Cavities are one of the most common dental issues, affecting millions of people every year. Left untreated, a simple cavity can turn into pain, infection, and expensive procedures like root canals or extractions. But before scheduling a dentist visit, you may be wondering, how much does it cost to fix a cavity?
The price of cavity treatment varies based on:
✔️ The type of filling material used
✔️ The severity of the decay
✔️ Whether you have dental insurance
✔️ The location of the tooth (front vs. back molars)
While cavity fillings can be expensive, there are affordable options to help you get the care you need—without breaking the bank!
Average Cost to Fix a Cavity
The cost of fixing a cavity depends on the type of material used for the filling and whether you have insurance coverage. Here’s a breakdown:
| Type of Filling | Cost Without Insurance | Cost With Insurance | Durability |
|---|---|---|---|
| Silver Amalgam | $100 – $300 | $50 – $150 | 10-15 years |
| Composite (White) | $150 – $450 | $90 – $250 | 5-7 years |
| Ceramic (Porcelain) | $800 – $2,000 | $500 – $1,500 | 15+ years |
| Gold Fillings | $600 – $2,500 | $400 – $2,000 | 15-30 years |
With Insurance: Most insurance plans cover 50% to 80% of cavity filling costs.
Without Insurance: Expect to pay anywhere from $100 to $2,500 per tooth, depending on the material used.
Tip: Silver fillings are the most affordable option, while composite and porcelain fillings cost more but offer better aesthetics.
Factors That Affect the Cost of Fixing a Cavity
Even with a basic cost estimate, your actual out-of-pocket cost may vary based on:
1. Type of Cavity Treatment Needed
- Minor cavities can be easily treated with a filling.
- Larger cavities may require a crown or inlay to strengthen the tooth.
- Deep decay could lead to a root canal, increasing the total cost.
2. Location of the Cavity
- Front teeth fillings require aesthetic materials like composite or ceramic, which can be more expensive.
- Molars (back teeth) endure more pressure when chewing, so they may require stronger and costlier materials.
3. Insurance Coverage & Out-of-Pocket Expenses
- If your annual maximum is low, you may have to pay more if your insurance only covers part of the cost.
- In-network dentists charge lower rates compared to out-of-network providers.
4. Additional Dental Procedures
- X-rays may be required, adding $25 – $200 to your bill.
- Fluoride treatments or sealants may increase costs, but they help prevent future cavities.
- Deep cavities may require anesthesia, increasing treatment costs.
How to Save Money on Cavity Treatment Without Insurance
If you don’t have dental insurance, you might be worried about high costs. Luckily, there are ways to save!
1. Join a Dental Membership Plan – The Best Way to Save
In-office membership plans offer discounted fillings, exams, and cleanings at a fraction of the price.
✔️ Example Savings with a Membership Plan:
- Regular composite filling: $400 → $150
- Large cavity filling: $600 → $250
Find a dentist offering membership discounts at The Patient Marketplace
2. Consider a Dental School for Low-Cost Cavity Fillings
Dental schools provide affordable fillings, performed by students under professional supervision.
3. Look for Sliding Scale or Free Dental Clinics
Many community clinics offer reduced-cost or even free cavity fillings based on your income level.
4. Ask for a Payment Plan
Some dentists allow you to spread out payments over several months to make treatments more affordable.
A Patient’s Story: How Lisa Saved $350 on Cavity Fillings
Lisa, a 29-year-old mother, needed two composite fillings but was worried about the cost without insurance.
Original Quote: $500 per filling
Joined a Membership Plan: Paid only $150 per filling
Total Savings: $350+
Thanks to The Patient Marketplace, Lisa got the care she needed without financial stress!
Why You Shouldn’t Delay Cavity Treatment
Ignoring a cavity only makes things worse. Without treatment, cavities can lead to:
Severe pain and tooth infections
Expensive root canals ($1,000 – $2,500 per tooth)
Tooth loss requiring implants ($3,000 – $5,000 per tooth)
A simple $100-$450 filling today can prevent thousands in future dental costs!
How to Get the Best Price on Cavity Treatment
Follow these steps to lower your out-of-pocket costs:
1️⃣ Check if your insurance covers fillings (most plans do!).
2️⃣ Compare prices from multiple dental offices.
3️⃣ Find a membership plan through The Patient Marketplace.
4️⃣ Ask about cash discounts or payment plans.
5️⃣ Consider dental schools or nonprofit clinics for affordable care.
Pro Tip: Brushing, flossing, and using fluoride toothpaste can prevent future cavities and save you money!
Final Thoughts: Fix Cavities Before They Become Costly
Cavity fillings are essential for maintaining oral health. Whether you have insurance or not, you don’t have to overpay!
✔️ With Insurance? Expect to pay $50 – $250 per filling.
✔️ Without Insurance? Prices range from $100 – $2,500, but membership plans can reduce costs by 50% or more.
✔️ Want the best deal? Find an affordable dentist through The Patient Marketplace.
FAQs
How much does it cost to fix a cavity without insurance?
Prices range from $100 to $500 per filling, depending on the filling material.
What is the most affordable cavity filling?
Silver fillings are the cheapest, while composite and porcelain are more expensive but look more natural.
Where can I find affordable cavity fillings?
Check out The Patient Marketplace to find dentists offering low-cost membership plans.
Need a cavity filled? Find an affordable dentist today!
