Scaling and Root Planing Cost with Insurance: What You Need to Know
Gum disease is more than just a nuisance—it can lead to tooth loss and expensive treatments if left untreated. Scaling and root planing (deep cleaning) is the first line of defense against periodontitis, but how much does it cost with insurance?
The good news? Most dental insurance plans cover scaling and root planing, but not 100%. You’ll likely pay a portion out of pocket, depending on your policy.
For those without insurance, high dental costs can feel overwhelming. But affordable options exist—such as membership plans that offer significant savings on deep cleanings without the hassle of traditional insurance.
Let’s break down the cost of scaling and root planing with insurance, what’s covered, and how to save on treatment.
How Much Does Scaling and Root Planing Cost with Insurance?
The cost of scaling and root planing varies depending on factors like your location, dentist’s expertise, and severity of gum disease.
Typical Cost Breakdown
| Treatment | Cost Without Insurance | Cost With Insurance (50–80% Covered) | Cost With Membership Plan |
|---|---|---|---|
| Single Quadrant | $200 – $400 | $40 – $200 | $100 – $200 |
| Full Mouth Deep Cleaning | $800 – $1,600 | $160 – $800 | $400 – $800 |
| Follow-Up Visits | $75 – $150 | $15 – $75 | Discounted |
Does Insurance Cover 100% of Scaling and Root Planing?
Most dental insurance plans cover 50–80% of the cost of scaling and root planing after you meet your deductible.
However, coverage depends on:
✔ Your Insurance Plan: Some basic policies don’t cover periodontal treatments.
✔ Annual Maximums: Insurance may cap the amount they’ll pay per year.
✔ Waiting Periods: Some policies require you to wait 6–12 months before coverage starts.
✔ In-Network vs. Out-of-Network Dentists: Seeing an out-of-network dentist may result in higher out-of-pocket costs.
Not sure what’s covered? Call your insurance provider and ask about periodontal benefits.
How to Save on Scaling and Root Planing Costs
If insurance doesn’t cover the full cost, there are still ways to reduce your expenses.
1. Use a Dental Membership Plan
A dental membership plan is an excellent alternative to traditional insurance. These plans offer discounted rates on procedures like deep cleanings with:
✅ No waiting periods
✅ No deductibles
✅ No annual maximums
Potential Savings: 30–60% off treatment costs.
Find an affordable dental membership plan at The Patient Marketplace.
2. Ask About Payment Plans
Many dentists offer financing options through companies like CareCredit, allowing you to spread payments over time.
3. Visit a Dental School
Dental schools offer low-cost deep cleaning procedures performed by students under expert supervision.
4. Use Your HSA or FSA
A Health Savings Account (HSA) or Flexible Spending Account (FSA) lets you use pre-tax dollars for dental treatments—helping cut your overall costs.
5. Look for Discounts or New Patient Offers
Many dentists offer promotions for new patients, including discounts on deep cleanings.
Success Story: How One Patient Saved 50% on Scaling and Root Planing
Meet James – a 50-year-old who ignored his gum disease for years. His dentist recommended scaling and root planing but quoted him $1,200—far beyond his budget.
His Solution: James checked his insurance and found it only covered 50% of the cost.
Smart Move: Instead of paying $600 out of pocket, he joined a dental membership plan through The Patient Marketplace.
Final Cost: $300 total—50% less than what insurance covered!
“I had no idea membership plans could save me even more than insurance! My gums are healthier, and I saved hundreds!” – James, 50
What to Expect After Scaling and Root Planing
Once you’ve undergone deep cleaning, here’s what happens:
Before Treatment: Common Symptoms
⚠ Bleeding gums when brushing
⚠ Receding gums (teeth look longer)
⚠ Bad breath that won’t go away
⚠ Loose teeth (advanced gum disease)
After Treatment: Immediate Improvements
✅ Less gum bleeding and swelling
✅ Fresher breath
✅ Gums reattach to teeth
✅ Better overall oral health
Pro Tip: Schedule regular follow-ups to maintain results.
FAQs About Scaling and Root Planing Cost with Insurance
How much will I pay for scaling and root planing with insurance?
Most patients pay between $40 – $200 per quadrant, depending on their insurance coverage and deductible.
Will insurance cover follow-up visits after deep cleaning?
Some plans cover maintenance cleanings, but many require patients to pay out of pocket.
What if I can’t afford the out-of-pocket costs?
Consider dental membership plans, financing, or dental school clinics to reduce costs.
How long does it take to see results after deep cleaning?
Most patients notice improved gum health within 2–4 weeks.
Where can I find an affordable dentist for scaling and root planing?
Use The Patient Marketplace to find low-cost membership plans at trusted dental offices.
Final Thoughts: Don’t Let Cost Stop You from Treating Gum Disease
Gum disease won’t go away on its own. Scaling and root planing is the best way to stop it from progressing—but costs can add up.
What You Can Do:
✔ Check your insurance coverage
✔ Use a membership plan to cut costs by 30-60%
✔ Ask about financing or discounts
Don’t wait! Visit The Patient Marketplace to find affordable scaling and root planing options today!
