Understanding the Cost of Dental Crowns & How to Save Money
A dental crown is often the best solution for protecting a damaged or weakened tooth. Whether due to decay, a fracture, or after a root canal, crowns restore strength, function, and aesthetics. However, many patients hesitate to move forward due to high costs—especially if they don’t have insurance.
So, how much does it cost to have a crown put on a tooth? The price varies depending on the type of crown, materials used, and whether you have dental insurance.
Fortunately, there are ways to reduce the cost, including dental insurance, membership plans, and payment options. In this guide, we’ll break down:
✅ The average cost of a dental crown
✅ Factors affecting the cost
✅ How insurance impacts pricing
✅ Affordable ways to get a crown without insurance
How Much Does a Dental Crown Cost?
1. Average Cost of a Dental Crown
| Type of Crown | Cost Without Insurance | Cost With Insurance |
|---|---|---|
| Porcelain-fused-to-metal (PFM) Crown | $800 – $1,500 | $400 – $900 |
| All-Porcelain or Ceramic Crown | $1,000 – $2,500 | $500 – $1,200 |
| Metal Crown (Gold or Alloy) | $900 – $2,500 | $500 – $1,500 |
| Zirconia Crown | $1,000 – $3,000 | $500 – $1,500 |
| Same-Day CEREC Crown | $1,000 – $2,500 | $500 – $1,500 |
2. Factors That Affect the Cost of a Crown
Several variables determine how much you’ll pay for a dental crown:
✔ Type of Crown – Porcelain and zirconia crowns are more expensive than metal crowns.
✔ Location of the Tooth – Molars usually cost more due to the strength required for chewing.
✔ Dentist’s Location – Costs in metropolitan areas tend to be higher.
✔ Additional Treatments – A root canal or buildup before the crown increases the total cost.
✔ Dental Insurance – Coverage can significantly reduce out-of-pocket expenses.
How to Save Money on a Dental Crown (With or Without Insurance)
1. Does Dental Insurance Cover Crowns?
Yes! Most dental insurance plans cover 50% – 80% of the cost of a crown, depending on the policy.
However, here’s what to keep in mind:
✔ Basic plans may not cover crowns at all.
✔ Comprehensive plans usually cover 50% – 80% after the deductible is met.
✔ Some policies have waiting periods of 6-12 months before covering crowns.
TIP: If your plan doesn’t cover crowns, a dental membership plan may provide better savings.
2. Dental Membership Plans: Save Up to 50% on Crowns
If you don’t have insurance, dental membership plans can be a game-changer.
✅ Low monthly fees (starting at $10/month)
✅ Discounted rates on crowns, exams, and X-rays
✅ No waiting periods or pre-approvals
Find a dentist offering membership plans at The Patient Marketplace and start saving today!
3. Financing Options & Payment Plans
If you need a crown but can’t afford to pay in full, consider financing options such as:
- CareCredit – 0% interest if paid within 6-12 months.
- LendingClub – Flexible monthly payment plans.
- Sunbit – Financing for patients with lower credit scores.
TIP: Some dentists offer in-house payment plans with no interest—ask about available options!
4. Low-Cost Dental Clinics & Dental Schools
✔ Community Health Centers – Offer low-cost crowns based on income.
✔ Dental Schools – Supervised students provide affordable crowns as part of their training.
✔ Nonprofit Dental Clinics – Some provide discounted or free crowns for eligible patients.
TIP: Search for “affordable dental crowns near me” to find options in your area.
A Real-World Example: How John Saved $800 on His Dental Crown
John needed a porcelain crown but was shocked when his dentist quoted him $1,500. Without dental insurance, he wasn’t sure how to afford it.
Instead of paying full price, John found a dentist through The Patient Marketplace who offered a membership plan. This plan:
✔ Reduced his crown cost to $900
✔ Included free exams and X-rays
✔ Allowed him to split payments over six months
John’s membership plan saved him $800 on a single crown—and gave him peace of mind!
FAQs About the Cost of Dental Crowns
How much does it cost to have a crown put on a tooth without insurance?
Crowns typically range from $800 to $3,000 per tooth, depending on the material.
Are porcelain crowns more expensive than metal crowns?
Yes, porcelain and zirconia crowns cost more than metal crowns because they look more natural.
Can I finance a dental crown?
Yes! Many dentists offer CareCredit, LendingClub, and Sunbit to help split payments into affordable installments.
Is it cheaper to get a dental crown abroad?
Dental tourism can save 40-70% on crowns, but be sure to research the quality of care before traveling.
How long do crowns last?
Most dental crowns last 10-15 years, but zirconia and gold crowns can last 20+ years with proper care.
Final Thoughts: Are Dental Crowns Worth the Cost?
A dental crown is a long-term investment that protects your teeth and prevents more expensive treatments in the future.
Don’t let high costs stop you from getting the care you need!
Visit The Patient Marketplace to find affordable dentists offering membership plans today!
