Introduction
Are you considering dental implants but worried about the cost? You’re not alone. The price for a single implant can range between $3,000 and $5,000, making it unaffordable for many. The good news? A dental savings plan for implants can help you significantly reduce costs without the need for traditional insurance. Membership plans, discount programs, and financing options allow you to get the treatment you need without breaking the bank.
In this guide, we’ll show you how a dental savings plan for implants works, where to find one, and how it can save you thousands of dollars on your dental care.
Why Are Dental Implants So Expensive?
Before we explore how to save on dental implants, let’s break down why they are so costly:
✔ Surgical Procedure: The placement of an implant requires specialized training and technology.
✔ High-Quality Materials: Titanium and zirconia implants are durable and biocompatible but expensive.
✔ Additional Procedures: Some patients require tooth extractions, bone grafts, or sinus lifts before getting implants.
✔ Advanced Technology: Digital scans, 3D imaging, and custom abutments add to the cost.
Since traditional dental insurance rarely covers implants, finding a dental savings plan for implants is the next best option.
How a Dental Savings Plan for Implants Works
Unlike insurance, a dental savings plan for implants is a membership-based program that provides discounted rates on dental procedures. Instead of paying premiums, you pay a low monthly or annual fee and receive immediate savings on treatments like:
✔ Dental implants
✔ Crowns and bridges
✔ Root canals
✔ Routine cleanings and checkups
Benefits of a Dental Savings Plan for Implants
✅ Immediate discounts (20-50% off) on procedures
✅ No deductibles, waiting periods, or claim forms
✅ Low-cost alternative for patients without insurance
✅ Works with most dental offices nationwide
Find a dentist offering membership plans at The Patient Marketplace.
Best Ways to Save Money on Dental Implants
1. Enroll in a Dental Membership Plan
A dental savings plan for implants can provide significant discounts without the hassle of insurance. Membership plans usually offer:
✔ Low monthly payments
✔ 20-50% savings on implants and restorative treatments
✔ No waiting periods or yearly maximums
Many dentists offer their own membership plans—find one at The Patient Marketplace.
2. Consider a Dental Discount Plan
Dental discount plans work similarly to membership programs. You pay an annual fee and receive reduced rates on major treatments. These plans typically cover:
✔ Implant surgery & crowns
✔ Bone grafting & extractions
✔ Preventive care & maintenance
Tip: Some discount plans cover cosmetic procedures, which most insurance plans do not include.
3. Use a Financing Plan for Monthly Payments
If you can’t pay for implants upfront, financing options allow you to spread the cost over time.
Popular dental financing options include:
- CareCredit – 0% interest for 6-24 months
- LendingClub – Fixed, low-interest loans
- Proceed Finance – Long-term financing for high-cost procedures
Some dentists offer in-house financing with no credit check!
4. Use a Health Savings Account (HSA) or Flexible Spending Account (FSA)
If you have an HSA or FSA, you can use pre-tax dollars for:
✔ Dental implants
✔ Bone grafting & extractions
✔ Crowns & bridges
FSAs have a “use-it-or-lose-it” policy—so plan your treatment wisely!
5. Visit a Dental School for Discounted Implants
Dental schools often provide low-cost implant procedures, performed by students under expert supervision—often at 50% off regular prices.
6. Look Into Dental Tourism
Some patients travel abroad to get high-quality, affordable dental implants in countries like:
✔ Mexico (Tijuana, Cancun)
✔ Costa Rica
✔ Thailand
Research clinics and ensure they have proper accreditation before considering dental tourism.
Real-Life Savings Story: How Emily Cut Her Implant Cost by 40%
Emily, a 50-year-old teacher, needed two dental implants but was quoted $8,000—way beyond her budget. Without insurance, she looked for alternative savings options.
How Emily Saved Money:
✔ Joined a dental savings plan and saved 35% on implants
✔ Used CareCredit to finance the remaining balance over 12 months
✔ Scheduled treatment over two years to maximize insurance benefits
“Without a dental savings plan, I couldn’t afford implants. Now, I have a smile I love!” – Emily
Want to save on dental implants? Visit The Patient Marketplace today!
Common Myths About Dental Savings Plans for Implants
1. “Dental Membership Plans Are Just Like Insurance”
False! Dental savings plans offer direct discounts—no deductibles, claim forms, or waiting periods.
2. “Only People With Insurance Can Afford Implants”
Not true! A dental savings plan for implants makes treatment affordable without traditional insurance.
3. “Discount Plans Only Work for Basic Procedures”
Wrong! Many plans include implants, crowns, bridges, and cosmetic treatments.
FAQs About Dental Savings Plans for Implants
How much can I save with a dental savings plan for implants?
Savings vary, but many patients save 20-50% on implant procedures.
Can I combine a dental savings plan with insurance?
Yes! Some patients use insurance for preventive care and a savings plan for major treatments.
Do all dentists accept savings plans?
Not all, but many participating dentists offer discounted rates—check with your provider.
Can I finance my implants if I use a savings plan?
Yes! Many dentists allow financing alongside savings plans for even lower monthly payments.
Final Thoughts
If you’re looking for an affordable way to get dental implants, a dental savings plan is one of the best options available. Whether you need full-mouth implants, single-tooth replacements, or bone grafting, these plans offer instant discounts without the hassle of insurance.
Ready to save on dental implants? Visit The Patient Marketplace today!
