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Dentist Cleaning Cost: How to Save on Dental Cleanings With or Without Insurance

March 23, 2025
Topics: Patients
Written by: Keilani

Introduction

Regular dental cleanings are essential for maintaining healthy teeth and gums, but dentist cleaning costs can vary widely. Whether you’re paying out of pocket or using insurance, understanding how much a professional cleaning costsand how to save money is crucial.

On average, a routine dental cleaning costs between $75 and $200 per visit. If you don’t have insurance, the cost can add up quickly, leading many to delay or skip their appointments—a decision that can lead to costly dental problems down the road.

The good news? You can reduce your dentist cleaning cost with membership plans, discount programs, and alternative payment options. In this guide, we’ll break down how much dentist cleanings cost, what factors affect pricing, and the best ways to save money on your dental care.


How Much Does a Dentist Cleaning Cost?

The cost of a dental cleaning depends on several factors, including your location, the type of cleaning needed, and whether you have insurance.

Average Dentist Cleaning Cost

Type of Cleaning Cost With Insurance Cost Without Insurance
Routine Cleaning (Adult) $0 – $50 $75 – $200
Routine Cleaning (Child) $0 – $40 $50 – $150
Deep Cleaning (Scaling & Root Planing) $100 – $300 per quadrant $300 – $1,200 full mouth
Periodontal Maintenance $100 – $250 $150 – $350

Tip: Most dental insurance plans cover 100% of routine cleanings every 6 months.


Factors That Affect Dentist Cleaning Cost

Type of Cleaning: A routine cleaning costs significantly less than a deep cleaning for gum disease.
Dentist’s Location: Dental services tend to be more expensive in urban areas compared to rural regions.
Insurance Coverage: Many insurance plans cover routine cleanings, but deep cleanings may only be partially covered.
Additional Treatments: If you need X-rays, fluoride treatments, or sealants, your total cost may increase.
Dentist’s Experience: A highly experienced dentist or specialist may charge higher fees than a general dentist.


How to Save on Dentist Cleaning Cost Without Insurance

1. Join a Dental Membership Plan

If you don’t have insurance, an in-office dental membership plan can help you save up to 50% on cleanings and other treatments. These plans offer:

Low monthly fees
Discounted rates on preventive care
No waiting periods or claim forms

Find a dentist offering membership plans at The Patient Marketplace.

2. Use a Dental Discount Plan

Unlike traditional insurance, dental discount plans offer immediate savings on professional cleanings and other procedures.

✔ Routine cleanings
✔ Deep cleanings
✔ Periodontal maintenance

Many discount plans also include X-rays and fluoride treatments!

3. Ask About Payment Plans & Financing

If your cleaning requires deep scaling or periodontal therapy, many dentists offer payment plans to help spread out the cost.

Popular dental financing options include:
CareCredit – 0% interest for 6-24 months
LendingClub – Fixed, low-interest loans
Proceed Finance – Extended payment options

Some dentists offer in-house financing with NO credit check!

4. Use a Health Savings Account (HSA) or Flexible Spending Account (FSA)

If you have an HSA or FSA, you can use pre-tax dollars to cover:

✔ Routine dental cleanings
✔ Scaling & root planing
✔ Preventive treatments like fluoride or sealants

Tip: FSAs have a “use-it-or-lose-it” policy—make sure to use your funds before they expire!

5. Visit a Low-Cost Dental Clinic

Community dental clinics and non-profit organizations often offer low-cost or free dental cleanings for qualifying patients.

Check HRSA.gov for local low-cost dental clinics.


How Insurance Affects Dentist Cleaning Cost

If you have dental insurance, your plan may cover most or all of the cost of routine cleanings.

PPO Plans: Usually cover 100% of cleanings twice per year
HMO Plans: Offer low-cost copays for cleanings
Medicaid: Covers cleanings for eligible children and some adults

Check with your insurance provider for exact coverage details!


Real-Life Savings Story: How Brian Cut His Cleaning Cost in Half

Brian, a 35-year-old sales manager, was overdue for a dental cleaning but didn’t have insurance. He visited a local dentist and was quoted $180 for a routine cleaning and exam.

How Brian Saved Money:
Joined a dental membership plan and paid only $80 for his cleaning
Scheduled his next cleaning in advance to lock in savings
Used his HSA account to cover the remaining balance

“Without a dental savings plan, I wouldn’t have been able to afford regular cleanings. Now, my teeth are healthier than ever!” – Brian

Want to save on dental cleanings? Visit The Patient Marketplace today!


Common Myths About Dentist Cleaning Costs

1. “Dental Cleanings Are Expensive Without Insurance”

Not necessarily! Many dentists offer discounts, membership plans, and financing to make cleanings affordable.

2. “You Only Need a Cleaning Once a Year”

False! Most dentists recommend cleanings every 6 months to prevent plaque buildup and gum disease.

3. “Deep Cleanings Are Only for Severe Cases”

Wrong! Many patients need scaling and root planing even if they don’t have advanced gum disease.


FAQs About Dentist Cleaning Cost

How much does a routine dental cleaning cost?
Without insurance, a routine cleaning typically costs $75 to $200.

Does dental insurance cover cleanings?
Most PPO insurance plans cover 100% of routine cleanings twice a year.

Can I finance my dental cleaning?
Yes! Many dentists offer 0% interest financing or in-house payment plans.

Are dental cleanings painful?
Routine cleanings are painless, but deep cleanings may cause mild discomfort.

How often should I get a dental cleaning?
Most people need a cleaning every 6 months, but those with gum disease may need cleanings every 3-4 months.


Final Thoughts

Dentist cleaning costs shouldn’t prevent you from maintaining your oral health. Whether you have insurance or not, there are many ways to save on professional cleanings—through membership plans, financing, and discount programs.

Ready to start saving on dental cleanings? Visit The Patient Marketplace today!

Save on Dental, Optometry & Wellness

Dental & vision insurance are not the best options if you want to truly save on dental work or vision care. Search our listings of vetted prctices that can help you save money!

Jordon Comstock

Author Bio

Jordon Comstock is the Founder & CEO of BoomCloud™, a software that allows practice, clinic & spa owners to build, manage and scale a membership program. Jordon loves helping patients save on care & writing tips in dentistry, optometry and the spa industries. Jordon is passionate about music, Hawaii, Healthcare businesses like: dentistry, optometry, med spas and massage spas.