Introduction: The True Cost of Dental Crowns & How to Save Big
If you’ve ever had a damaged or decayed tooth, you know the sinking feeling when your dentist recommends a dental crown. The first question that likely pops into your mind is, “How much does a crown cost for a tooth?” The truth? It varies. Without insurance, a dental crown can cost anywhere from $800 to $3,000 per tooth, depending on the material used, your location, and the dentist you choose. But here’s the good news—there are smart ways to save, whether you have insurance or not.
If you’re looking for affordable dental care without sacrificing quality, in-office membership plans and The Patient Marketplace (thepatientmarketplace.com) might be your best bet. In this article, we’ll break down the costs, compare saving options, and show you exactly how to pay less for your crown.
How Much Does a Crown Cost? A Breakdown by Type
Dental crowns aren’t one-size-fits-all. Their price depends on factors like materials and whether you go for a traditional or same-day crown. Here’s what you need to know:
| Crown Type | Average Cost Without Insurance | Lifespan |
|---|---|---|
| Porcelain-Fused-to-Metal (PFM) | $800 – $1,500 | 5–15 years |
| All-Porcelain/Ceramic | $1,000 – $2,500 | 10–20 years |
| Gold or Metal Alloy | $1,200 – $2,500 | 15–30 years |
| Zirconia | $1,000 – $3,000 | 10–20 years |
| Same-Day Crowns (CEREC) | $1,000 – $2,500 | 10–15 years |
Pro Tip: Dental crowns last longer when properly cared for. Regular brushing, flossing, and avoiding hard foods can extend their lifespan and save you from needing replacements too soon.
How to Save on Dental Crowns (With or Without Insurance)
Now that you know the costs, let’s dive into how you can reduce them.
1. Dental Insurance: What It Covers & What It Doesn’t
Most dental insurance plans cover 50% of the cost of a crown, but there’s a catch—most have an annual maximum limit of $1,000–$1,500. This means if you need multiple procedures, you might end up paying out-of-pocket.
How to Save with Insurance:
- Choose in-network dentists. They offer lower negotiated rates.
- Time your treatments strategically. If you’re nearing your annual max, ask your dentist if you can split the procedure into two years.
- Consider supplemental dental plans. Some companies offer additional coverage for major procedures.
2. No Insurance? Try a Dental Membership Plan
If you don’t have insurance, a dental membership plan can save you 30–50% off procedures like crowns.
How it works:
- Pay a low monthly or annual membership fee (usually around $99–$299 per year).
- Get discounted rates on crowns, cleanings, and other treatments.
- No waiting periods or deductibles—unlike insurance.
Example: A traditional crown that costs $1,500 could be just $800–$1,000 with a membership plan.
Where to Find Membership Plans: Many dental offices offer them directly, or you can check The Patient Marketplace for dentists near you that provide affordable membership plans.
3. Use The Patient Marketplace for Lower Prices
Did you know that some dentists compete for your business by offering lower prices? The Patient Marketplace (thepatientmarketplace.com) connects you with affordable, quality dental care at discounted rates.
Benefits of Using The Patient Marketplace: ✅ Compare crown prices from local dentists before booking. ✅ Find membership plan options that fit your budget. ✅ Read real patient reviews to choose the best dentist.
Real-Life Example: Sarah needed a zirconia crown but was quoted $2,200 at her regular dentist. She found a membership plan through The Patient Marketplace that brought the cost down to $1,150—a nearly 50% savings!
4. Dental Schools: Affordable, High-Quality Care
Dental schools often provide discounted crowns as part of student training under expert supervision. Expect to pay 40–60% less than private practice rates.
Example: A $1,500 crown might cost just $600–$800 at a dental school.
Where to Find Them: Check out the American Dental Association (ADA) website for accredited dental schools near you.
5. Payment Plans & Financing Options
If you can’t afford to pay upfront, many dentists offer financing plans.
Popular Financing Options:
- CareCredit (0% interest for 6–12 months)
- LendingClub Patient Solutions
- In-house dental payment plans (ask your dentist)
Don’t Overpay for Your Dental Crown—Take Action Now
Dental crowns don’t have to break the bank. Whether you use insurance, a membership plan, or The Patient Marketplace, you can save hundreds—even thousands—on your treatment.
Want the best price? Visit The Patient Marketplace today to compare affordable crown options near you.
Why pay more when you can save? Take control of your dental care costs—your smile (and wallet) will thank you.
