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Average Cost of a Crown: What You Need to Know Before You Pay

March 28, 2025
Topics: Patients
Written by: Ally Comstock

Worried About the Cost of a Dental Crown? You’re Not Alone

If you’ve been told you need a dental crown, your first question is probably:

  • How much does a crown cost?
  • Why do crown prices vary so much?
  • Can I get a high-quality crown without overpaying?

The good news is that dental crowns don’t have to break the bank. Whether you have insurance or not, there are ways to get an affordable crown without sacrificing quality.

This guide will explain the average cost of a crown, what affects pricing, and how to cut costs without compromising care.


How Much Does a Dental Crown Cost?

The cost of a dental crown depends on the material used, the complexity of the procedure, and the dentist’s location.

Average Cost of a Crown by Material

Type of Crown Cost Per Tooth (Without Insurance) Lifespan
Porcelain (Ceramic) $800 – $3,000 10-15 years
Porcelain-Fused-to-Metal (PFM) $700 – $1,500 5-15 years
Gold or Metal Alloy $900 – $2,500 20+ years
Zirconia $1,000 – $2,500 15-20 years
Composite Resin $300 – $1,200 5-10 years

Pro Tip: Porcelain crowns look the most natural, while gold and zirconia crowns last the longest.


What Affects the Cost of a Dental Crown?

Several factors determine how much you’ll pay for a dental crown:

Type of Material – Premium materials like zirconia and gold cost more than resin or PFM crowns.
Dentist’s Expertise – Specialists in cosmetic dentistry or prosthodontics may charge more.
Location of the Dentist – Major cities tend to have higher prices than rural areas.
Additional Procedures – If you need a root canal, buildup, or tooth extraction, the cost will increase.
Insurance Coverage – Some policies cover a portion of the cost, while others don’t.

Good news! Even if you don’t have insurance, there are ways to save—keep reading!


How to Save Money on a Dental Crown (With or Without Insurance)

If the cost of a crown seems too high, don’t panic—there are ways to cut costs significantly.

1. Use Dental Insurance (If Available)

Many dental insurance plans cover a portion of the crown cost, reducing your out-of-pocket expenses.

Check Your Coverage – Many insurance plans cover 50-80% of crown costs after the deductible.
Use Your Annual Maximum – Most policies have a $1,500–$2,000 yearly limit, so plan accordingly.
Choose an In-Network Dentist – Seeing a provider in your network ensures lower out-of-pocket expenses.

Tip: If insurance doesn’t fully cover your crown, a dental membership plan can help you save even more!


2. Join a Dental Membership Plan

A dental membership plan offers instant savings on crowns and other treatments—without the restrictions of insurance.

How It Works:

  • Pay a low monthly or annual fee.
  • Get 30–50% off procedures like crowns.
  • No waiting periods, no claim denials—just instant savings.

Example Savings:

Procedure Without Membership With Membership You Save
Porcelain Crown $1,500 $900 $600
Gold Crown $2,500 $1,500 $1,000

Find a dentist offering membership discounts at ThePatientMarketplace.com.


3. Visit a Dental School for Low-Cost Crowns

Dental schools offer discounted crowns because students perform the procedure under expert supervision.

Potential Savings: 30-50% off traditional prices!


4. Consider Dental Tourism

Some patients save 50-70% by getting crowns in Mexico, Costa Rica, or Thailand.

Pro Tip: Research top-rated clinics and read patient reviews before booking your trip!


5. Use a Financing Plan

If you can’t afford to pay upfront, many dentists offer low-interest or 0% financing.

Popular Financing Options:
CareCredit – Interest-free for 6-24 months
LendingClub – Low-interest monthly payments
In-House Payment Plans – Many dentists offer custom financing options

Example: Instead of paying $1,500 upfront, you can pay $125/month over 12 months.


A Real Success Story: How Sarah Saved $800 on a Dental Crown

Sarah, a 45-year-old school teacher, needed a porcelain crown but was shocked by the $1,500 price tag.

Determined to find a more affordable option, she:
Joined a dental membership plan, reducing her cost by 40%.
Used financing, making low monthly payments.
Found a discounted provider on The Patient Marketplace.

Final cost? $700—saving her $800!

Lesson learned: You CAN get high-quality crowns without overpaying!


Take Action: Get an Affordable Dental Crown Today

If you need a crown but don’t want to overpay, here’s what to do next:

Visit ThePatientMarketplace.com to compare crown prices near you.
Ask about a membership plan to save up to 50%.
Apply for financing to break the cost into monthly payments.

A healthy smile is an investment—start today!


FAQs About the Average Cost of a Crown

How much does a dental crown cost without insurance?
Expect to pay between $800 and $3,000 per tooth, depending on the material.

Does insurance cover crowns?
Most dental insurance plans cover 50-80% of the cost, but coverage depends on your provider.

Which type of crown lasts the longest?
Gold and zirconia crowns last 20+ years, while porcelain crowns last 10-15 years.

Are there cheaper alternatives to crowns?
Yes! Consider dental bonding or inlays/onlays for minor repairs at a lower cost.

Can I finance a dental crown?
Absolutely! Many dentists offer 0% interest financing and affordable payment plans.


Final Thoughts: Get the Best Dental Crown Without Overpaying

Dental crowns don’t have to be expensive. With membership plans, financing, and discount providers, you can restore your smile without breaking the bank.

Find affordable crowns now at ThePatientMarketplace.com!

Save on Dental, Optometry & Wellness

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Jordon Comstock

Author Bio

Jordon Comstock is the Founder & CEO of BoomCloud™, a software that allows practice, clinic & spa owners to build, manage and scale a membership program. Jordon loves helping patients save on care & writing tips in dentistry, optometry and the spa industries. Jordon is passionate about music, Hawaii, Healthcare businesses like: dentistry, optometry, med spas and massage spas.