Average Cost of Fillings: How Much Will You Pay?
Cavities are one of the most common dental issues, and fillings are the standard treatment to prevent further decay. But how much does a dental filling cost?
The average cost of fillings ranges from $100 to $500 per tooth, depending on the type of material used, the size of the cavity, and location. Without insurance, filling costs can quickly add up, but the good news is affordable solutions exist.
If you need a filling but are concerned about costs, options like dental membership plans, financing, and discount dental clinics can reduce your out-of-pocket expenses.
Let’s break down the average cost of fillings and explore ways to save money on cavity treatments.
How Much Does a Filling Cost?
Filling prices vary based on several factors, including:
✔ The type of material used (composite, silver, gold, or porcelain)
✔ The size and location of the cavity
✔ Your dentist’s experience and location
Breakdown of Average Cost of Fillings
| Filling Type | Cost Without Insurance | Cost With Insurance (50-80% Covered) | Cost With Membership Plan |
|---|---|---|---|
| Silver Amalgam (Metal) | $100 – $250 | $20 – $125 | $50 – $150 |
| Composite (Tooth-Colored) | $150 – $300 | $30 – $150 | $75 – $200 |
| Gold Filling | $250 – $4,500 | Partial coverage | $200 – $800 |
| Porcelain Filling | $300 – $4,500 | Partial coverage | $250 – $900 |
Most insurance plans cover 50-80% of basic fillings, but cosmetic materials like porcelain and gold may not be covered.
Types of Dental Fillings and Their Costs
1. Silver Amalgam Fillings ($100 – $250 per tooth)
✔ Durable and long-lasting (10-15 years).
✔ Least expensive option but noticeable in appearance.
✔ Best for molars that endure heavy chewing.
2. Composite Resin Fillings ($150 – $300 per tooth)
✔ Tooth-colored for a natural appearance.
✔ Less durable than metal fillings (lasts 5-10 years).
✔ More expensive but aesthetically preferred.
3. Gold Fillings ($250 – $4,500 per tooth)
✔ Extremely durable, lasting 20+ years.
✔ Highly expensive and rarely used today.
✔ Often considered a premium cosmetic choice.
4. Porcelain Fillings ($300 – $4,500 per tooth)
✔ Blends seamlessly with natural teeth.
✔ Stain-resistant but more expensive.
✔ Used mainly for front teeth and cosmetic treatments.
Silver amalgam is the most budget-friendly, while composite is preferred for appearance. Gold and porcelain fillings are premium options.
Affordable Ways to Save on Fillings
If the cost of fillings is a concern, there are several ways to reduce expenses without sacrificing quality.
1. Join a Dental Membership Plan
A dental membership plan is an excellent alternative to insurance, offering discounted rates on fillings without long wait times or approval processes.
✅ Instant savings (30-60% off)
✅ No waiting periods
✅ Affordable treatment without insurance
Example Savings: A composite filling that costs $250 could be reduced to $125 with a membership plan.
Find an affordable dental membership plan at The Patient Marketplace.
2. Ask About Payment Plans
Many dentists offer flexible financing for fillings, allowing you to pay in installments. Options include:
✔ CareCredit – 0% interest for qualified applicants.
✔ Sunbit – Easy financing with high approval rates.
✔ In-house payment plans – Many dental offices offer monthly payments.
3. Visit a Dental School
Dental schools provide low-cost fillings performed by students under expert supervision.
4. Use an HSA or FSA Account
A Health Savings Account (HSA) or Flexible Spending Account (FSA) lets you pay for fillings tax-free, reducing overall costs.
5. Look for New Patient Specials
Many dental offices offer promotions for first-time patients, including:
✔ Discounts on exams & X-rays
✔ Percentage off first filling
✔ Referral incentives
Call local dental offices and ask about new patient specials.
Why You Shouldn’t Delay Filling a Cavity
Ignoring cavities to avoid costs can lead to much more expensive treatments later.
⚠ Cavities grow deeper, leading to root canals or extractions.
⚠ Untreated decay can cause pain and infections.
⚠ Fillings prevent the need for crowns, bridges, or implants.
Early treatment saves money and prevents serious dental issues.
Success Story: How One Patient Saved 50% on Fillings
Meet Jake, a 35-year-old who avoided the dentist due to cost concerns. After experiencing tooth pain, he was told he needed three fillings.
Initial Cost Estimate: $900 for three composite fillings.
His Solution: Jake joined a membership plan through The Patient Marketplace for $25 per month.
Final Cost: $450 total—a 50% savings!
“I was relieved to find an affordable way to get fillings. Now, I don’t wait until pain forces me to see a dentist!”– Jake, 35
FAQs About the Average Cost of Fillings
How much does a dental filling cost without insurance?
A silver filling costs $100 – $250, while composite fillings cost $150 – $300 per tooth.
Does insurance cover fillings?
Most insurance plans cover 50-80% of basic fillings, but premium materials like gold and porcelain may not be covered.
Can I get a free or low-cost filling?
Some nonprofits and dental schools provide low-cost or sliding-scale fillings for those in need.
What happens if I don’t get a filling?
Untreated cavities can lead to root canals, tooth extractions, and severe infections—all of which are more expensive than a filling.
Where can I find an affordable dentist for fillings?
Check The Patient Marketplace for discounted membership plans at trusted dental offices.
Final Thoughts: Don’t Let Cost Keep You from Treating Cavities
Getting a filling is a simple and affordable way to protect your teeth, and there are plenty of ways to save on treatment.
How to Save on Fillings:
✔ Join a dental membership plan (save 30-60%)
✔ Ask about financing & payment plans
✔ Look for new patient specials
Ready to protect your smile? Visit The Patient Marketplace to find affordable filling options today!
