You felt it—that sudden zap when biting into something cold or sweet. And now you’ve got the dreaded confirmation from your dentist: It’s a cavity. Next up? A filling. But the first thing on your mind isn’t the pain… it’s the price.
If you’re asking, “How much is a cavity filling?” you’re not alone. Whether you’re uninsured, underinsured, or simply looking to avoid a financial surprise, this guide is for you.
We’ll break down the cost of cavity fillings with and without insurance, what affects the price, and how you can save up to 60% using in-office membership plans and The Patient Marketplace.
Let’s dig into everything you need to know—minus the confusion and inflated dental bills.
Why Fillings Are So Important (and Why You Shouldn’t Delay)
When your dentist recommends a filling, it’s not just to make money—it’s to stop decay in its tracks.
A filling:
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Removes harmful bacteria and decay
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Seals and protects the tooth from future damage
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Prevents infection and the need for a root canal
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Restores full function to the tooth
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Stops the pain from getting worse
Putting it off? That small cavity can turn into a much bigger—and costlier—problem.
So, How Much Is a Cavity Filling Without Insurance?
The price of a filling depends on several factors:
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Type of material used
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Size and location of the cavity
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Whether it’s a front or back tooth
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Dentist location and experience
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Additional services like exams and X-rays
Here’s what you can expect:
| Filling Material | Average Cost (Per Tooth) |
|---|---|
| Silver Amalgam | $100 – $300 |
| Composite (Tooth-Colored) | $150 – $450 |
| Ceramic or Porcelain | $300 – $1,000 |
| Gold | $600 – $2,000 |
| Exam & X-rays (if needed) | $100 – $250 |
Without insurance, your total for a single filling can range from $150 to $600+, depending on complexity and location.
With Insurance: Is It Really Cheaper?
Yes… but only to a point.
Most dental insurance plans cover 50% to 80% of the cost of cavity fillings, especially for basic materials like amalgam. But there’s a catch:
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Composite (white) fillings may not be fully covered on back teeth
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Cosmetic upgrades might not be covered at all
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Many plans come with deductibles and annual maximums
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You may still owe $100–$250 per filling out of pocket
Even with insurance, surprises are common—and they can add up fast.
No Insurance? No Problem—Here’s the Affordable Alternative
If you’re uninsured or don’t want to deal with the fine print, in-office membership plans are your best friend.
These dentist-run plans give you real savings for a flat monthly or annual fee. Think of them like a dental savings subscription—minus the hassle of insurance companies.
What’s typically included:
✅ FREE exams and digital X-rays
✅ 1–2 FREE cleanings per year
✅ 20–60% OFF cavity fillings and other treatments
✅ No deductibles, paperwork, or denials
✅ Immediate activation—you can use it today
✅ Transparent, upfront pricing
Most plans cost $25–$40/month or $250–$400/year, and many pay for themselves in a single visit.
Real Story: How Noah Saved $370 on His Fillings
Noah, a 45-year-old Uber driver, needed two composite fillings. His dentist quoted him $650 without insurance. After a little online research, he found The Patient Marketplace and located a dentist nearby offering a $35/month membership plan.
His final bill? Just $280 for both fillings, plus a free cleaning and exam.
He saved $370 in one visit, and now has discounted care all year.
The Patient Marketplace: Find Affordable Dental Fillings Near You
If you’re asking “how much is a cavity filling?” and don’t want to spend hours calling dentists, use The Patient Marketplace—a free tool that helps you:
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Find local dentists by ZIP code
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Compare membership plans and real pricing
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Book your appointment instantly—no phone tag
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Understand exactly what you’ll pay upfront
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Save hundreds, even without insurance
Why Delaying a Filling Costs You More
Not sure if it’s “worth it” to get a filling now? Consider this:
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That $200 cavity could turn into a $1,500 root canal
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Or worse—a tooth extraction and a $3,000 implant
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Untreated decay can spread to other teeth
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Pain, swelling, and infection will only get worse
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You may miss work or end up in the ER for dental pain (they can’t fix it!)
Early treatment = easy, affordable fix. Delay = pain, complications, and major costs.
How to Save on Cavity Fillings in 4 Simple Steps
✅ Step 1: Visit The Patient Marketplace
Use your ZIP code to find affordable providers in your area.
✅ Step 2: Choose a Membership Plan
Select a plan that includes exam, X-rays, and discounts on fillings.
✅ Step 3: Join and Book
Most activate immediately, and you can book online for same-day savings.
✅ Step 4: Smile and Save
Use your plan for discounted fillings, plus preventive care all year.
FAQs About How Much Is a Cavity Filling
How much is a cavity filling without insurance?
Typically $150–$600 per tooth, depending on the material and severity.
Is a white filling more expensive than a silver one?
Yes. Composite (white) fillings can cost $50–$150 more per tooth, but look more natural.
Do membership plans cover fillings?
Yes—most include 20–60% off fillings, plus exams and cleanings.
Can I use a membership plan right away?
Absolutely. Many plans offer same-day activation and savings.
What if I have multiple cavities?
You can use your membership plan to save on each filling, even during the same visit.
Conclusion: Don’t Let Cost Keep You from the Care You Need
Cavities won’t wait—and you shouldn’t either. If you’ve been holding off because you’re wondering how much is a cavity filling, it’s time to take action.
With in-office membership plans and the convenience of The Patient Marketplace, you can protect your smile, your health, and your wallet—all at once.
Visit The Patient Marketplace now to compare dentists near you, choose a savings plan, and book your filling at a price you can afford.
Inbound Link Suggestions
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“Top Signs You Might Have a Cavity”
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“How Dental Membership Plans Work”
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