Educating Patients & Connecting Them to Membership Plans.

How to Save on Dental Crown Price with and Without Insurance or a Membership Plan

February 24, 2025
Topics: Patients
Written by: Lisa Rasmussen

The Truth About Dental Crown Price (and How to Save Big!)

Are you dreading the cost of getting a dental crown? You’re not alone. The price of a dental crown can range from $500 to $3,000 per tooth, depending on the material, location, and whether you have insurance. But here’s the good news—you don’t have to break the bank to restore your smile.

In this guide, we’ll break down:

  • What impacts dental crown prices
  • Ways to reduce the cost with and without insurance
  • How in-office membership plans can help you save significantly
  • Why The Patient Marketplace is a game-changer for finding affordable dental care

If you’re looking for the best deal on a dental crown, keep reading!


Understanding Dental Crown Prices

The cost of a dental crown price varies depending on several factors, including:

  • Type of Material: Porcelain crowns are typically more expensive than metal or resin-based crowns.
  • Dentist’s Location: Prices in urban areas tend to be higher than in suburban or rural locations.
  • Dental Insurance Coverage: Your out-of-pocket expense can significantly decrease if you have insurance.
  • Additional Procedures: If you need a root canal or gum treatment, the total cost will rise.

Here’s a rough breakdown of dental crown costs:

Type of Crown Average Price (Without Insurance)
Porcelain $800 – $3,000
Porcelain-Fused-to-Metal (PFM) $700 – $1,500
Gold or Metal $600 – $2,500
Resin-Based $500 – $1,300

How to Save Money on Dental Crowns (Even Without Insurance!)

If you don’t have dental insurance, don’t worry—there are several ways to lower the cost of your dental crown.

1. Use an In-Office Membership Plan

Many dentists offer membership plans that provide discounted treatments for a low monthly or annual fee. Instead of paying full price for a crown, you could save 20-50% on procedures.

Why Choose a Membership Plan?

  • No waiting periods
  • No deductibles or maximums
  • Instant savings on crowns, cleanings, and other dental work

2. Find an Affordable Dentist on The Patient Marketplace

Platforms like The Patient Marketplace help patients connect with top-rated dentists who offer competitive pricing and membership plans.

Benefits of The Patient Marketplace:

  • Compare crown prices from multiple dentists
  • See real patient reviews
  • Find a dentist who offers payment plans or financing

3. Get Treatment at a Dental School

Dental schools provide low-cost crowns as part of their student training programs. Supervised by licensed professionals, these procedures cost 30-50% less than traditional dentists.

4. Consider Dental Financing

If you can’t pay the full price upfront, financing options like CareCredit or in-house payment plans allow you to split the cost into manageable monthly payments.

5. Negotiate Prices or Ask for Discounts

Many dentists offer cash discounts or flexible payment options if you pay upfront. Don’t be afraid to ask for a better deal—especially if you’re paying out-of-pocket.


Dental Insurance vs. Membership Plans: Which One Saves You More?

If you’re wondering whether dental insurance or a membership plan is better for covering a dental crown, here’s a side-by-side comparison:

Feature Dental Insurance In-Office Membership Plan
Monthly Cost $25 – $50 $10 – $30
Coverage for Crowns 50% after deductible 20-50% instant discount
Waiting Period 6-12 months None
Deductibles $50 – $150 None
Annual Maximums $1,000 – $2,000 No limits

Best for Regular Dental Work? Membership Plan Best for Major Procedures? Insurance (if you plan ahead)

Pro Tip: If you need a crown ASAP, a membership plan might be the fastest and most affordable option.


Real Story: How a Patient Saved $800 on a Dental Crown

Meet Sarah, a busy professional who needed a dental crown but didn’t have insurance. After getting quotes of $1,200 to $1,800, she searched for affordable options.

Here’s how she saved big: ✔ Joined an in-office membership plan – Immediate 30% discount on crowns ✔ Used The Patient Marketplace – Found a dentist offering a promo deal ✔ Paid upfront for an additional discount – Saved an extra 10%

Total savings: $800! Now she’s smiling confidently without the financial stress.


Act Now: Find an Affordable Dentist Near You

If you’re serious about saving money on your dental crown, don’t wait. Prices won’t go down, but your options to save are available today.

Visit The Patient Marketplace to find affordable dental care near you.Ask your local dentist about membership plans for instant savings.Compare prices and financing options to get the best deal.

Your smile matters—don’t let high dental costs stop you from getting the care you need.


Final Thoughts

Dental crowns don’t have to cost a fortune. By choosing a membership plan, shopping around for the best prices, and utilizing The Patient Marketplace, you can save hundreds (or even thousands) on dental care.

Have questions or tips on how you saved on dental costs? Drop a comment below!

Save on Dental, Optometry & Wellness

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Jordon Comstock

Author Bio

Jordon Comstock is the Founder & CEO of BoomCloud™, a software that allows practice, clinic & spa owners to build, manage and scale a membership program. Jordon loves helping patients save on care & writing tips in dentistry, optometry and the spa industries. Jordon is passionate about music, Hawaii, Healthcare businesses like: dentistry, optometry, med spas and massage spas.