Find Out What You’ll Pay and How to Save on Routine Checkups
Need a Dental Exam But Worried About the Cost? Here’s What You Need to Know
Regular dental exams are essential for maintaining oral health, but many people avoid them due to cost concerns. If you’re wondering:
✔️ How much does a dental exam cost?
✔️ Does insurance cover dental checkups?
✔️ Are there ways to get a free or discounted dental exam?
The good news? Routine exams are one of the most affordable dental services, and there are many ways to reduce costs—even if you don’t have insurance.
Let’s break down the cost of dental exams, what’s included, and how to save money on your next visit.
How Much Does a Dental Exam Cost?
The cost of a dental exam depends on your location, whether you have insurance, and the type of exam you need.
Average Cost of Dental Exams
| Type of Dental Exam | Cost Without Insurance | Cost With Insurance (100% Coverage) |
|---|---|---|
| Routine Exam (New Patient) | $75 – $200 | $0 |
| Routine Exam (Returning Patient) | $50 – $150 | $0 |
| Comprehensive Exam (Includes X-rays & Consultation) | $100 – $300 | $0 – $150 |
| Emergency Dental Exam | $100 – $350 | $50 – $175 |
Tip: Many dental insurance plans fully cover routine exams, so check your benefits before paying out of pocket!
What’s Included in a Dental Exam?
A dental exam is more than just a quick checkup. Here’s what to expect during your visit:
✔️ Oral Health Evaluation – The dentist checks for cavities, gum disease, and other issues.
✔️ X-Rays (if needed) – Some exams include X-rays to detect hidden dental problems.
✔️ Oral Cancer Screening – Dentists look for early signs of oral cancer.
✔️ Treatment Recommendations – Your dentist may suggest fillings, cleanings, or other care.
Tip: A dental exam helps catch problems early, saving you money on costly procedures later!
Does Insurance Cover Dental Exams?
Most dental insurance plans fully cover routine exams as part of preventive care benefits.
✔️ 100% coverage for two exams per year
✔️ May also cover X-rays & cleanings
✔️ No out-of-pocket cost for checkups
Example: Sarah scheduled her annual dental exam, which cost $150, but her insurance covered 100%—she paid $0!
Tip: Check with your insurance provider to confirm what’s covered under your plan.
How to Save Money on Dental Exams Without Insurance
If you don’t have insurance, there are still ways to get an affordable dental exam.
1. Look for Dental Membership Plans
A dental membership plan is an affordable alternative to insurance, offering discounted rates on exams and other treatments.
✅ No waiting periods or deductibles.
✅ Instant savings of 20-50% on exams, cleanings, and procedures.
✅ No annual maximum—use it whenever needed.
Example: Mark needed a comprehensive dental exam costing $250. Thanks to his membership plan, he saved 40%, lowering his bill to $150.
Find affordable dental exams at The Patient Marketplace.
2. Visit a Dental School for a Low-Cost or Free Exam
Many dental schools offer free or low-cost exams, performed by students under licensed dentist supervision.
✔️ High-quality care at up to 50% lower prices
✔️ Longer appointment times but significant savings
Example: A dental school charged $50 instead of $150 for Tom’s exam, saving him $100.
3. Look for New Patient Specials
Many dentists offer discounted exams to attract new patients.
$59 exams for new patients
Free X-rays with a first visit
$99 exam + cleaning package
Example: Lisa found a new patient special for $49 that included an exam and X-rays, saving her $100+.
4. Join a Discount Dental Plan
Dental discount plans offer reduced rates on exams, cleanings, and procedures.
✔️ 10-60% off dental services
✔️ No waiting periods
✔️ Accepted at participating dental offices
Example: A discount plan lowered Brian’s exam cost from $200 to $120, saving him $80.
5. Use an HSA or FSA to Cover Costs
A Health Savings Account (HSA) or Flexible Spending Account (FSA) lets you use pre-tax dollars to pay for dental exams, reducing your out-of-pocket expenses.
6. Ask About Payment Plans & Financing Options
Some dentists offer payment plans if you need multiple procedures along with your exam.
✔️ CareCredit & LendingClub financing
✔️ In-house dental office payment plans
Example: Emily needed a full dental checkup and filling, so she financed her $600 bill over 6 months with 0% interest.
Find an Affordable Dentist Offering Discounts on Exams
If you’re searching for affordable dental exams, visit The Patient Marketplace to find budget-friendly dentistsoffering:
✔️ Discounted membership plans.
✔️ Flexible financing options.
✔️ Affordable, high-quality dental exams.
FAQs
How often should I get a dental exam?
Most dentists recommend a checkup every six months to maintain good oral health.
Can I get a free dental exam?
Yes! Some dental schools, community clinics, and new patient specials offer free exams.
Do all insurance plans cover dental exams?
Most PPO dental plans cover two free exams per year, while some HMO plans require a small copay.
Don’t skip your checkup! Find an affordable dental exam provider today at The Patient Marketplace!
