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Dentist Implants Cost: How to Save on Tooth Replacement With or Without Insurance

March 15, 2025
Topics: Patients
Written by: Keilani

Introduction

If you need dental implants, you’re likely wondering: How much do they cost, and how can I afford them? The truth is, dentist implants cost between $3,000 and $5,000 per tooth, making them one of the most expensive dental procedures.

Without insurance, the price can be overwhelming—but skipping implants isn’t an option for many, as missing teeth can lead to bone loss, bite issues, and difficulty eating.

The good news? There are ways to save on dentist implants cost, even without insurance! In this guide, we’ll break down the cost of implants, what affects pricing, and how to get affordable treatment through membership plans, financing, and dental discount programs.


How Much Does a Dentist Implant Cost?

The cost of a dental implant depends on multiple factors, including materials, location, and additional procedures like bone grafting or extractions.

Average Dentist Implants Cost

Procedure Cost With Insurance Cost Without Insurance
Single Dental Implant $1,500 – $3,000 $3,000 – $5,000
Implant & Crown $2,000 – $4,000 $4,000 – $7,000
Full Mouth Implants $20,000 – $45,000 $25,000 – $60,000
All-on-4 Dental Implants $15,000 – $30,000 $20,000 – $50,000
Mini Dental Implants $500 – $1,500 $1,000 – $3,000

Tip: Mini dental implants are a more affordable alternative to traditional implants.


What Affects Dentist Implants Cost?

Number of Implants: A single implant costs much less than full-mouth implants.
Type of Implant: Titanium vs. zirconia implants affect pricing.
Bone Grafting: If you need bone grafting, costs increase.
Additional Procedures: Extractions or gum treatments add to the total.
Dentist’s Experience: Highly experienced implant specialists may charge more.
Location: Urban areas have higher pricing than rural locations.


How to Save on Dentist Implants Cost Without Insurance

1. Join a Dental Membership Plan

One of the best ways to lower dentist implants cost is by signing up for a dental membership plan. These plans provide:

20-50% off major procedures, including implants
No deductibles, waiting periods, or claim forms
Low monthly or yearly membership fees

Find a dentist offering membership plans at The Patient Marketplace.

2. Use a Dental Discount Plan

Unlike traditional insurance, dental discount plans offer immediate savings on procedures like implants.

✔ Covers implant surgery & restoration
✔ Works with thousands of dentists nationwide
✔ No pre-existing condition exclusions

Some discount plans cover cosmetic procedures, which most insurance plans don’t!

3. Apply for Financing & Payment Plans

If you can’t pay for implants upfront, financing lets you spread the cost over time.

Popular dental financing options include:
CareCredit – 0% interest for 6-24 months
LendingClub – Fixed, low-interest installment loans
Proceed Finance – Long-term financing for high-cost procedures

Many dentists offer in-house financing with NO credit check!

4. Use a Health Savings Account (HSA) or Flexible Spending Account (FSA)

If you have an HSA or FSA, you can use pre-tax dollars to cover:

✔ Implant surgery & restoration
✔ Bone grafting & extractions
✔ Post-operative care

FSAs expire at the end of the year, so plan treatment accordingly!

5. Visit a Dental School for Discounted Implants

Dental schools offer low-cost implant procedures, performed by students under expert supervision—often at 50% off private practice prices.

Check local dental schools for implant programs!

6. Consider Dental Tourism

Some patients travel abroad to get affordable dental implants in countries like:

Mexico (Tijuana, Cancun)
Costa Rica
Thailand

Ensure the clinic is accredited and has positive patient reviews before considering dental tourism.


How Insurance Affects Dentist Implants Cost

If you have dental insurance, your plan may cover some implant-related costs but rarely the full procedure.

PPO Plans: Cover parts of implant treatment, such as extractions or crowns.
HMO Plans: May offer lower copays for implant crowns.
Medicaid & Medicare: Rarely cover implants, but some states offer limited benefits.

Always request a pre-treatment estimate to know your out-of-pocket costs!


Real-Life Savings Story: How Mark Cut His Implant Cost by 40%

Mark, a 50-year-old father, needed two dental implants but was quoted $9,000—far beyond his budget.

How Mark Saved Money:
Joined a dental membership plan and saved 30% on the total cost.
Used a 0% interest financing plan to pay over 18 months.
Scheduled his treatment over two years to maximize his insurance benefits.

“Without a savings plan and financing, I couldn’t afford my implants. Now, I have a confident smile!” – Mark

Want to save on dental implants? Visit The Patient Marketplace today!


FAQs About Dentist Implants Cost

How much does a single dental implant cost?
A single implant costs between $3,000 and $5,000 without insurance.

Does dental insurance cover implants?
Most PPO insurance plans cover portions of implant treatment, such as extractions and crowns.

Can I finance my dental implants?
Yes! Many dentists offer 0% interest financing or in-house payment plans.

Are dental implants worth the cost?
Yes! Implants last 20+ years, making them a better long-term investment than dentures.

What’s the cheapest way to get dental implants?
Consider membership plans, dental schools, and discount plans to lower costs.


Final Thoughts

If you’re worried about dentist implants cost, don’t let finances stop you from getting the care you need. Whether you have insurance or not, there are affordable options like membership plans, financing, and discount programs.

Ready to start saving on dental implants? Visit The Patient Marketplace today!

Save on Dental, Optometry & Wellness

Dental & vision insurance are not the best options if you want to truly save on dental work or vision care. Search our listings of vetted prctices that can help you save money!

Jordon Comstock

Author Bio

Jordon Comstock is the Founder & CEO of BoomCloud™, a software that allows practice, clinic & spa owners to build, manage and scale a membership program. Jordon loves helping patients save on care & writing tips in dentistry, optometry and the spa industries. Jordon is passionate about music, Hawaii, Healthcare businesses like: dentistry, optometry, med spas and massage spas.