Educating Patients & Connecting Them to Membership Plans.

Dental Costs Out of Control? Here’s How to Save Big With or Without Insurance

September 19, 2025
Topics: Patients
Written by: Cory Youngberg

If the words “dental” and “affordable” don’t seem to belong in the same sentence, you’re not alone. Millions of Americans skip dental visits every year because of cost, especially those with no dental insurance coverage. The truth? Dental care doesn’t have to bankrupt you.

In this guide, we’ll show you how to save on dental costs, whether you’re insured, uninsured, or exploring smarter, membership-based alternatives.


The Real Problem: Dental Care Is Expensive (With or Without Insurance)

You’ve seen the bills. A single filling can cost $200+. A crown? $1,000+. Even with insurance, you may hit annual limits, pay deductibles, or find certain procedures simply aren’t covered.

And if you’re living with no dental insurance at all? You’re either rationing your care, postponing cleanings, or praying that minor pain doesn’t turn into a $3,000 root canal.

Sound familiar?


The Real Solution: Dental Membership Plans

Here’s what most people don’t know: More and more dental practices are offering in-office membership plans that work like Netflix for your teeth. You pay a small monthly fee and get access to cleanings, exams, and discounts on procedures, without the confusing fine print of insurance.

Think: Transparent pricing. No deductibles. No claim forms. Real savings.


‍⚕️ Real Story: How Lisa Saved $1,200 With a Dental Membership Plan

Lisa, a 37-year-old freelancer in Denver, had gone three years without a cleaning due to lack of insurance. She found a dentist through The Patient Marketplace offering a $25/month membership.

It included:

  • 2 cleanings/year

  • All exams and X-rays

  • 20% off fillings, crowns, and root canals

Lisa needed two fillings. Thanks to her membership, the total cost dropped from $500 to $280 — a 44% savings, not including the value of the cleanings.

She now sees her dentist twice a year and knows exactly what she’s paying.


Let’s Break Down the Numbers: Insurance vs. No Insurance vs. Membership Plan

Treatment With Insurance No Insurance Membership Plan
Cleaning $0–$100* $100–$150 $0 (included)
Filling $40–$100 $150–$250 $80–$150
Crown $500–$900 $1,000+ $750–$850

*After deductible or depending on plan.

Takeaway: If you have no dental insurance, a membership plan could cut your out-of-pocket cost in half, and keep care accessible before problems escalate.


How to Find a Dentist That Offers Membership Plans

You don’t need to search Yelp for hours or call 12 offices. Just head to The Patient Marketplace, a curated platform of dentists offering affordable membership plans in your area.

✔ Compare plan details
✔ See real patient reviews
✔ Get transparent pricing before you visit


⏳ Don’t Wait Until It Hurts: Save Now

Delaying care usually leads to:

  • Bigger procedures

  • Bigger pain

  • Much bigger bills

Whether you’re between jobs, self-employed, or just fed up with insurance games, you deserve affordable dental care.

And with in-office membership plans, you can finally take control of your dental health, without breaking the bank.


✅ Action Step: Visit ThePatientMarketplace.com and Get Matched to an Affordable Dentist Near You

Don’t let “no dental insurance” be your excuse anymore. In 5 minutes, you could find a plan that saves you hundreds this year, and keeps your smile strong for life.

Save on Dental, Optometry & Wellness

Dental & vision insurance are not the best options if you want to truly save on dental work or vision care. Search our listings of vetted prctices that can help you save money!

Jordon Comstock

Author Bio

Jordon Comstock is the Founder & CEO of BoomCloud™, a software that allows practice, clinic & spa owners to build, manage and scale a membership program. Jordon loves helping patients save on care & writing tips in dentistry, optometry and the spa industries. Jordon is passionate about music, Hawaii, Healthcare businesses like: dentistry, optometry, med spas and massage spas.