How Much Does It Cost to Get a Cavity Filled Without Insurance?
Cavities are one of the most common dental problems, and fixing them early prevents more costly procedures like root canals and crowns. However, the cost to get a cavity filled without insurance can be a major concern.
The cost of cavity fillings without insurance ranges from $100 to $500 per tooth, depending on the type of filling, the severity of the decay, and the dentist’s location.
If you don’t have insurance, don’t worry—affordable options exist! Dental membership plans, financing options, and low-cost clinics can help you reduce out-of-pocket expenses while ensuring you receive quality dental care.
Let’s break down the cost of cavity fillings, factors that affect pricing, and ways to save money on dental treatments.
Breakdown of Cavity Filling Costs Without Insurance
The price of filling a cavity depends on the material used and the complexity of the procedure.
| Filling Type | Cost Without Insurance | Cost With Membership Plan | Potential Savings |
|---|---|---|---|
| Silver Amalgam | $100 – $250 | $50 – $150 | 30-60% |
| Composite (Tooth-Colored) | $150 – $300 | $75 – $200 | 30-60% |
| Gold Filling | $250 – $4,500 | $200 – $800 | 30-50% |
| Porcelain Filling | $300 – $4,500 | $250 – $900 | 30-50% |
Silver amalgam fillings are the cheapest, while composite and porcelain fillings are more natural-looking but cost more.
Types of Cavity Fillings and Their Costs
1. Silver Amalgam Fillings ($100 – $250 per tooth)
✔ Durable and long-lasting (10-15 years).
✔ Most affordable option, but visible in the mouth.
✔ Commonly used for molars and back teeth.
2. Composite Resin Fillings ($150 – $300 per tooth)
✔ Tooth-colored for a natural look.
✔ Less durable than metal fillings (5-10 years).
✔ More expensive but preferred for front teeth.
3. Gold Fillings ($250 – $4,500 per tooth)
✔ Extremely durable, lasting 20+ years.
✔ Expensive and rarely used today.
✔ Considered a premium cosmetic option.
4. Porcelain Fillings ($300 – $4,500 per tooth)
✔ Blends seamlessly with natural teeth.
✔ Stain-resistant but more expensive.
✔ Used mainly for front teeth and cosmetic restorations.
Composite and porcelain fillings are popular due to their natural look, while silver amalgam is the most budget-friendly option.
How to Save on the Cost to Get a Cavity Filled Without Insurance
If dental filling costs are a concern, there are affordable ways to reduce expenses without sacrificing care.
1. Use a Dental Membership Plan
A dental membership plan is a great alternative to insurance, offering discounted rates on fillings and other dental procedures.
✅ Save 30-60% on cavity treatments
✅ No waiting periods or deductibles
✅ Immediate access to affordable care
Example Savings: A composite filling that costs $250 could be reduced to $125 with a membership plan.
Find a dental membership plan at The Patient Marketplace.
2. Ask About Payment Plans
Many dentists offer financing options, making fillings more affordable.
✔ CareCredit – 0% interest for qualified applicants.
✔ Sunbit – Easy financing with high approval rates.
✔ In-house payment plans – Some dental offices allow monthly payments.
3. Visit a Dental School for Low-Cost Fillings
Dental schools provide affordable fillings performed by students under professional supervision.
4. Use an HSA or FSA Account
A Health Savings Account (HSA) or Flexible Spending Account (FSA) allows you to pay for fillings tax-free, reducing overall costs.
5. Look for New Patient Specials
Many dental offices offer discounts for first-time patients, including:
✔ Discounts on exams & X-rays
✔ Percentage off first filling
✔ Referral incentives
Call local dental offices and ask about their special promotions!
Why You Shouldn’t Delay Cavity Treatment
Ignoring a cavity can lead to painful and expensive dental procedures.
⚠ Untreated cavities grow larger, requiring a root canal or extraction.
⚠ Decay can spread to other teeth, increasing treatment costs.
⚠ Fillings are cheaper and quicker than advanced dental work.
Early treatment saves money and prevents more serious dental issues.
Success Story: How One Patient Saved 50% on Cavity Treatment
Meet Jake, a 35-year-old who avoided the dentist due to cost concerns. After experiencing tooth pain, he was told he needed three fillings.
Initial Cost Estimate: $900 for three composite fillings.
His Solution: Jake joined a membership plan through The Patient Marketplace for $25 per month.
Final Cost: $450 total—a 50% savings!
“I was relieved to find an affordable way to get my cavities filled. Now, I don’t wait until pain forces me to see a dentist!” – Jake, 35
FAQs About the Cost to Get a Cavity Filled Without Insurance
How much does it cost to get a cavity filled without insurance?
A silver filling costs $100 – $250, while composite fillings cost $150 – $300 per tooth.
Can I get a free or low-cost cavity filling?
Some nonprofits and dental schools provide low-cost or sliding-scale fillings for those in need.
What happens if I don’t fix a cavity?
Untreated cavities can lead to root canals, tooth extractions, and severe infections—all of which are more expensive than a filling.
Where can I find an affordable dentist for cavity treatment?
Check The Patient Marketplace for discounted membership plans at trusted dental offices.
Final Thoughts: Fix Your Cavity Without Overpaying
Fixing a cavity early is the best way to avoid costly dental procedures, and affordable options are available to help you save.
How to Save on Cavity Treatment:
✔ Join a dental membership plan (save 30-60%)
✔ Ask about financing & payment plans
✔ Look for new patient specials
Ready to fix your cavity? Visit The Patient Marketplace to find affordable treatment options today!
