Average Dental Filling Cost: How Much Will You Pay?
Cavities are one of the most common dental issues, and fillings are the standard treatment to restore tooth health and prevent further decay. But how much does a dental filling cost?
The average dental filling cost ranges from $100 to $500 per tooth, depending on the material used, location, and dentist’s fees. If you don’t have insurance, filling costs can quickly add up, but affordable options exist.
If you’re worried about the cost of cavity treatment, don’t delay care! Dental membership plans, financing options, and discount clinics can help reduce your out-of-pocket expenses.
Let’s break down the average dental filling cost, what affects pricing, and how you can save on cavity treatment.
How Much Does a Dental Filling Cost?
The cost of a dental filling depends on:
✔ The type of material used (composite, silver, gold, or porcelain)
✔ The size and location of the cavity
✔ Your dentist’s expertise and geographic area
Breakdown of Average Dental Filling Cost
| Filling Type | Cost Without Insurance | Cost With Insurance (50-80% Covered) | Cost With Membership Plan |
|---|---|---|---|
| Silver Amalgam (Metal) | $100 – $250 | $20 – $125 | $50 – $150 |
| Composite (Tooth-Colored) | $150 – $300 | $30 – $150 | $75 – $200 |
| Gold Filling | $250 – $4,500 | Partial coverage | $200 – $800 |
| Porcelain Filling | $300 – $4,500 | Partial coverage | $250 – $900 |
Most insurance plans cover 50-80% of basic fillings, but cosmetic options like gold and porcelain may not be covered.
Types of Dental Fillings and Their Costs
1. Silver Amalgam Fillings ($100 – $250 per tooth)
✔ Durable and long-lasting (10-15 years).
✔ Least expensive option but noticeable in appearance.
✔ Best for molars that endure heavy chewing.
2. Composite Resin Fillings ($150 – $300 per tooth)
✔ Tooth-colored for a natural look.
✔ Less durable than metal fillings (lasts 5-10 years).
✔ More expensive but aesthetically preferred.
3. Gold Fillings ($250 – $4,500 per tooth)
✔ Extremely durable, lasting 20+ years.
✔ Expensive and rarely used today.
✔ Often considered a premium cosmetic choice.
4. Porcelain Fillings ($300 – $4,500 per tooth)
✔ Blends seamlessly with natural teeth.
✔ Stain-resistant but more expensive.
✔ Used mainly for front teeth and cosmetic treatments.
Silver amalgam is the most budget-friendly, while composite is the most commonly chosen due to appearance.
How to Save Money on Dental Fillings
If the cost of fillings concerns you, here are smart ways to reduce expenses while maintaining your oral health.
1. Use a Dental Membership Plan
A dental membership plan is an excellent alternative to insurance, offering discounted rates on fillings.
✅ Instant savings of 30-60% on fillings
✅ No waiting periods or annual maximums
✅ Affordable treatment without insurance
Example Savings: A composite filling that costs $250 could be reduced to $125 with a membership plan.
Find a dental membership plan at The Patient Marketplace.
2. Ask About Payment Plans
Many dentists offer financing options, making fillings more affordable.
✔ CareCredit – 0% interest for qualified applicants.
✔ Sunbit – Easy financing with high approval rates.
✔ In-house payment plans – Some dental offices allow monthly payments.
3. Visit a Dental School for Low-Cost Fillings
Dental schools provide affordable fillings performed by students under professional supervision.
4. Use an HSA or FSA Account
A Health Savings Account (HSA) or Flexible Spending Account (FSA) allows you to pay for fillings tax-free, reducing overall costs.
5. Look for New Patient Specials
Many dental offices offer discounts for first-time patients, including:
✔ Discounts on exams & X-rays
✔ Percentage off first filling
✔ Referral incentives
Call local dental offices and ask about their specials!
Why You Shouldn’t Wait to Get a Filling
Delaying a filling to avoid costs can lead to more expensive treatments later.
⚠ Cavities grow deeper, leading to root canals or extractions.
⚠ Untreated decay can cause pain and infections.
⚠ Fillings prevent the need for crowns, bridges, or implants.
Early treatment saves money and prevents serious dental issues.
Success Story: How One Patient Saved 50% on Fillings
Meet Jake, a 35-year-old who avoided the dentist due to cost concerns. After experiencing tooth pain, he was told he needed three fillings.
Initial Cost Estimate: $900 for three composite fillings.
His Solution: Jake joined a membership plan through The Patient Marketplace for $25 per month.
Final Cost: $450 total—a 50% savings!
“I was relieved to find an affordable way to get fillings. Now, I don’t wait until pain forces me to see a dentist!”– Jake, 35
FAQs About the Average Dental Filling Cost
How much does a dental filling cost without insurance?
A silver filling costs $100 – $250, while composite fillings cost $150 – $300 per tooth.
Does insurance cover fillings?
Most insurance plans cover 50-80% of basic fillings, but premium materials like gold and porcelain may not be covered.
Can I get a free or low-cost filling?
Some nonprofits and dental schools provide low-cost or sliding-scale fillings for those in need.
What happens if I don’t get a filling?
Untreated cavities can lead to root canals, tooth extractions, and severe infections—all of which are more expensive than a filling.
Where can I find an affordable dentist for fillings?
Check The Patient Marketplace for discounted membership plans at trusted dental offices.
Final Thoughts: Don’t Let Cost Keep You from Treating Cavities
Getting a filling is a simple and affordable way to protect your teeth, and there are plenty of ways to save on treatment.
How to Save on Fillings:
✔ Join a dental membership plan (save 30-60%)
✔ Ask about financing & payment plans
✔ Look for new patient specials
Ready to protect your smile? Visit The Patient Marketplace to find affordable filling options today!
