When that dreaded molar pain strikes and your dentist says the words “you need a crown,” the first thing most people ask is, how much does a crown for a tooth cost? If you’re like most Americans, you’re not just thinking about the procedure, but how you’re going to pay for it.
Spoiler alert: it’s not cheap.
But here’s the good news, whether you have insurance, don’t have insurance, or are completely overwhelmed by dental bills, you can still save hundreds, even thousands, on your dental crown.
Let’s walk you through how.
Why Are Dental Crowns So Expensive?
Dental crowns aren’t just any old filling. They’re custom-designed, lab-made restorations that are meant to last 10–15 years, sometimes even longer. This level of craftsmanship and durability doesn’t come cheap.
The average cost of a dental crown in the U.S. ranges from $800 to $2,500 per tooth depending on:
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Crown material: porcelain, ceramic, metal, or zirconia
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Location: urban areas tend to cost more
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Dentist’s expertise and lab fees
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Whether you have insurance or not
Still, even those with insurance are often surprised by how much they’re left paying out of pocket. That’s where membership plans come in, but more on that in a moment.
How Much Does a Crown for a Tooth Cost With Insurance?
If you have dental insurance, your plan will likely cover 40% to 80% of the cost of a crown, depending on:
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Your provider’s coverage tier
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Whether the crown is medically necessary
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Annual maximums (which are often shockingly low, usually $1,000–$1,500)
So if a crown costs $1,200, and your plan covers 50%, you’re still on the hook for $600 or more. And if you’ve already used part of your annual maximum for other procedures, surprise, you may pay even more.
How Much Does a Crown for a Tooth Cost Without Insurance?
Without insurance, you’ll be paying the full fee, usually $1,000–$2,500 per crown. For most people, that’s a hard pill to swallow. And if you need more than one crown? You could be looking at $4,000–$5,000+ in dental bills. Ouch.
But don’t panic, you have other options.
In-Office Membership Plans: A Smarter Way to Save
Here’s the secret most people don’t know: in-office membership plans are changing the game for dental savings.
These plans are not insurance. Instead, you pay a low monthly or annual fee directly to the dentist’s office in exchange for:
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Free exams, x-rays, and cleanings
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Deep discounts (often 20%–50%) on procedures like crowns
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No waiting periods, deductibles, or annual maximums
Imagine this: instead of paying $1,200 for a crown, your membership discount brings it down to $850, and you didn’t have to worry about insurance red tape.
A Real-Life Story of Saving Big with a Dental Membership Plan
Take Lisa, a 42-year-old single mom from Phoenix. She didn’t have dental insurance, and when her back molar cracked, her local dentist quoted her $1,400 for a crown.
Panicked, she searched for alternatives and found The Patient Marketplace, a platform where patients can compare dentists offering membership plans.
She joined a practice offering a $199/year membership. Thanks to the plan, she got her crown for just $880, and that included her cleaning and x-rays, too.
Total savings? Over $700 in one visit.
The Patient Marketplace: Your Shortcut to Affordable Dental Crowns
If you’re overwhelmed by costs and not sure where to start, The Patient Marketplace is your best next step.
This platform connects patients with dentists who offer in-house membership plans, so you can:
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Browse verified practices in your area
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Compare prices and savings
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Choose a dentist who fits your needs and budget
It’s fast, transparent, and free to use.
Explore now at thepatientmarketplace.com
Why More People Are Skipping Insurance and Choosing Membership Plans
Here’s what makes dental membership plans stand out:
| Feature | Traditional Insurance | Membership Plan |
|---|---|---|
| Monthly Cost | $35–$65 | $10–$20 |
| Waiting Periods | Yes | No |
| Annual Limits | Yes | No |
| Pre-Approvals | Yes | No |
| Discount on Crowns | Limited | 20%–50% |
| Transparent Pricing | Rare | Always |
It’s not hard to see why more patients are ditching insurance for these simpler, smarter plans.
How to Find the Best Membership Plan for Dental Crowns
When choosing a plan, ask the right questions:
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What’s the discount on crowns?
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Are lab fees included?
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How soon can I use the benefits?
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Is there a money-back guarantee?
Then, visit The Patient Marketplace to compare options side by side and find the right fit for you.
Tips for Saving Even More on Dental Crowns
Looking to shave off even more from your bill? Try these proven strategies:
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Get multiple quotes. Prices vary wildly between offices.
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Ask about materials. Porcelain-fused-to-metal crowns cost less than all-ceramic or zirconia.
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Negotiate! Especially if paying cash, many dentists offer discounts.
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Bundle procedures. If you need multiple treatments, ask for a package deal.
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Use an FSA or HSA account. It’s tax-free money for dental care.
Dental Crowns Are Expensive: But You Don’t Have to Overpay
So, how much does a crown for a tooth cost? It depends, but the smartest patients are saving big with membership plans, especially when they find their dentist through The Patient Marketplace.
Don’t let dental costs hold you back from the care you need.
FAQs
How long does a dental crown last?
Most dental crowns last between 10 to 15 years. With proper care, some can last over 20 years.
Is a crown worth the money?
Yes — a crown protects and restores your tooth, preventing more expensive issues like extractions or implants.
Can I pay monthly for a crown?
Many dental offices offer payment plans or financing. Membership plans also reduce the cost upfront.
What’s the cheapest type of dental crown?
Porcelain-fused-to-metal crowns tend to be the most affordable, starting around $800.
Do all dentists offer membership plans?
No, but more are starting to. Use The Patient Marketplace to find dentists that do.
Is it cheaper to get a crown abroad?
Dental tourism is an option, but it comes with risks. Local membership plans often save you just as much, without the travel.
Conclusion
Dental crowns might be expensive, but they don’t have to break your budget. Now that you know how much does a crown for a tooth cost, it’s time to take action.
Start by finding a dentist with a transparent, affordable membership plan through The Patient Marketplace. Skip the confusion, the red tape, and the massive bills, and finally get the care you deserve.
Start your search now at thepatientmarketplace.com
