The Cost of Cavity Fillings: What You Need to Know
A cavity can start as a minor inconvenience, but if left untreated, it can lead to pain, infections, and expensive dental procedures like root canals or extractions. The best way to prevent costly treatments? Fill the cavity as soon as possible!
But before booking an appointment, you might be wondering, how much does it cost to fill a cavity?
Cavity filling costs vary based on the type of filling material, the location of the tooth, and whether you have insurance. Fortunately, there are ways to save and get the care you need without breaking the bank.
This guide breaks down cavity filling prices and provides the best strategies to keep your dental costs low.
How Much Does It Cost to Fill a Cavity?
The price of a cavity filling depends on several factors, including filling material and insurance coverage. Here’s a cost breakdown:
| Type of Filling | Cost Without Insurance | Cost With Insurance | Durability |
|---|---|---|---|
| Silver Amalgam | $100 – $300 | $50 – $150 | 10-15 years |
| Composite (White) | $150 – $450 | $90 – $250 | 5-7 years |
| Ceramic (Porcelain) | $800 – $2,000 | $500 – $1,500 | 15+ years |
| Gold Fillings | $600 – $2,500 | $400 – $2,000 | 15-30 years |
With Insurance: Most dental insurance plans cover 50% to 80% of the cost of cavity fillings.
Without Insurance: Expect to pay anywhere from $100 to $2,500 per tooth, depending on the material used.
What Affects the Cost of Filling a Cavity?
Several factors determine how much you’ll pay for a cavity filling:
1. Type of Filling Material
- Silver Amalgam: The most affordable but visible option.
- Composite (Tooth-Colored): Matches natural teeth but costs more than silver fillings.
- Ceramic (Porcelain): Highly durable and aesthetic, but expensive.
- Gold Fillings: Long-lasting but the most expensive option.
2. Location of the Cavity
- Front teeth fillings are often more expensive due to aesthetic considerations.
- Molars (back teeth) require stronger materials, which may increase the cost.
3. Dentist’s Location & Experience
- Dental costs are higher in major cities due to increased overhead expenses.
- Rural and suburban dentists may offer more affordable pricing.
4. Additional Dental Work Needed
- X-rays, numbing agents, and polishing can add to the total cost.
- If the cavity is too deep, a root canal and crown may be required, which is significantly more expensive.
How to Save Money on Cavity Fillings Without Insurance
If you don’t have dental insurance, you might feel overwhelmed by the cost of cavity fillings. But affordable options are available! Here’s how you can fill a cavity without overspending:
1. Join a Dental Membership Plan – The Smartest Way to Save
Dental membership plans are a cost-effective alternative to traditional insurance. These plans offer:
✔️ Discounted cavity fillings, exams, and cleanings
✔️ No waiting periods or approval hassles
✔️ Upfront pricing with no hidden fees
Example Savings with a Membership Plan:
- Silver filling: $200 → $80
- Composite filling: $400 → $150
Find an affordable dentist with a membership plan at The Patient Marketplace
2. Visit a Dental School for Low-Cost Fillings
Many dental schools offer low-cost cavity fillings, performed by students under professional supervision.
3. Search for Sliding Scale Clinics
Some community health centers offer reduced-cost or free dental fillings for individuals based on income.
4. Ask for a Payment Plan
Many dentists allow monthly installment payments, making it easier to afford the treatment.
A Patient’s Story: How Sarah Saved $300 on Her Cavity Fillings
Sarah, a 30-year-old teacher, avoided going to the dentist because of the cost. But when she developed tooth pain, she knew she needed a filling immediately.
Her local dentist quoted her $450 for a composite filling, but she found The Patient Marketplace and joined a membership plan for $199/year.
✔️ Instead of $450 per filling, she paid $150 per tooth
✔️ She got a free consultation and X-rays included
✔️ She saved over $300 instantly!
Now, Sarah prioritizes her oral health without financial stress!
Why You Shouldn’t Delay a Cavity Filling
Ignoring a cavity won’t make it go away. In fact, it only gets worse over time. Without treatment, a cavity can lead to:
Severe tooth pain and sensitivity
Infections requiring root canals ($1,000 – $2,500 per tooth)
Tooth loss requiring implants ($3,000 – $5,000 per tooth)
A simple $100-$450 cavity filling today can prevent thousands in future dental costs!
How to Get the Best Price on Cavity Fillings
Follow these steps to get an affordable cavity filling:
1️⃣ Check if your insurance covers cavity fillings (most plans do!).
2️⃣ Compare prices from multiple dental offices.
3️⃣ Find a membership plan through The Patient Marketplace.
4️⃣ Ask about cash discounts or payment plans.
5️⃣ Consider dental schools or nonprofit clinics for affordable care.
Pro Tip: Brushing twice a day, flossing, and using fluoride toothpaste reduces the chances of needing cavity fillings in the future!
Final Thoughts: Don’t Let Cost Stop You from Getting a Cavity Filled
Cavity fillings are essential for maintaining oral health. Whether you have insurance or not, you don’t have to overpay!
✔️ With Insurance? Expect to pay $50 – $250 per tooth.
✔️ Without Insurance? Prices range from $100 – $2,500 per tooth, but membership plans can reduce costs by 50% or more.
✔️ Want the best deal? Find an affordable dentist through The Patient Marketplace.
FAQs
How much does it cost to fill a cavity without insurance?
Prices range from $100 to $500 per tooth, depending on the filling material.
Is it cheaper to get a silver or composite filling?
Silver fillings cost less, but composite (tooth-colored) fillings are more aesthetic.
Where can I find affordable cavity fillings?
Check out The Patient Marketplace to find dentists offering low-cost membership plans.
Need a cavity filled? Find an affordable dentist today!
