Educating Patients & Connecting Them to Membership Plans.

How Much Does a Crown Cost with Delta Dental?

February 23, 2025
Topics: Patients
Written by: Lisa Rasmussen

Getting a dental crown can be an expensive procedure, leaving many patients wondering: How much does a crown cost with Delta Dental? If you don’t have insurance, is there any way to afford it without breaking the bank?

The good news? You can save significantly—whether you have Delta Dental, another insurer, or no insurance at all. Keep reading to learn about crown pricing, insurance coverage, and how in-office membership plans can cut your dental costs drastically!


Understanding the Cost of a Dental Crown with Delta Dental

A dental crown is a custom-made cap that covers a damaged tooth, protecting it from further harm. The cost of a crown depends on several factors:

Type of material (porcelain, ceramic, metal, or zirconia)
Dentist’s location and expertise
Insurance coverage and negotiated rates
Alternative savings options like membership plans

Average Out-of-Pocket Costs with Delta Dental

The cost of a dental crown with Delta Dental varies depending on your plan. Here’s what you can typically expect:

Type of Crown Average Cost Without Insurance Cost With Delta Dental PPO (50% Coverage)
Porcelain (Front Teeth) $800 – $1,500 $400 – $750
Porcelain-Fused-to-Metal $900 – $1,400 $450 – $700
Metal (Gold, Silver, or Platinum) $1,200 – $2,500 $600 – $1,250
Zirconia $1,000 – $2,000 $500 – $1,000

Note: Your out-of-pocket cost depends on your Delta Dental plan, annual maximum, and deductible. Most PPO plans cover 50% of major procedures like crowns after meeting the deductible.

HMO vs. PPO Plans: What’s the Difference?

If you have a DeltaCare USA HMO plan, your cost will be significantly lower—often between $250 to $600—as long as you use an in-network provider. PPO plans offer flexibility but may have higher out-of-pocket costs.


Don’t Have Insurance? Here’s How to Get a Crown for Less

Not everyone has dental insurance, and even with coverage, crowns can still be expensive. Fortunately, there are affordable alternatives that help reduce your costs without compromising on quality.

1. Join a Dental Membership Plan for Instant Savings

In-office membership plans allow you to pay an affordable annual fee in exchange for discounted dental services, including crowns. The savings can be substantial:

NO deductibles, NO waiting periods, and NO insurance headaches
Save 20-50% on major dental procedures like crowns, root canals, and implants
✅ Many plans include free cleanings & checkups

Find a dentist offering in-office membership plans through The Patient Marketplace and start saving today!

2. Negotiate with Your Dentist

Many dental offices offer cash discounts if you pay upfront. Don’t be afraid to ask if they can provide a reduced rate for self-pay patients.

3. Consider a Dental Savings Plan

Unlike traditional insurance, dental savings plans work like membership programs, providing instant discounts of 10-60% on treatments, including crowns.

4. Check for Special Promotions & Financing

Some dental offices offer new patient discounts, while others provide 0% financing through services like CareCredit.


Real-Life Savings: How One Patient Paid Less for a Crown

Meet Sarah—a busy mom who needed a porcelain crown but couldn’t afford the $1,200 her dentist quoted. Here’s how she saved:

Joined a dental membership plan through The Patient Marketplace for just $199/year
Saved 40% on her crown, reducing her total cost to $720
Paid in interest-free installments over 6 months

Sarah saved hundreds of dollars—and you can too!


Take Action: Save on Your Dental Crown Today

You don’t have to pay full price for a crown—even if you don’t have insurance. Here’s how to get started:

Have Delta Dental? Call your provider to check your coverage and ask about in-network pricing.
Don’t have insurance? Visit The Patient Marketplace to find membership plans and affordable dental care near you.
Ask your dentist about cash discounts, financing options, and savings plans.

Why pay more when you can save? Get the care you need at a price you can afford—start today!


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Jordon Comstock

Author Bio

Jordon Comstock is the Founder & CEO of BoomCloud™, a software that allows practice, clinic & spa owners to build, manage and scale a membership program. Jordon loves helping patients save on care & writing tips in dentistry, optometry and the spa industries. Jordon is passionate about music, Hawaii, Healthcare businesses like: dentistry, optometry, med spas and massage spas.