How to Save on Your Root Canal, With or Without Insurance
Hearing the words “You need a root canal” can be overwhelming—not just because of the procedure itself, but also because of the cost. Many people fear that the root canal price will be too expensive, leading them to delay or avoid treatment.
The good news? Whether you have insurance, don’t have coverage, or need a budget-friendly alternative, there are ways to save money on this essential dental procedure. This guide will break down the average root canal price, what factors affect it, and how you can cut costs significantly through discount plans, in-office membership programs, and payment options.
How Much Does a Root Canal Cost?
The cost of a root canal depends on the type of tooth, your dentist’s expertise, and your location. Below is a breakdown of average prices for root canals:
| Tooth Type | Average Price Without Insurance | Estimated Price With Insurance (50%-80% Coverage) |
|---|---|---|
| Front Tooth (Incisors) | $600 – $1,200 | $200 – $700 |
| Premolars | $700 – $1,500 | $300 – $900 |
| Molars | $1,000 – $2,000 | $500 – $1,200 |
Tip: Prices can be higher in urban areas and lower in rural locations. Shopping around for a cost-effective provider can save you hundreds!
Why Do Root Canal Prices Vary?
Several factors influence the price of a root canal, including:
✔️ Tooth Type – Molars cost more due to complex root structure.
✔️ Dentist vs. Endodontist – Specialists (endodontists) charge higher fees than general dentists.
✔️ Location – Dental costs are higher in big cities compared to smaller towns.
✔️ Additional Procedures – If you need a crown, expect an additional $500 – $2,000.
How to Get a Cheap Root Canal
1. Join an In-Office Membership Plan
Many dentists offer membership plans that allow uninsured patients to access discounted rates.
How It Works:
- Pay an annual membership fee ($99 – $300).
- Get 20-50% off on procedures, including root canals.
- No waiting periods, deductibles, or annual maximums—just instant savings!
Find a dentist offering membership plans at The Patient Marketplace.
2. Check Out Dental Schools
Dental schools provide affordable treatment, as supervised students perform the procedures.
✅ Save up to 50% on standard rates.
✅ Licensed instructors oversee every procedure.
✅ Appointments may take longer, but the care is high quality.
Where to Find One: Search for accredited dental schools on the American Dental Association (ADA) website.
3. Use a Discount Dental Plan
A discount dental plan provides pre-negotiated lower prices at participating dentists.
✔️ Savings of 15-60% on major procedures.
✔️ No waiting periods—start using it immediately.
✔️ Plans start at $10-$30/month.
Compare plans on DentalPlans.com for the best rates.
4. Ask About Payment Plans
Many dental offices offer flexible financing, allowing you to spread out payments over time.
✔️ 0% interest financing through CareCredit or Sunbit.
✔️ Monthly installments available through in-house financing.
✔️ No credit check required for some payment plans.
Tip: Always ask your dentist if they offer cash discounts—many will give you 10-20% off if you pay upfront.
A Real Patient Story: How an In-Office Membership Plan Saved $900
Mike, a 42-year-old restaurant owner, needed a root canal on his molar but had no insurance. His dentist quoted him $1,500—way too expensive for his budget.
✅ Original Price: $1,500
✅ In-Office Membership Plan: $199 per year
✅ Discounted Root Canal Price: $600
✅ Total Savings: $900!
Takeaway: A small upfront fee saved Mike almost $1,000 on his treatment!
Find a membership plan at The Patient Marketplace.
FAQs About Root Canal Prices
How much does a root canal cost with insurance?
Insurance typically covers 50-80%, so your cost may range from $200 – $1,200.
Can I negotiate the price of a root canal?
Yes! Many dentists offer cash discounts or interest-free payment plans.
Are root canals cheaper at dental schools?
Absolutely. Many dental schools charge half the price of private clinics.
What if I can’t afford a root canal?
Options include dental discount plans, membership programs, and financing.
How do I find a dentist with a membership plan?
Visit The Patient Marketplace to compare plans and providers.
Final Thoughts: Get the Best Root Canal Price Today
A root canal price can be high, but you don’t have to pay full price. Whether you choose a membership plan, dental school, discount program, or financing, there are ways to get quality treatment at an affordable cost.
Take Action Today:
✅ Compare prices at dental schools.
✅ Find a membership plan at The Patient Marketplace.
✅ Ask about payment options to ease financial stress.
A healthy smile shouldn’t cost a fortune—start saving on your root canal today!
