Educating Patients & Connecting Them to Membership Plans.

How Much for a Tooth Filling? Cost, Insurance & Affordable Solutions

March 25, 2025
Topics: Patients
Written by: Ally Comstock

How Much for a Tooth Filling? Everything You Need to Know

A tooth filling is one of the most common and effective treatments for repairing cavities and preventing further decay. But if you’ve been told you need a filling, you might be wondering:

How much does a tooth filling cost?
Will insurance cover it?
Are there ways to save money on a filling?

The good news? Fillings are one of the most affordable dental procedures, and there are ways to reduce costs, whether you have insurance, no insurance, or need a flexible payment plan.

In this guide, we’ll cover:
The cost (with & without insurance)
Types and their price differences
Ways to save money
How to find affordable dentists near you

And if you’re looking for discounted fillings, check out The Patient Marketplace—a platform that connects you with dentists offering membership plans and flexible payment options.

Let’s break down the costs!


1. How Much for a Tooth Filling?

The cost depends on:
The type of material used (composite, amalgam, gold, etc.)
The size and location of the cavity
Whether additional procedures (like X-rays or anesthesia) are needed
If you have dental insurance

Average Cost of a Tooth Filling (Per Tooth)

Type Cost Without Insurance
Silver Amalgam $90 – $250
Composite (Tooth-Colored) $150 – $450
Gold $250 – $4,500
Ceramic $300 – $4,000
Glass Ionomer Filling $100 – $300

Did you know? The cost of a filling increases based on the size of the cavity and the tooth’s location (molars typically cost more than front teeth).


2. How to Save With Insurance

If you have dental insurance, your plan may cover some or most of the cost of a tooth filling.

How Insurance Can Lower Your Costs

Covers 50-100% of the cost for basic fillings
Annual maximums apply (typically $1,000 – $1,500 per year)
Pre-authorization may be required before treatment is approved
Choosing an in-network provider may reduce costs

Pro Tip: Some insurance plans only cover amalgam (silver) fillings but not tooth-colored composite fillings—so check your policy!


3. How to Get an Affordable Dental Care Without Insurance

If you don’t have dental insurance, getting a tooth filling might seem expensive—but there are ways to reduce the cost.

Best Ways to Save Without Insurance

Find a Dental Membership Plan – Many dentists offer discounted fillings through in-office membership programs.
Visit a Dental School – Accredited dental schools provide low-cost fillings under professional supervision.
Compare Prices at Different Dentists – Prices vary, so calling multiple offices can help you find the best deal.
Ask About Payment Plans – Many dental offices offer low-interest or no-interest financing options.

Best Option: The most effective way to save money on a tooth filling is to join a dental membership plan, which provides instant discounts on restorative treatments.


4. The Secret to Affordable Tooth Fillings: Membership Plans

What Is a Dental Membership Plan?

A dental membership plan is NOT insurance—it’s a low-cost savings program that provides discounted rates on fillings, cleanings, exams, and other treatments.

Instead of paying high monthly premiums for traditional insurance, you pay a small annual or monthly fee for instant savings at a participating dentist.

Benefits of a Membership Plan:

NO waiting periods, deductibles, or claim rejections
20-50% off tooth fillings and other treatments
Transparent pricing with no hidden fees
Ideal for uninsured patients needing affordable dental care

How a Patient Saved $200 on a Tooth Filling

Meet James, a college student who needed a composite filling but was quoted $250—more than he expected.

A friend told him about The Patient Marketplace, where he found a dentist offering a membership plan.

For just $199 per year, James saved:
40% off his filling
FREE check-ups and exams
Discounts on additional treatments

His total filling cost dropped to $150, saving him $200 instantly!

Want to see how much YOU could save? Visit The Patient Marketplace to find a dentist offering membership plans near you.


5. Why Delaying a Filling Can Cost You More

Avoiding a tooth filling due to cost concerns can lead to:

Further tooth decay, requiring a root canal ($800 – $2,500) or extraction ($75 – $400).
Weakening of the tooth, leading to costly crowns ($800 – $3,500).
Increased pain, sensitivity, and higher future treatment costs.

Getting a filling now can save you thousands in future dental bills!


6. Find an Affordable Tooth Filling Near You

A tooth filling is essential for stopping decay and preventing more expensive treatments, but it shouldn’t break the bank. Whether you have insurance, no insurance, or need financing options, you have affordable choices:

Best for insured patients: Maximize benefits & choose an in-network provider.
Best for uninsured patients: Look for dental schools, membership plans & cash discounts.
Best for major savings: Join a membership plan through The Patient Marketplace.

Ready to get your tooth filling at an affordable price? Visit The Patient Marketplace to find a budget-friendly, top-rated dentist near you!


Frequently Asked Questions (FAQs)

How much for a tooth filling without insurance?

Without insurance, a tooth filling costs between $90 and $4,500, depending on the type of filling and tooth location.

What is the cheapest type of filling?

Silver amalgam fillings are usually cheaper than composite or ceramic fillings but are less aesthetically pleasing.

Can I finance a tooth filling?

Yes! Many dentists offer payment plans or financing options to help make fillings more affordable.

Where can I find an affordable tooth filling near me?

Visit The Patient Marketplace to find discounted tooth filling prices in your area.


Final Thoughts – Get an Affordable Tooth Filling Today!

Ready to restore your tooth for less? Visit The Patient Marketplace now and start saving today!

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Jordon Comstock

Author Bio

Jordon Comstock is the Founder & CEO of BoomCloud™, a software that allows practice, clinic & spa owners to build, manage and scale a membership program. Jordon loves helping patients save on care & writing tips in dentistry, optometry and the spa industries. Jordon is passionate about music, Hawaii, Healthcare businesses like: dentistry, optometry, med spas and massage spas.