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Educating Patients & Connecting Them to Membership Plans.

The True Cost of Dental X-Rays & How to Save Big on Your Dental Care

February 05, 2025
Topics: Patients
Written by: Lisa Rasmussen

If you’ve ever been hit with an unexpected dental bill, you know how frustrating it can be. One of the most common charges at the dentist’s office is for dental X-rays—but how much should you really be paying? And, more importantly, how can you save money on them?

Whether you have dental insurance, rely on discount membership plans, or are paying out of pocket, this guide will show you the smartest ways to reduce the cost of dental X-rays without sacrificing quality care.


What Is the Average Cost of Dental X-Rays?

The cost of dental X-rays can vary widely based on factors such as location, the type of X-ray needed, and whether or not you have insurance.

Here’s a breakdown of average dental X-ray costs in the U.S.:

Type of Dental X-Ray Average Cost Without Insurance
Bitewing X-rays (2-4 images) $35 – $100
Periapical X-ray (single image) $25 – $50
Full-mouth series (FMX) $85 – $250
Panoramic X-ray (full jaw) $100 – $250
Cone Beam CT Scan (3D imaging) $150 – $750

Does Dental Insurance Cover X-Rays?

If you have dental insurance, your plan may cover X-rays once per year or every 6 months as part of your preventive care. However, some policies require co-pays or deductibles, meaning you could still end up paying out-of-pocket costs.

If you’re uninsured or your policy doesn’t cover frequent X-rays, you need a strategy to lower your costs—and that’s where dental savings plans and in-office memberships come in.


How to Save on Dental X-Rays (With & Without Insurance)

1. Use an In-Office Membership Plan (Best for Uninsured Patients)

Many dentists now offer membership plans, where you pay a low monthly or annual fee in exchange for discounted services. Unlike traditional insurance, these plans have:

  • No waiting periods
  • No deductibles
  • Transparent pricing

Example: A local patient saved 50% on their X-rays and preventive exams by joining a $20/month membership plan with their dentist.

Want to find a dentist offering a membership plan near you? Check The Patient Marketplace to connect with affordable dental providers in your area!


2. Get X-Rays at a Dental School (Budget-Friendly Option)

Many dental schools offer low-cost or free X-rays as part of their training programs. These services are performed under the supervision of licensed professionals, ensuring safe and high-quality care.

Search for an accredited dental school in your area to see if they offer affordable X-ray services.


3. Look for Discount Dental Plans

Instead of traditional insurance, consider discount dental plans, which allow you to save 10-60% on X-rays and other treatments. These plans typically cost $100-$200 per year and cover preventive care, fillings, and even major procedures.

Pro Tip: Some discount plans include X-rays for FREE when combined with a cleaning or exam!


4. Ask About Bundled Services

Many dentists offer bundled pricing, where X-rays are included at no extra charge when you get a cleaning and exam. This can significantly reduce your total cost compared to paying for each service separately.

Always ask your dentist if they offer bundled discounts for preventive care visits.


5. Compare Prices & Negotiate

Not all dental offices charge the same prices for X-rays! Call multiple providers in your area and compare costs before booking an appointment. Some offices even offer cash discounts or payment plans for uninsured patients.

Use The Patient Marketplace to find the best prices on dental care near you!


Real Story: How a Membership Plan Saved This Patient Over $200

Emma, a 35-year-old freelancer, doesn’t have dental insurance. When she needed a full set of X-rays and a cleaning, she was shocked to see the price: $300 out of pocket!

Instead of paying full price, Emma signed up for a $15/month membership plan at a local dental office. Thanks to the plan, her X-rays were FREE, and her cleaning was discounted by 50%.

Total savings? Over $200!

Emma now gets regular checkups without worrying about surprise bills—all thanks to an affordable in-office membership plan.


Don’t Overpay for Dental X-Rays – Start Saving Today!

Why pay full price for dental X-rays when affordable options exist? Whether you choose an in-office membership plan, a dental school, or a discount plan, there are ways to cut your costs without sacrificing quality.

Find a dentist who offers affordable membership plans today at The Patient Marketplace!

Don’t wait—take control of your dental costs and save money today!

Save on Dental, Optometry & Wellness

Dental & vision insurance are not the best options if you want to truly save on dental work or vision care. Search our listings of vetted prctices that can help you save money!

Jordon Comstock

Author Bio

Jordon Comstock is the Founder & CEO of BoomCloud™, a software that allows practice, clinic & spa owners to build, manage and scale a membership program. Jordon loves helping patients save on care & writing tips in dentistry, optometry and the spa industries. Jordon is passionate about music, Hawaii, Healthcare businesses like: dentistry, optometry, med spas and massage spas.