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Cost to Fix a Cavity: Affordable Solutions & How to Save

March 15, 2025
Topics: Patients
Written by: Keilani

How Much Does It Cost to Fix a Cavity?

Cavities are one of the most common dental issues, and fixing them quickly can prevent pain, infection, and more expensive treatments like root canals or extractions. But how much does it cost to fix a cavity?

The cost to fix a cavity ranges from $100 to $1,500, depending on the severity of the decay, type of filling, and whether additional procedures like root canals or crowns are needed.

For those without insurance, cavity treatment can feel expensive—but affordable solutions exist. Dental membership plans, financing options, and nonprofit clinics can help reduce your out-of-pocket expenses while ensuring you get quality dental care.

Let’s break down the cost to fix a cavity, what affects pricing, and how to save money on treatment.


Breakdown of Cavity Treatment Costs

The price of cavity treatment depends on the type of procedure and material used.

Type of Treatment Cost Without Insurance Cost With Membership Plan Potential Savings
Silver Amalgam Filling $100 – $250 $50 – $150 30-60%
Composite (Tooth-Colored) Filling $150 – $300 $75 – $200 30-60%
Gold Filling $250 – $4,500 $200 – $800 30-50%
Porcelain Filling $300 – $4,500 $250 – $900 30-50%
Root Canal $700 – $1,500 $500 – $1,000 30-50%
Dental Crown (for severe decay) $800 – $3,000 $500 – $1,500 30-50%

Minor cavities are cheaper to fix with a simple filling, but if left untreated, you may need a more costly root canal or crown.


Types of Cavity Treatments and Their Costs

1. Silver Amalgam Fillings ($100 – $250 per tooth)

Durable and long-lasting (10-15 years).
Most affordable option, but visible in the mouth.
✔ Commonly used for molars and back teeth.

2. Composite Resin Fillings ($150 – $300 per tooth)

Tooth-colored for a natural look.
✔ Less durable than metal fillings (5-10 years).
More expensive but aesthetically preferred.

3. Gold Fillings ($250 – $4,500 per tooth)

Extremely durable, lasting 20+ years.
Expensive and rarely used today.
✔ Often considered a premium cosmetic option.

4. Porcelain Fillings ($300 – $4,500 per tooth)

Blends seamlessly with natural teeth.
Stain-resistant but more expensive.
✔ Used mainly for front teeth and cosmetic restorations.

5. Root Canal Treatment ($700 – $1,500 per tooth)

✔ Needed when decay reaches the pulp of the tooth.
✔ More expensive than a filling, but saves the tooth.
✔ Often requires a dental crown after treatment.

6. Dental Crowns ($800 – $3,000 per tooth)

✔ Used when a cavity is too large for a filling.
More expensive but protects the tooth long-term.
✔ Available in porcelain, gold, or zirconia materials.

Treating a cavity early with a simple filling can save you thousands compared to a root canal or crown!


How to Save Money on the Cost to Fix a Cavity

If the cost of cavity treatment concerns you, there are several ways to reduce expenses without sacrificing quality.

1. Use a Dental Membership Plan

A dental membership plan is an excellent alternative to insurance, offering discounted rates on cavity fillings and other dental procedures.

Save 30-60% on cavity treatments
No waiting periods or deductibles
Immediate access to affordable care

Example Savings: A composite filling that costs $250 could be reduced to $125 with a membership plan.

Find a dental membership plan at The Patient Marketplace.

2. Ask About Payment Plans

Many dentists offer financing options, making fillings more affordable.

CareCredit – 0% interest for qualified applicants.
Sunbit – Easy financing with high approval rates.
In-house payment plans – Some dental offices allow monthly payments.

3. Visit a Dental School for Low-Cost Fillings

Dental schools provide affordable fillings performed by students under professional supervision.

4. Use an HSA or FSA Account

A Health Savings Account (HSA) or Flexible Spending Account (FSA) allows you to pay for fillings tax-free, reducing overall costs.

5. Look for New Patient Specials

Many dental offices offer discounts for first-time patients, including:
Discounts on exams & X-rays
Percentage off first filling
Referral incentives

Call local dental offices and ask about their special promotions!


Why You Shouldn’t Delay Fixing a Cavity

Ignoring a cavity can lead to painful and expensive dental procedures.

Untreated cavities grow larger, requiring a root canal or extraction.
Decay can spread to other teeth, increasing treatment costs.
Fillings are cheaper and quicker than advanced dental work.

Early treatment saves you money and prevents more serious dental issues.


Success Story: How One Patient Saved 50% on Cavity Treatment

Meet Jake, a 35-year-old who avoided the dentist due to cost concerns. After experiencing tooth pain, he was told he needed three fillings.

Initial Cost Estimate: $900 for three composite fillings.
His Solution: Jake joined a membership plan through The Patient Marketplace for $25 per month.
Final Cost: $450 total—a 50% savings!

“I was relieved to find an affordable way to fix my cavities. Now, I don’t wait until pain forces me to see a dentist!” – Jake, 35


FAQs About the Cost to Fix a Cavity

How much does it cost to fix a cavity without insurance?
A silver filling costs $100 – $250, while composite fillings cost $150 – $300 per tooth.

Can I get a free or low-cost cavity filling?
Some nonprofits and dental schools provide low-cost or sliding-scale fillings for those in need.

What happens if I don’t fix a cavity?
Untreated cavities can lead to root canals, tooth extractions, and severe infections—all of which are more expensive than a filling.

Where can I find an affordable dentist for cavity treatment?
Check The Patient Marketplace for discounted membership plans at trusted dental offices.


Final Thoughts: Fix Your Cavity Without Overpaying

Fixing a cavity early is the best way to avoid costly dental procedures, and affordable options are available to help you save.

How to Save on Cavity Treatment:
Join a dental membership plan (save 30-60%)
Ask about financing & payment plans
Look for new patient specials

Ready to fix your cavity? Visit The Patient Marketplace to find affordable treatment options today!

Save on Dental, Optometry & Wellness

Dental & vision insurance are not the best options if you want to truly save on dental work or vision care. Search our listings of vetted prctices that can help you save money!

Jordon Comstock

Author Bio

Jordon Comstock is the Founder & CEO of BoomCloud™, a software that allows practice, clinic & spa owners to build, manage and scale a membership program. Jordon loves helping patients save on care & writing tips in dentistry, optometry and the spa industries. Jordon is passionate about music, Hawaii, Healthcare businesses like: dentistry, optometry, med spas and massage spas.