cover 50% or more of the cost of a crown.
- Others may classify crowns as a cosmetic procedure, meaning no coverage at all.
How to Save Money on a Dental Crown (With or Without Insurance)
If the cost of a crown is a concern, there are several strategies to make it more affordable.
1. Consider an In-Office Membership Plan
If you don’t have insurance, an in-office membership plan could be a game-changer. Many dental practices offer affordable, subscription-based plans that cover cleanings, exams, and even discounts on crowns.
Savings Example: A patient needing a $1,200 crown could pay just $700 with a membership plan.
2. Find a Dentist Through The Patient Marketplace
One of the best ways to save money on dental work is by using The Patient Marketplace. This platform connects patients with affordable dental care options, including dentists who offer:
✅ Transparent pricing
✅ Discounted membership plans
✅ Flexible payment options
3. Use a Health Savings Account (HSA) or Flexible Spending Account (FSA)
- If your employer offers an HSA or FSA, you can use pre-tax dollars to pay for your crown.
- This can save you 20–30% on out-of-pocket costs.
4. Compare Prices at Different Dental Offices
Not all dentists charge the same prices. You can call around or use The Patient Marketplace to find the most affordable quality care in your area.
5. Consider Dental Schools
Dental schools offer low-cost crowns (50% or more off) because supervised students perform the procedure.
Real Patient Story: How a Membership Plan Saved $800 on a Crown
Sarah, a 34-year-old teacher, needed a dental crown but didn’t have insurance. After receiving an initial quote of $1,500, she felt hopeless—until she discovered an in-office membership plan through her dentist.
She paid just $199/year for the plan and got 40% off her procedure. Instead of $1,500, her final bill was only $700—saving her $800 instantly.
FAQs About the Cost of a Crown
How much is a dental crown without insurance?
Without insurance, a crown typically costs $800–$3,000, depending on the material and location.
Does dental insurance cover crowns?
It depends on your plan. Many cover 50% of the cost, but some classify crowns as cosmetic and offer no coverage.
Are dental membership plans worth it?
Yes! Many in-office plans provide 15–50% savings on procedures like crowns.
Can I negotiate the price of a crown?
Yes! Many dentists offer discounts, payment plans, or lower prices for cash payments.
Where can I find affordable crowns?
Use The Patient Marketplace to compare prices and find a dentist with discounts.
Final Thoughts: Don’t Overpay for a Crown!
The cost of a crown can be intimidating, but you don’t have to overpay. Whether you have insurance or not, there are many ways to save—from in-office membership plans to price shopping through The Patient Marketplace.
Want to find an affordable dentist today? Visit The Patient Marketplace and start saving hundreds on dental work!
