Tired of Expensive Dental Bills? Here’s the Affordable Solution You Need
Let’s be honest: Dental care is expensive. Whether you have insurance or not, routine checkups, fillings, or even a simple cleaning can cost hundreds of dollars. And if you need a major procedure like a root canal or a crown? That could set you back thousands.
If you’ve been searching for ways to cut down on dental costs without sacrificing quality care, you’re in the right place.
A dental savings plan, also known as a membership plan, might be the money-saving solution you need. In this article, we’ll dive deep into dental savings plan reviews, compare them to traditional dental insurance, and help you decide whether a membership plan is right for you.
What Is a Dental Savings Plan?
A dental savings plan is an affordable alternative to traditional dental insurance. Instead of paying high monthly premiums for limited coverage, you pay a low annual fee for access to discounts on a variety of dental services.
Think of it as Costco for dental care—you pay a small fee to get access to big savings.
How Do Dental Savings Plans Work?
- Find a Participating Dentist – Not all dentists accept membership plans, so you’ll need to check for providers in your area.
- Pay an Annual Membership Fee – Typically, this costs between $99 and $299 per year.
- Get Discounts on Dental Services – Instead of paying full price, you’ll receive 10%-60% off dental treatments.
Unlike traditional dental insurance: ✅ No Deductibles
✅ No Waiting Periods
✅ No Coverage Limits
✅ No Denied Claims
How Much Can You Really Save with a Dental Savings Plan?
Let’s break it down with some real numbers:
| Dental Procedure | Without a Savings Plan | With a Savings Plan | You Save |
|---|---|---|---|
| Routine Cleaning | $150 | $60 | $90 |
| Filling | $200 | $90 | $110 |
| Root Canal | $1,200 | $600 | $600 |
| Crown | $1,500 | $900 | $600 |
As you can see, membership plans can slash your dental bills by up to 60%.
Dental Savings Plan Reviews: The Top Membership Plans Compared
Not all dental savings plans are created equal. Below, we’ve reviewed the best options available.
1. The Patient Marketplace – Best for Finding a Dentist Near You
Website: ThePatientMarketplace.com
⭐ Customer Rating: 4.8/5
Why Choose This Plan?
- Connects you with dentists who offer in-office membership plans
- Transparent pricing – No surprises!
- Works with thousands of top-rated dentists nationwide
2. Careington 500 Series – Best for Maximum Discounts
Website: Careington.com
⭐ Customer Rating: 4.5/5
Why Choose This Plan?
- Discounts of up to 60% on major dental procedures
- Over 100,000 participating dentists
- Also includes vision and telemedicine discounts
3. Cigna Dental Savings Plan – Best for Families
Website: Cigna.com
⭐ Customer Rating: 4.6/5
Why Choose This Plan?
- Covers entire families at a low cost
- Includes orthodontics and cosmetic dentistry discounts
- Backed by a well-known insurance provider
Real-Life Success Story: How One Patient Saved $1,200 on Dental Care
Meet Lisa, a busy mom of three who needed a crown replacement. Her insurance only covered part of the cost, and she was looking at a $1,500 bill.
After researching, she found a dentist through The Patient Marketplace and signed up for an in-office membership plan.
✅ Original Cost: $1,500
✅ Discounted Cost with Membership: $900
✅ Total Savings: $600
Plus, she saved even more on her kids’ cleanings, fillings, and exams. She now pays less than $20/month for her entire family’s dental care.
Dental Savings Plan vs. Dental Insurance: Which One Is Right for You?
| Feature | Dental Savings Plan | Traditional Insurance |
|---|---|---|
| Cost | $99-$299/year | $500-$1,500/year |
| Waiting Periods | None | 6-12 months |
| Annual Coverage Limit | None | $1,000-$2,000 |
| Deductibles | None | $50-$100 per visit |
| Cosmetic Procedures Covered? | Yes | No |
Who Should Choose a Dental Savings Plan?
- Self-employed individuals or freelancers
- People who need immediate dental care (no waiting periods!)
- Families looking for affordable dental care
- Retirees who don’t qualify for employer dental insurance
Who Should Stick with Dental Insurance?
- Those who expect major dental work like implants
- Employees with low-cost employer-provided plans
- Anyone who needs orthodontic coverage (e.g., braces for kids)
Final Verdict: Are Dental Savings Plans Worth It?
Absolutely! If you want affordable, hassle-free, and immediate access to dental care without the headaches of insurance, a dental savings plan is a smart investment.
✔ Lower costs than traditional insurance
✔ No waiting periods, deductibles, or denied claims
✔ Huge savings on everything from cleanings to crowns
If you’re ready to start saving, check out The Patient Marketplace to find a trusted dentist with a membership plan near you.
Save Money. Get Great Dental Care. No Insurance Hassles.
Frequently Asked Questions (FAQs)
1. How much do dental savings plans cost?
Most plans cost between $99 and $299 per year, depending on the provider and benefits.
2. Can I use a dental savings plan with my existing dental insurance?
Yes! Many people use them together for extra savings.
3. How do I find a dentist who accepts a dental savings plan?
The easiest way is to use The Patient Marketplace, which connects you with dentists offering in-office membership plans.
