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How Much Does It Cost to Get a Cavity Filled Without Insurance?

March 28, 2025
Topics: Patients
Written by: Keilani

How Much Does It Cost to Get a Cavity Filled Without Insurance?

Cavities are one of the most common dental issues, and leaving them untreated can lead to pain, infections, and costly dental procedures. If you don’t have insurance, you might be hesitant to visit the dentist due to high costs.

So, you might be asking, how much does it cost to get a cavity filled without insurance?

The good news is that affordable options exist! Whether you need a basic filling or a more complex treatment, you can still get quality dental care without breaking the bank.


Average Cost of Cavity Fillings Without Insurance

The cost of a cavity filling depends on the material used and the severity of the decay.

Type of Filling Cost Without Insurance Durability
Silver Amalgam $100 – $300 10-15 years
Composite (White Filling) $150 – $450 5-7 years
Ceramic (Porcelain) $800 – $2,000 15+ years
Gold Fillings $600 – $2,500 15-30 years

Basic silver fillings are the cheapest option.
Composite fillings look natural but cost more.
Ceramic and gold fillings are high-end solutions that last longer but are the most expensive.

Tip: If cost is a concern, ask your dentist about silver or composite fillings, which are the most budget-friendly choices.


What Affects the Cost of Cavity Fillings Without Insurance?

Even with a basic estimate, your actual cost may vary depending on:

1. The Severity of the Cavity

  • Small cavities can be filled with minimal drilling, making them cheaper.
  • Larger cavities require more extensive work, leading to higher costs.
  • Severe decay may require a crown or even a root canal.

2. The Location of the Tooth

  • Front teeth fillings require aesthetic materials like composite or porcelain, which cost more.
  • Back molars may need stronger, longer-lasting materials.

3. The Dentist’s Location & Experience

  • Dentists in big cities charge more due to higher overhead costs.
  • Suburban and rural dentists often provide more affordable options.

4. Additional Dental Work Needed

  • X-rays: $25 – $200
  • Fluoride treatments or sealants: $25 – $50
  • Numbing agents or sedation: Extra costs depending on the procedure

How to Get a Cavity Filled for Less Without Insurance

If you don’t have insurance, don’t panic! Here’s how you can fix a cavity without spending a fortune:

1. Join a Dental Membership Plan – The Best Way to Save

Dental membership plans offer major savings on fillings, exams, and cleanings. Instead of paying full price, you can cut your costs by 50% or more.

✔️ Example Savings with a Membership Plan:

  • Composite filling: $400 → $150
  • Silver filling: $200 → $80

Find a dentist offering membership plans at The Patient Marketplace

2. Visit a Dental School for Low-Cost Fillings

Dental schools offer supervised treatments at lower prices, making them an affordable option.

3. Check for Sliding Scale or Free Dental Clinics

Many community clinics provide low-cost or free cavity fillings based on income eligibility.

4. Ask for a Payment Plan

Many dentists offer interest-free payment plans, allowing you to pay in smaller monthly installments.

5. Compare Prices from Multiple Dentists

Calling around and comparing prices from different dentists in your area can help you find the best deal.


A Patient’s Story: How Jake Saved $350 on His Cavity Filling

Jake, a 33-year-old barista, avoided going to the dentist because he didn’t have insurance. But when he developed pain in his molar, he had no choice but to get it checked.

Original Quote: $500 per filling
Joined a Membership Plan: Paid only $150 per filling
Total Savings: $350+

Thanks to The Patient Marketplace, Jake got his cavity treated at an affordable rate!


Why You Shouldn’t Delay a Cavity Filling

Ignoring a cavity can make things worse, leading to:
Severe tooth pain and infections
Expensive root canals ($1,000 – $2,500 per tooth)
Tooth loss requiring implants ($3,000 – $5,000 per tooth)

A simple $100-$450 filling today can prevent thousands in future dental costs!


How to Get the Best Price on Cavity Fillings Without Insurance

Follow these steps to get affordable treatment:

1️⃣ Call multiple dentists to compare prices.
2️⃣ Join a membership plan through The Patient Marketplace.
3️⃣ Look for community health clinics or dental schools.
4️⃣ Ask about payment plans to spread out the cost.
5️⃣ Consider silver fillings for a cheaper alternative.

Pro Tip: Good oral hygiene (brushing, flossing, fluoride use) can prevent cavities and save you money in the long run!


Final Thoughts: Get Cavities Filled at an Affordable Price

Cavity fillings are essential for maintaining oral health, and even without insurance, you don’t have to overpay!

✔️ Affordable Options? Yes! Membership plans and dental schools offer low-cost solutions.
✔️ Best Budget-Friendly Fillings? Silver amalgam fillings cost the least, while composite offers aesthetic benefits.
✔️ Want the Best Deal? Find an affordable dentist through The Patient Marketplace.


FAQs

How much does it cost to get a cavity filled without insurance?
The cost ranges from $100 to $500 per tooth, depending on the material and severity of the decay.

What is the cheapest way to get a cavity filled?
Joining a membership plan, visiting a dental school, or finding a community clinic are the most affordable options.

Where can I find affordable cavity fillings?
Check out The Patient Marketplace to find dentists offering membership discounts.


Need a cavity filled? Find an affordable dentist today!

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Jordon Comstock

Author Bio

Jordon Comstock is the Founder & CEO of BoomCloud™, a software that allows practice, clinic & spa owners to build, manage and scale a membership program. Jordon loves helping patients save on care & writing tips in dentistry, optometry and the spa industries. Jordon is passionate about music, Hawaii, Healthcare businesses like: dentistry, optometry, med spas and massage spas.