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How to Save on Dental Implant- Payments Plan- With Memberships

March 15, 2025
Topics: Patients
Written by: Lisa Rasmussen

The Cost of Dental Care: A Major Concern

Dental procedures can be expensive, and for many people, the cost of treatment is a significant barrier to receiving the care they need. Whether it’s routine checkups, fillings, or more complex procedures like dental implants, the price tag can be overwhelming—especially without insurance. But what if there was a way to make dental care more affordable, even without traditional insurance?

Enter dental membership plans—an easy, cost-effective alternative that can help patients save significantly on their dental expenses.


Why Dental Costs Are So High

The rising costs of dental care stem from several factors, including:

  • The high price of advanced dental procedures
  • Limited coverage and high deductibles in traditional dental insurance plans
  • Lack of employer-provided dental benefits for many individuals

For those needing major treatments, such as dental implants, the expenses can add up quickly. A single dental implant can cost between $3,000 and $6,000 per tooth, making it unaffordable for many people without financial assistance.


How to Save on Dental Costs Without Insurance

If you don’t have insurance, you might feel stuck when it comes to affording necessary dental treatments. However, several strategies can help:

1. Dental Membership Plans: A Game-Changer

Unlike traditional dental insurance, dental membership plans are subscription-based programs that allow patients to pay a low monthly or annual fee in exchange for discounted dental services. These plans are: ✅ Affordable – Monthly fees are much lower than traditional insurance premiums.
No Waiting Periods – Unlike insurance, you get immediate access to savings.
No Deductibles or Maximums – You get discounts on procedures without hitting annual coverage limits.
Customizable – Many dentists offer different tiers to fit your needs.

A dental implants payment plan through a membership plan can significantly reduce out-of-pocket expenses. Instead of paying the full price upfront, members can access substantial discounts on implants and other costly treatments.

Example: A patient who needed a single dental implant saved over 40% by enrolling in a dental membership plan offered by their dentist. Instead of paying $4,000, they only paid $2,400—making the procedure much more manageable financially.

2. Payment Plans & Financing Options

Many dental practices now offer payment plans and third-party financing options like CareCredit or LendingClub to help patients break down the cost into affordable monthly payments. This is especially useful for procedures like dental implants, which have a higher upfront cost.

3. Find an Affordable Dentist Through The Patient Marketplace

If you’re struggling to find affordable dental care, The Patient Marketplace connects patients with dental providers offering discounted services and membership plans. By using this platform, you can find a dentist near you that provides flexible pricing and cost-effective solutions for implants and other treatments.

4. Dental Schools & Low-Cost Clinics

Another overlooked way to save on dental costs is by visiting dental schools and nonprofit clinics. Many accredited dental schools offer reduced-cost treatments performed by students under the supervision of experienced professionals.


What About Dental Insurance?

If you have insurance, you may assume that it covers everything—but most dental plans come with limitations, such as:

  • Annual Maximums (often capped at $1,000–$2,000)
  • Waiting Periods (sometimes up to 12 months for major procedures)
  • Exclusions for Implants (many policies do not cover implants at all)

Even if you have insurance, combining it with a membership plan can help further reduce costs. Many patients use membership plans to cover gaps in insurance, ensuring they get the lowest possible price on treatments.


Why Dental Membership Plans Are the Best Option

If you need dental implants or other major procedures, a membership plan offers: ✔ Immediate savings on treatments
No restrictions on pre-existing conditions
More transparency in pricing
Flexible payment options

Tip: Always check with your local dental providers to see what membership plans they offer. Many dentists are shifting toward this model to provide more affordable, accessible care.


Take Action Today: Find the Best Dental Plan for You

Don’t let the cost of dental implants or routine care prevent you from getting the treatment you need. Whether you have insurance or not, exploring membership plans, financing options, and resources like The Patient Marketplace can help you save thousands on dental care.

Ready to start saving?
Visit The Patient Marketplace now to find a dentist near you offering affordable payment plans and membership options. Your smile—and your wallet—will thank you!

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Jordon Comstock

Author Bio

Jordon Comstock is the Founder & CEO of BoomCloud™, a software that allows practice, clinic & spa owners to build, manage and scale a membership program. Jordon loves helping patients save on care & writing tips in dentistry, optometry and the spa industries. Jordon is passionate about music, Hawaii, Healthcare businesses like: dentistry, optometry, med spas and massage spas.