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How Much Do X-Rays Cost Without Insurance? Affordable Options & Ways to Save

March 25, 2025
Topics: Patients
Written by: Ally Comstock

How Much Do X-Rays Cost Without Insurance?

If you need an X-ray but don’t have insurance, you might be wondering:

How much do X-rays cost without insurance?
Why do X-ray prices vary so much?
How can I find affordable X-ray services near me?

X-rays are essential for diagnosing fractures, infections, and dental issues, but without insurance, the cost can range from $100 to $1,000, depending on the type of imaging needed.

The good news? You don’t have to overpay! There are ways to get affordable X-rays through membership plans, discounted imaging centers, and payment options.

This guide will cover X-ray costs, factors affecting pricing, and how to save money on your medical imaging.


X-Ray Cost Without Insurance (Breakdown by Type)

1. Dental X-Rays (Most Affordable)

Cost Without Insurance: $25 – $300
Best for: Checking for cavities, infections, and bone loss
Includes:
✅ Bitewing X-rays – $25 – $100
✅ Full-mouth panoramic X-rays – $100 – $250
✅ 3D Cone Beam CT Scan – $150 – $300

Ideal for routine dental checkups or evaluating for implants, extractions, or braces.

Find affordable dental X-rays at The Patient Marketplace.


2. Chest X-Rays (Common Medical X-Ray)

Cost Without Insurance: $100 – $500
Best for: Detecting lung infections, pneumonia, and heart conditions
Includes:
✅ Single-view X-ray – $100 – $250
✅ Multi-view X-ray – $250 – $500

Often required for diagnosing respiratory conditions or before certain surgeries.

Find affordable chest X-rays at The Patient Marketplace.


3. Abdominal X-Rays (Digestive & Organ Health)

Cost Without Insurance: $150 – $500
Best for: Evaluating stomach pain, kidney stones, or digestive issues
Includes:
✅ Standard abdominal X-ray – $150 – $400
✅ X-ray with contrast dye – $300 – $500

Necessary for diagnosing kidney stones, bowel obstructions, or gallbladder disease.


4. Bone & Joint X-Rays (Fractures & Arthritis)

Cost Without Insurance: $150 – $1,000
Best for: Checking for fractures, arthritis, or joint conditions
Includes:
✅ Hand, wrist, or foot X-ray – $150 – $400
✅ Spine or hip X-ray – $300 – $800
✅ Full-body skeletal X-ray – $800 – $1,000

Essential for sports injuries, chronic pain, or suspected fractures.

Compare orthopedic X-ray prices at The Patient Marketplace.


What Affects the Cost of an X-Ray Without Insurance?

Type of X-Ray Needed – Complex X-rays with contrast dye cost more.
Location of Imaging CenterHospitals charge more than independent imaging centers.
Number of Views Taken – More angles and multiple views increase costs.
Use of Contrast Dye – Adds $100 – $300 to the price.
Emergency vs. Scheduled X-RayEmergency room X-rays can be twice as expensive.

Even with these factors, you can still find ways to lower X-ray costs while receiving quality care.


How to Save Money on X-Rays Without Insurance

1. Use a Medical Membership Plan for Discounts

A medical or dental membership plan can help you save 30-60% on X-rays and imaging services.

Example Savings With a Membership Plan:
Dental X-Ray: $200 → Membership plan covers 40% ($80), you pay $120
Chest X-Ray: $300 → Membership plan covers 40% ($120), you pay $180

Low monthly or annual fee ($150-$400/year)
Discounts on exams, imaging, and lab tests
No waiting periods, claim denials, or restrictions

Find affordable X-ray providers at The Patient Marketplace.


2. Ask About Payment Plans & Financing Options

If you can’t afford to pay for an X-ray upfront, many imaging centers offer monthly payment plans to make the procedure more affordable.

CareCredit & LendingClub – 0% financing available for qualified applicants
In-house payment plans – Monthly payments with no interest
Third-party lenders – Low-interest loans for medical imaging

Find financing-friendly X-ray providers at The Patient Marketplace.


3. Compare Prices Between Hospitals & Independent Imaging Centers

Hospital-based X-rays cost more than independent imaging centers.
Stand-alone imaging clinics often offer lower prices & faster service.
✔ Some providers offer cash discounts for paying upfront.

Always compare prices before scheduling your X-ray.

Compare X-ray pricing at The Patient Marketplace.


4. Visit a Free or Low-Cost Health Clinic for Discounted X-Rays

Some nonprofit clinics and government-funded programs offer discounted or free X-rays for those in need.

Community health clinics provide affordable medical services.
Nonprofit organizations help uninsured patients access imaging services.
Charitable foundations may cover part or all of the cost.

Check local resources for assistance programs.

Find free or low-cost X-ray providers at The Patient Marketplace.


Real Patient Story: How Lisa Saved Over $200 on an X-Ray

Lisa, a 45-year-old teacher, needed a chest X-ray but didn’t have insurance. Her local hospital quoted her $450, which was too expensive.

Solution? She found an affordable imaging center through The Patient Marketplace, which offered:
A membership plan with a 40% discount
A financing plan with $25/month payments

Original cost: $450
Discounted cost with membership: $270
Total savings: $180+

Now, Lisa got the medical imaging she needed without financial stress!

Like Lisa, you can find affordable X-rays by choosing the right provider and membership plan!


Find Affordable X-Rays Near You Today

Need X-rays but don’t want to overpay? The Patient Marketplace connects you with trusted, cost-effective imaging providers.

Compare prices & find expert X-ray providers
Save 30-60% on imaging services
Find flexible payment plans that fit your budget

Click here to explore affordable X-ray options now!

Save on Dental, Optometry & Wellness

Dental & vision insurance are not the best options if you want to truly save on dental work or vision care. Search our listings of vetted prctices that can help you save money!

Jordon Comstock

Author Bio

Jordon Comstock is the Founder & CEO of BoomCloud™, a software that allows practice, clinic & spa owners to build, manage and scale a membership program. Jordon loves helping patients save on care & writing tips in dentistry, optometry and the spa industries. Jordon is passionate about music, Hawaii, Healthcare businesses like: dentistry, optometry, med spas and massage spas.