How Much Does a Tooth Crown Cost Without Insurance?
If you’ve been told you need a dental crown, you might be concerned about the high cost—especially without insurance. Dental crowns are essential for protecting and restoring damaged teeth, but prices can range from $800 to $3,000 per crown depending on the material and location.
For those without insurance, the cost can feel overwhelming. However, there are affordable ways to save on dental crowns, such as membership plans, financing options, and dental school clinics.
Let’s break down the cost of a tooth crown without insurance, what factors affect pricing, and how to get quality care at a lower price.
Average Cost of a Tooth Crown Without Insurance
The price of a dental crown depends on several factors, including the material used, the dentist’s experience, and location.
Breakdown of Tooth Crown Costs Without Insurance
| Type of Crown | Cost Without Insurance | Cost With Membership Plan | Potential Savings |
|---|---|---|---|
| Porcelain Crown | $800 – $3,000 | $500 – $1,500 | 30-60% |
| Metal Crown (Gold/Alloy) | $900 – $2,500 | $600 – $1,800 | 30-50% |
| Porcelain-Fused-to-Metal | $875 – $1,400 | $600 – $1,200 | 30-50% |
| Zirconia Crown | $1,000 – $2,500 | $700 – $1,500 | 30-50% |
| Same-Day CEREC Crown | $900 – $2,500 | $600 – $1,800 | 30-50% |
| Temporary Crown | $100 – $300 | $75 – $150 | 30-50% |
Most insurance plans cover 50% of the cost of crowns, but without insurance, you’ll need alternative ways to reduce expenses.
Types of Tooth Crowns and Their Costs
1. Porcelain Crown ($800 – $3,000)
✔ Best for front teeth since they are natural-looking.
✔ More expensive but blends well with existing teeth.
✔ Durable but may chip over time.
2. Metal Crown (Gold/Alloy) ($900 – $2,500)
✔ Extremely durable and long-lasting.
✔ Used mainly for molars that endure heavy chewing.
✔ Expensive due to gold or precious metals.
3. Porcelain-Fused-to-Metal ($875 – $1,400)
✔ Strong but also aesthetically pleasing.
✔ More affordable than full porcelain or metal crowns.
✔ May show a metal edge over time.
4. Zirconia Crown ($1,000 – $2,500)
✔ One of the most durable options.
✔ Natural-looking and resistant to cracking.
✔ More expensive but lasts longer than porcelain.
5. Same-Day CEREC Crown ($900 – $2,500)
✔ Completed in a single dental visit.
✔ Ideal for busy patients who want immediate results.
✔ Costs slightly more than traditional crowns.
Porcelain and zirconia crowns are the most popular for their natural appearance, while metal crowns are more durable for back teeth.
How to Save Money on the Cost of a Tooth Crown Without Insurance
If you’re worried about affording a dental crown, here are ways to lower your costs while still getting high-quality care.
1. Use a Dental Membership Plan
A dental membership plan is a great alternative to insurance, offering discounted rates on crowns without waiting periods or restrictions.
✅ Save 30-60% on crowns
✅ No annual limits or deductibles
✅ Immediate access to lower prices
Example Savings: A porcelain crown that costs $1,500 could be reduced to $750 with a membership plan.
Find a dental membership plan at The Patient Marketplace.
2. Ask About Payment Plans
Many dentists offer financing options to make crowns more affordable.
✔ CareCredit – 0% interest for qualified applicants.
✔ Sunbit – Flexible monthly payment plans.
✔ In-house financing – Some dentists allow payments over time.
3. Visit a Dental School for Low-Cost Crowns
Dental schools provide affordable tooth crowns performed by students under expert supervision.
4. Use an HSA or FSA Account
A Health Savings Account (HSA) or Flexible Spending Account (FSA) lets you pay for crowns tax-free, reducing your total cost.
5. Look for Special Offers or Discounts
Some dental offices offer discounts for:
✔ New patients
✔ Referrals
✔ Multiple crowns at once
Call local dental offices and ask about their specials!
Why You Shouldn’t Delay Getting a Dental Crown
Waiting too long to get a crown can lead to more expensive and painful procedures.
⚠ A cracked tooth can worsen, requiring a root canal or extraction.
⚠ Delaying treatment increases the risk of infection and pain.
⚠ Crowns prevent the need for more costly treatments like implants or bridges.
Getting a crown now can save you thousands in the future!
Success Story: How One Patient Saved 50% on a Tooth Crown Without Insurance
Meet David, a 40-year-old who needed a crown but couldn’t afford the high cost. His dentist quoted $1,500 for a porcelain crown.
Initial Cost Estimate: $1,500 for one crown.
His Solution: David joined a membership plan through The Patient Marketplace for $30 per month.
Final Cost: $750 total—a 50% savings!
“I never thought I could afford a dental crown without insurance, but my membership plan made it possible. The quality of care was excellent!” – David, 40
FAQs About the Cost of a Tooth Crown Without Insurance
How much does a dental crown cost without insurance?
A porcelain crown costs $800 – $3,000, while metal and zirconia crowns range from $900 – $2,500.
Is there a way to get a cheaper crown?
Yes! Membership plans, financing, and dental schools offer affordable options for crowns.
Are crowns covered by insurance?
Most insurance plans cover 50% of the cost, but cosmetic crowns may not be covered.
Where can I find an affordable dentist for a crown?
Check The Patient Marketplace for discounted membership plans at trusted dental offices.
Final Thoughts: Get a Quality Tooth Crown Without Overpaying
A tooth crown is an investment in your dental health, and cost shouldn’t prevent you from getting the care you need.
How to Save on Dental Crowns:
✔ Join a dental membership plan (save 30-60%)
✔ Ask about financing & payment plans
✔ Look for new patient specials
Ready to protect your smile? Visit The Patient Marketplace to find affordable tooth crown options today!
