Dental Bills Stressing You Out? Here’s How to Save on Fillings Without Sacrificing Quality
If you’ve ever been hit with an unexpected dental bill, you know the pain isn’t just in your tooth—it’s in your wallet too. The cost of a dental filling varies widely depending on materials, location, and whether you have insurance. But here’s the good news: you don’t have to overpay for quality care.
In this guide, we’ll break down:
- How much dental fillings cost (with and without insurance)
- The best ways to save money on fillings
- Why in-office membership plans & The Patient Marketplace might be the ultimate solution for affordable dental care
How Much Does a Dental Filling Cost?
The price of a filling depends on several factors, including the material used, the complexity of the procedure, and your location.
| Filling Material | Cost Without Insurance | Cost With Insurance |
|---|---|---|
| Silver Amalgam | $50 – $150 per tooth | $25 – $100 per tooth |
| Composite (Tooth-Colored) | $90 – $250 per tooth | $50 – $150 per tooth |
| Gold Fillings | $250 – $4,500 per tooth | Varies; often partially covered |
| Ceramic Fillings | $250 – $1,500 per tooth | Varies; some plans cover 50% |
Did you know? Dental insurance typically covers 50% to 80% of filling costs, but if you don’t have insurance, you could end up paying full price—unless you know how to save.
How to Save on Dental Fillings (With or Without Insurance)
Even if you’re uninsured, you have options to cut costs without sacrificing the quality of care. Here’s how:
1. Use an In-Office Membership Plan
Most people assume that insurance is the only way to save on dental work, but in-office membership plans provide an even better alternative in many cases.
- These plans are offered directly by dentists—no middleman.
- Pay a low annual fee ($100-$300) and get discounted dental treatments all year long.
- Coverage often includes free cleanings, check-ups, and big discounts on fillings, crowns, and even cosmetic procedures.
Where to Find Membership Plans: The Patient Marketplace connects patients with local dentists offering affordable membership plans.
Real Savings Example:
Jessica, a freelancer with no dental insurance, needed two fillings. Instead of paying $400 out-of-pocket, she found a dentist through The Patient Marketplace, signed up for their in-office membership plan, and got both fillings for just $150.
2. Consider Dental Discount Plans
Unlike traditional insurance, a dental discount plan is a subscription-based service where you pay a low monthly or annual fee for access to reduced rates at participating dentists.
- Costs range from $80 to $200 per year.
- Discounts range from 20% to 60% on fillings, cleanings, and other treatments.
- No waiting periods or coverage limits.
Caution: Some discount plans only work with certain providers, so check if your preferred dentist participates.
3. Visit a Dental School
If you’re open to being treated by dental students (under expert supervision), you could save 50% or more on fillings.
- Dental schools charge less because they use treatments as part of student training.
- Procedures may take longer, but the quality is still excellent.
Find accredited schools near you through the American Dental Association (ADA).
4. Ask for a Cash Discount or Payment Plan
Many dentists offer cash discounts if you pay in full upfront. Others allow payment plans with little to no interest.
Tip: When booking your appointment, ask:
“Do you offer a cash discount or payment plan options?”
Some offices may take 5% to 20% off if you pay at the time of service.
The Hidden Costs of Ignoring a Filling
Thinking of delaying your filling to save money? You might be setting yourself up for bigger problems and bigger bills.
Ignoring a small cavity today could lead to:
❌ A root canal ($700 – $2,500)
❌ A crown ($800 – $2,000)
❌ Tooth extraction & implant ($3,000 – $6,000)
Bottom Line: A $100 filling now could save you thousands down the road.
How to Get Started & Save on Your Next Filling
If you’re looking for affordable dental care without sacrificing quality, The Patient Marketplace is your best bet.
✅ Compare local dentists offering low-cost fillings & in-office membership plans.
✅ See transparent pricing before booking—no surprises.
✅ Find a dental provider that fits your budget in just minutes.
Ready to save? Visit The Patient Marketplace today and find affordable dental care near you!
