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Fillings Cost: How Much Do Dental Fillings Cost & How to Save Money

April 28, 2025
Topics: Patients
Written by: Ally Comstock

Affordable Options for Treating Cavities Without Overpaying

Worried About the Cost of Dental Fillings? Here’s What You Need to Know

Tooth decay is one of the most common dental problems, and dental fillings are the go-to solution. If left untreated, cavities can lead to pain, infections, and expensive root canals.

But how much do fillings cost? The price of a dental filling varies based on the material used, the size of the cavity, and your location.

If you’re searching for affordable dental fillings, the good news is that there are ways to lower your costs—whether or not you have dental insurance.


How Much Do Dental Fillings Cost?

Several factors impact the price of a dental filling, including:
✔️ Material Type – Composite, silver amalgam, gold, or ceramic.
✔️ Cavity Size & Location – Larger cavities require more work.
✔️ Dentist’s Location – Prices vary across states and cities.
✔️ Insurance Coverage – Some plans cover up to 80% of the cost.

Breakdown of Dental Fillings Cost by Type

Filling Type Average Cost Without Insurance Cost With Insurance (80% Coverage)
Silver Amalgam (Metal) $50 – $150 per tooth $10 – $30 per tooth
Composite (Tooth-Colored) $90 – $250 per tooth $18 – $50 per tooth
Ceramic (Porcelain) $250 – $4,500 per tooth $50 – $900 per tooth
Gold Fillings $300 – $4,500 per tooth $60 – $900 per tooth

Additional Costs to Consider

Dental Exam ($50 – $150) – Often required before a filling.
X-rays ($25 – $200) – Necessary to assess the cavity.
Anesthesia ($50 – $200) – If deep decay requires numbing.


How to Save on Fillings Cost

If you need a cavity filled but don’t want to overpay, here are affordable alternatives to lower your out-of-pocket costs:

1. Join a Dental Membership Plan

A dental membership plan is a great way to reduce the cost of dental fillings without traditional insurance. These in-office discount plans allow patients to pay a small monthly fee in exchange for discounted rates on fillings and other treatments.

No waiting periods or deductibles.
Instant savings of 20-50% on fillings.
No annual maximum—use it as needed.

Example: Linda needed a composite filling that cost $200. Her membership plan saved her 40%, reducing her bill to $120.

Find affordable dental fillings at The Patient Marketplace.


2. Visit a Dental School for Low-Cost Fillings

Dental schools offer low-cost cavity fillings performed by students under licensed supervision. These treatments provide high-quality care at significantly reduced prices—often 50% less than private dental offices.


3. Look for Dental Discount Plans

A dental discount plan allows you to pay an annual fee to access reduced pricing on treatments, including fillings. These plans typically offer 10-60% discounts on dental work.


4. Compare Prices Between Dentists

Not all dentists charge the same! Calling multiple offices and requesting price quotes can save hundreds of dollars. Some clinics offer cash discounts for uninsured patients.


5. Use an HSA or FSA to Pay for Fillings

A Health Savings Account (HSA) or Flexible Spending Account (FSA) allows you to use pre-tax dollars to cover dental fillings costs, reducing your overall expense.


6. Ask About Payment Plans & Financing Options

Many dentists offer payment plans or interest-free financing, allowing you to pay for fillings in smaller, manageable installments.


Are Dental Fillings Worth the Cost?

Ignoring cavities can lead to:
Tooth decay worsening, requiring root canals or extractions.
Higher treatment costs in the future.
Pain, infections, and gum disease.

Investing in a dental filling now can save you thousands in dental work later.


Find Affordable Dental Fillings Through The Patient Marketplace

If you’re looking for low-cost dental fillings, visit The Patient Marketplace to find budget-friendly dentistsoffering:
✔️ Discounted membership plans.
✔️ Flexible financing options.
✔️ Affordable, high-quality cavity treatments.


FAQs

How much do dental fillings cost without insurance?

A silver amalgam filling costs between $50 and $150 per tooth, while composite fillings range from $90 to $250 per tooth.

Can I get a free dental filling?

Some community health clinics and dental schools offer low-cost or free fillings for qualifying individuals.

What is the cheapest type of dental filling?

✔️ Silver amalgam fillings are the most affordable, starting at $50 per tooth.

How long do fillings last?

  • Silver amalgam fillings last 10-15 years.
  • Composite fillings last 5-10 years.
  • Gold or porcelain fillings can last 20+ years.

Can I pay for a dental filling in installments?

Yes! Many dentists offer payment plans or financing to help patients afford dental fillings.


Final Thoughts

A dental filling is essential for stopping tooth decay, but it doesn’t have to be expensive. By using membership plans, discount programs, and low-cost dental options, you can find affordable dental fillings and protect your oral health.

Looking for budget-friendly dental fillings? Find a trusted provider today at The Patient Marketplace!


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Jordon Comstock

Author Bio

Jordon Comstock is the Founder & CEO of BoomCloud™, a software that allows practice, clinic & spa owners to build, manage and scale a membership program. Jordon loves helping patients save on care & writing tips in dentistry, optometry and the spa industries. Jordon is passionate about music, Hawaii, Healthcare businesses like: dentistry, optometry, med spas and massage spas.