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How to Save on Panoramic X-Ray Cost With or Without Insurance

February 23, 2025
Topics: Patients
Written by: Keilani

The Real Cost of Dental Care & How to Reduce It

Going to the dentist can be expensive, especially when it comes to essential services like panoramic X-rays. Whether you have insurance or not, navigating dental costs can feel overwhelming. Many people delay care due to high prices, only to face worse (and costlier) problems later.

The good news? There are ways to save money on panoramic X-rays and other dental treatments—even if you don’t have insurance. From using membership plans to finding the right dental provider, you can significantly cut your costs while still receiving high-quality care.

Read on to discover how to save money on dental costs, including panoramic X-rays, with and without insurance.


Panoramic X-Ray Cost: What to Expect

A panoramic dental X-ray is a type of imaging that captures your entire mouth in one picture. Dentists use it to detect problems like impacted teeth, bone issues, and infections.

How Much Does a Panoramic X-Ray Cost?

The cost of a panoramic X-ray varies, but here’s a general price range:

  • With dental insurance: $0 – $100 (depending on your plan)
  • Without insurance: $100 – $250
  • With a dental membership plan: Often discounted (50% or more)

Why does the price vary? The cost depends on the location, dentist, and whether you’re going to a private clinic or a dental school.

Is a Panoramic X-Ray Worth It?

Yes! It helps detect hidden issues before they turn into expensive dental emergencies. Avoiding necessary X-rays can lead to bigger problems and higher costs down the road.


How to Save on Panoramic X-Rays (With & Without Insurance)

1. If You Have Insurance

Most dental insurance plans cover panoramic X-rays once every 3-5 years. Here’s how to make sure you’re getting the most out of your coverage:

Confirm Your Coverage – Check with your provider to see if panoramic X-rays are included in your plan.

Choose an In-Network Dentist – Going out-of-network could mean you pay more.

Ask for Pre-Authorization – This ensures you won’t get hit with surprise charges.

Time It Right – If you’ve already had an X-ray recently, waiting for your next coverage period can save you money.

2. If You Don’t Have Insurance

No insurance? No problem! There are several ways to reduce your out-of-pocket costs:

Use a Dental Membership Plan – Many dentists offer discount membership plans that significantly lower costs.

Look for Dental Schools – Teaching schools often provide low-cost or even free X-rays.

Compare Prices Online – Websites like The Patient Marketplace help you find affordable providers in your area.

Ask for Cash Discounts – Some dentists offer cash-pay discounts if you don’t have insurance.

Use an HSA or FSA – If you have a health savings account (HSA) or flexible spending account (FSA), you can use pre-tax dollars to pay for your X-ray.


The Best Way to Save: Join a Dental Membership Plan

One of the most effective ways to cut dental costs is by joining a membership plan. Unlike traditional insurance, these plans:

Have no waiting periods
Offer predictable, transparent pricing
Cover routine care and provide deep discounts on additional treatments

For example, The Patient Marketplace connects patients with dentists who offer in-office membership plans, allowing you to save up to 60% on panoramic X-rays and other procedures.

Example Savings with a Membership Plan:

Service Regular Price Membership Plan Price
Panoramic X-Ray $150 $75
Routine Cleaning $120 $60
Dental Exam $100 $50

Real-Life Example:
Sarah, a 35-year-old without insurance, needed a panoramic X-ray before getting wisdom teeth removed. Instead of paying $200 out-of-pocket, she joined a membership plan for just $99 per year. This saved her 50% on her X-ray and gave her discounts on future visits.

Join a dental membership plan today and start saving immediately!


How The Patient Marketplace Helps You Find Affordable Dental Care

Finding affordable dental care can be tough, but The Patient Marketplace makes it easy.

Why use The Patient Marketplace?
Find dentists that offer in-house membership plans
Compare prices for panoramic X-rays and other services
Schedule an appointment online with a trusted provider

With just a few clicks, you can connect with a dentist that fits your budget—whether you have insurance or not.

Visit The Patient Marketplace now to find a dentist near you and start saving!


FAQs About Panoramic X-Ray Costs & Savings

How often do I need a panoramic X-ray?
Most dentists recommend one every 3-5 years, or sooner if you have dental issues.

Does Medicare cover dental X-rays?
Traditional Medicare does not cover dental services, but some Medicare Advantage plans do.

Can I get a panoramic X-ray for free?
Some dental schools and community clinics offer free or discounted X-rays.

Are in-office membership plans better than dental insurance?
For many, yes! Membership plans provide transparent pricing, no waiting periods, and deep discounts on services.

How can I find the cheapest panoramic X-ray near me?
Check The Patient Marketplace to compare prices and find affordable dentists in your area.


Final Thoughts: Don’t Overpay for Dental X-Rays

Panoramic X-rays are essential for maintaining good oral health, but you don’t have to pay full price.

Smart ways to save:
✔ Use insurance benefits wisely
✔ Join a dental membership plan
✔ Look for cash discounts or dental school programs
✔ Compare prices on The Patient Marketplace

Start saving today! Find an affordable dentist now at The Patient Marketplace.

Save on Dental, Optometry & Wellness

Dental & vision insurance are not the best options if you want to truly save on dental work or vision care. Search our listings of vetted prctices that can help you save money!

Jordon Comstock

Author Bio

Jordon Comstock is the Founder & CEO of BoomCloud™, a software that allows practice, clinic & spa owners to build, manage and scale a membership program. Jordon loves helping patients save on care & writing tips in dentistry, optometry and the spa industries. Jordon is passionate about music, Hawaii, Healthcare businesses like: dentistry, optometry, med spas and massage spas.