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How Much Is Tooth Filling? Cost Breakdown & Ways to Save

April 19, 2025
Topics: Patients
Written by: Keilani

How Much Is Tooth Filling?

A tooth filling is essential for treating cavities, preventing tooth decay, and restoring oral health. But many patients ask, how much is tooth filling, and is it affordable?

The cost of this procedure ranges from $100 to $500 per tooth, depending on the material used, the severity of the cavity, and the dentist’s location.

If you don’t have insurance, you may be worried about the cost—but affordable options exist. Dental membership plans, financing programs, and nonprofit dental clinics can help you reduce out-of-pocket expenses while ensuring you receive high-quality care.

Let’s break down costs, factors that affect pricing, and how you can save money on dental treatments.


Breakdown of Tooth Filling Costs

The price of a tooth filling depends on the material used, the location of the cavity, and the complexity of the procedure.

Average Cost Without Insurance

Filling Type Cost Without Insurance Cost With Membership Plan Potential Savings
Silver Amalgam $100 – $250 $50 – $150 30-60%
Composite (Tooth-Colored) $150 – $300 $75 – $200 30-60%
Gold Filling $250 – $4,500 $200 – $800 30-50%
Porcelain Filling $300 – $4,500 $250 – $900 30-50%

Silver amalgam fillings are the cheapest, while composite and porcelain fillings blend better with natural teeth but cost more.


Types of Tooth Fillings and Their Costs

1. Silver Amalgam Fillings ($100 – $250 per tooth)

Durable and long-lasting (10-15 years).
Most affordable option, but visible in the mouth.
✔ Commonly used for molars and back teeth.

2. Composite Resin Fillings ($150 – $300 per tooth)

Tooth-colored for a natural look.
✔ Less durable than metal fillings (5-10 years).
More expensive but aesthetically preferred.

3. Gold Fillings ($250 – $4,500 per tooth)

Extremely durable, lasting 20+ years.
Expensive and rarely used today.
✔ Often considered a premium cosmetic option.

4. Porcelain Fillings ($300 – $4,500 per tooth)

Blends seamlessly with natural teeth.
Stain-resistant but more expensive.
✔ Used mainly for front teeth and cosmetic restorations.

Composite and porcelain fillings are popular for front teeth due to their natural appearance, while silver amalgam is the most cost-effective for molars.


How to Save on the Cost of a Tooth Filling

If the cost of cavity fillings concerns you, here are affordable ways to reduce expenses without sacrificing quality.

1. Use a Dental Membership Plan

A dental membership plan is a great alternative to insurance, offering discounted rates on fillings and other dental procedures.

Save 30-60% on cavity treatments
No waiting periods or deductibles
Immediate access to affordable care

Example Savings: A composite filling that costs $250 could be reduced to $125 with a membership plan.

Find a dental membership plan at The Patient Marketplace.

2. Ask About Payment Plans

Many dentists offer financing options, making fillings more affordable.

CareCredit – 0% interest for qualified applicants.
Sunbit – Easy financing with high approval rates.
In-house payment plans – Some dental offices allow monthly payments.

3. Visit a Dental School for Low-Cost Fillings

Dental schools provide affordable cavity treatments performed by students under professional supervision.

4. Use an HSA or FSA Account

A Health Savings Account (HSA) or Flexible Spending Account (FSA) allows you to pay for fillings tax-free, reducing overall costs.

5. Look for New Patient Specials

Many dental offices offer discounts for first-time patients, including:
Discounts on exams & X-rays
Percentage off first filling
Referral incentives

Call local dental offices and ask about their special promotions!


Why You Shouldn’t Delay Tooth Filling Treatment

Ignoring a cavity can lead to painful and expensive dental procedures.

Untreated cavities grow larger, requiring a root canal or extraction.
Decay can spread to other teeth, increasing treatment costs.
Fillings are cheaper and quicker than advanced dental work.

Early treatment saves money and prevents more serious dental issues.


Success Story: How One Patient Saved 50% on Tooth Fillings

Meet Jake, a 35-year-old who avoided the dentist due to cost concerns. After experiencing tooth pain, he was told he needed three fillings.

Initial Cost Estimate: $900 for three composite fillings.
His Solution: Jake joined a membership plan through The Patient Marketplace for $25 per month.
Final Cost: $450 total—a 50% savings!

“I was relieved to find an affordable way to get my cavities filled. Now, I don’t wait until pain forces me to see a dentist!” – Jake, 35


FAQs About the Cost of Tooth Fillings

How much does a tooth filling cost without insurance?
A silver filling costs $100 – $250, while composite fillings cost $150 – $300 per tooth.

Can I get a free or low-cost cavity filling?
Some nonprofits and dental schools provide low-cost or sliding-scale fillings for those in need.

What happens if I don’t fix a cavity?
Untreated cavities can lead to root canals, tooth extractions, and severe infections—all of which are more expensive than a filling.

Where can I find an affordable dentist for cavity treatment?
Check The Patient Marketplace for discounted membership plans at trusted dental offices.


Final Thoughts: Get a Tooth Filling Without Overpaying

Fixing a cavity early is the best way to avoid costly dental procedures, and affordable options are available to help you save.

How to Save on Cavity Treatment:
Join a dental membership plan (save 30-60%)
Ask about financing & payment plans
Look for new patient specials

Ready to fix your cavity? Visit The Patient Marketplace to find affordable treatment options today!

Save on Dental, Optometry & Wellness

Dental & vision insurance are not the best options if you want to truly save on dental work or vision care. Search our listings of vetted prctices that can help you save money!

Jordon Comstock

Author Bio

Jordon Comstock is the Founder & CEO of BoomCloud™, a software that allows practice, clinic & spa owners to build, manage and scale a membership program. Jordon loves helping patients save on care & writing tips in dentistry, optometry and the spa industries. Jordon is passionate about music, Hawaii, Healthcare businesses like: dentistry, optometry, med spas and massage spas.